What is the cost of living in Ontario, OH?
According to the most recent data on the cost of living, Ontario has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Ohio, Ontario has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Ontario ranks as #122 most affordable out of the 284 places we measured in Ohio. By definition, that implies Ontario ranks as the #162 most expensive place in the Buckeye State.
For more reading on life in Ontario, check out:
Ontario Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Ontario. Here is how it fares on each of the criteria:
The Services index in Ontario is 98.
The Groceries index in Ontario is 99.
The Health index in Ontario is 75.
The Housing index in Ontario is 95.
The Transportation index in Ontario is 97.
The Utilities index in Ontario is 95.
| Living Expense | Ontario | Ohio | National Average |
|---|---|---|---|
| Overall | 90 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 99 | 97 | 100 |
| Health | 75 | 75 | 100 |
| Housing | 95 | 97 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 95 | 97 | 100 |
Ontario Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Ontario Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ontario, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ontario is $235,343.
The Median Rent in Ontario is $1,093.
The Median Income in Ontario is $68,539.
The Home Value To Income in Ontario is 3.4x.
The Rent To Monthly Income in Ontario is 0.19x.
Ontario, OH Costs By Category
Detailed Ontario Services costs vs. Ohio
Detailed Ontario Groceries costs vs. Ohio
Detailed Ontario Health costs vs. Ohio
Detailed Ontario Transportation costs vs. Ohio
Ontario SnackAbility
Cost Of Living In Cities Around Ontario
The cost of living varies in the cities and towns around Ontario. Here's a quick look at the cost of living in the most populous nearby places:
Mansfield, OH has a cost of living index of 82, 0.9x Ontario.
Ashland, OH has a cost of living index of 87, 1.0x Ontario.
Bucyrus, OH has a cost of living index of 84, 0.9x Ontario.
| City | Population | Cost Of Living | Vs. Ontario |
|---|---|---|---|
| Mansfield, OH | 47,663 | 82 | 0.9x |
| Ashland, OH | 18,911 | 87 | 1.0x |
| Bucyrus, OH | 11,594 | 84 | 0.9x |
| Galion, OH | 10,339 | 81 | 0.9x |
| Shelby, OH | 8,865 | 85 | 0.9x |
