Loveland, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Loveland, OH Summary

Cost of living in Loveland research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Loveland is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Loveland is 107, with 100 being the average.

  • The cost of living index in Loveland is 1.1x higher than the national average.

  • Loveland ranks as the #252 cheapest in Ohio out of 289.

  • Loveland ranks as the #3,374 cheapest out of 6,489 in the US.

  • The median home value in Loveland is $439,530.

  • The median income in Loveland is $86,793.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
107
Loveland's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Loveland, OH?

According to the most recent data on the cost of living, Loveland has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.

Compared to Ohio, Loveland has a cost of living index that's 1.2x higher than Ohio's index of 93.

The standard of living in Loveland ranks as #252 most affordable out of the 289 places we measured in Ohio. By definition, that implies Loveland ranks as the #37 most expensive place in the Buckeye State.

For more reading on life in Loveland, check out:

252 out of 289
In Ohio
3,374 out of 6,489
In America

Loveland Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Loveland. Here is how it fairs on each of the criteria:

  • The Services index in Loveland is 103.

  • The Groceries index in Loveland is 102.

  • The Health index in Loveland is 104.

  • The Housing index in Loveland is 118.

  • The Transportation index in Loveland is 100.

  • The Utilities index in Loveland is 98.

Living Expense Loveland Ohio National Average
Overall 107 93 100
Services 103 101 100
Groceries 102 103 100
Health 104 97 100
Housing 118 74 100
Transportation 100 102 100
Utilities 98 100 100
For more reading on cost of living around Ohio, check out:
Loveland Cost of Living Vs. OH

Loveland, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Loveland is $439,530.

  • The Median Rent in Loveland is $1,170.

  • The Median Income in Loveland is $86,793.

  • The Home Value To Income in Loveland is 5.1x.

  • The Rent To Monthly Income in Loveland is 0.16x.

Statistic Loveland Ohio United States
Median Home Value $439,530 $240,287 $303,400
Median Rent $1,170 $988 $1,348
Median Income $86,793 $69,680 $78,538
Home Value To Income 5.1x 3.4x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$439,530
Median Home Value
$1,170
Median Rent
$86,793
Median Income

Loveland, OH Costs By Category

Detailed Loveland Services Costs Vs. Ohio

Item Loveland Ohio
Shampoo $1.27 $1.28
Movie $14.35 $12.13
Bowling $17.56 $18
Haircut $25.13 $24.26
Beauty Salon $37.93 $45.56

Detailed Loveland Groceries Costs Vs. Ohio

Item Loveland Ohio
Ground Beef $5.91 $5.84
Fried Chicken $1.72 $1.57
Milk $4.8 $4.67
Potatoes $5.05 $4.93
Pizza $11.92 $12.09
Beer $10.63 $10.41
Toothpaste $3.6 $3.7

Detailed Loveland Health Costs Vs. Ohio

Item Loveland Ohio
Optometrist $105.42 $125.68
Doctor $159.4 $135.78
Dentist $106.67 $113.29

Detailed Loveland Transportation Costs Vs. Ohio

Item Loveland Ohio
Gasoline $3.27 $3.46
Tire Balancing $73.09 $59.92

Detailed Loveland Utilities Costs Vs. Ohio

Item Loveland Ohio
All Electricity $197.1 $193.99
Phone $186.48 $192.25

Loveland SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
8
Diversity
6
Safety
8.5
Amenities
8.5
Education
9.5
Commute
8

Cost Of Living In Cities Around Loveland

The cost of living varies in the cities and towns around Loveland. Here's a quick look at the cost of living in the most populous nearby places:

  • Mason, OH has a cost of living index of 121, 1.1x Loveland.

  • Blue Ash, OH has a cost of living index of 115, 1.1x Loveland.

  • Monfort Heights, OH has a cost of living index of 97, 0.9x Loveland.

City Population Cost Of Living Vs. Loveland
Mason, OH 35,148 121 1.1x
Blue Ash, OH 13,374 115 1.1x
Monfort Heights, OH 12,203 97 0.9x
Forestville, OH 11,213 107 1.0x
Montgomery, OH 10,816 128 1.2x
Madeira, OH 9,454 118 1.1x
Wyoming, OH 8,712 121 1.1x
Kenwood, OH 8,484 114 1.1x
Landen, OH 8,041 107 1.0x
Dry Run, OH 7,765 119 1.1x

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