What is the cost of living in Loveland, OH?
According to the most recent data on the cost of living, Loveland has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Ohio, Loveland has a cost of living index that's 1.1x higher than Ohio's index of 90.
The standard of living in Loveland ranks as #226 most affordable out of the 284 places we measured in Ohio. By definition, that implies Loveland ranks as the #58 most expensive place in the Buckeye State.
For more reading on life in Loveland, check out:
Loveland Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Loveland. Here is how it fares on each of the criteria:
The Services index in Loveland is 101.
The Groceries index in Loveland is 100.
The Health index in Loveland is 118.
The Housing index in Loveland is 97.
The Transportation index in Loveland is 93.
The Utilities index in Loveland is 91.
| Living Expense | Loveland | Ohio | National Average |
|---|---|---|---|
| Overall | 100 | 90 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 100 | 97 | 100 |
| Health | 118 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 93 | 95 | 100 |
| Utilities | 91 | 97 | 100 |
Loveland Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Loveland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Loveland, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Loveland is $445,807.
The Median Rent in Loveland is $1,246.
The Median Income in Loveland is $94,323.
The Home Value To Income in Loveland is 4.7x.
The Rent To Monthly Income in Loveland is 0.16x.
Loveland, OH Costs By Category
Detailed Loveland Services costs vs. Ohio
Detailed Loveland Groceries costs vs. Ohio
Detailed Loveland Health costs vs. Ohio
Detailed Loveland Transportation costs vs. Ohio
Loveland SnackAbility
Cost Of Living In Cities Around Loveland
The cost of living varies in the cities and towns around Loveland. Here's a quick look at the cost of living in the most populous nearby places:
Mason, OH has a cost of living index of 117, 1.2x Loveland.
Blue Ash, OH has a cost of living index of 113, 1.1x Loveland.
Monfort Heights, OH has a cost of living index of 94, 0.9x Loveland.
| City | Population | Cost Of Living | Vs. Loveland |
|---|---|---|---|
| Mason, OH | 35,509 | 117 | 1.2x |
| Blue Ash, OH | 13,455 | 113 | 1.1x |
| Monfort Heights, OH | 12,441 | 94 | 0.9x |
| Montgomery, OH | 10,855 | 122 | 1.2x |
| Forestville, OH | 10,831 | 106 | 1.1x |
| Madeira, OH | 9,484 | 118 | 1.2x |
| Wyoming, OH | 8,723 | 116 | 1.2x |
| Kenwood, OH | 8,326 | 108 | 1.1x |
| Dry Run, OH | 7,687 | 116 | 1.2x |
| Landen, OH | 7,499 | 103 | 1.0x |
