What is the cost of living in Reading, OH?
According to the most recent data on the cost of living, Reading has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Ohio, Reading has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Reading ranks as #108 most affordable out of the 284 places we measured in Ohio. By definition, that implies Reading ranks as the #176 most expensive place in the Buckeye State.
For more reading on life in Reading, check out:
Reading Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Reading. Here is how it fares on each of the criteria:
The Services index in Reading is 100.
The Groceries index in Reading is 100.
The Health index in Reading is 74.
The Housing index in Reading is 96.
The Transportation index in Reading is 97.
The Utilities index in Reading is 98.
| Living Expense | Reading | Ohio | National Average |
|---|---|---|---|
| Overall | 89 | 90 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 100 | 97 | 100 |
| Health | 74 | 75 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 98 | 97 | 100 |
Reading Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Reading Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Reading, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Reading is $231,958.
The Median Rent in Reading is $940.
The Median Income in Reading is $61,866.
The Home Value To Income in Reading is 3.7x.
The Rent To Monthly Income in Reading is 0.18x.
Reading, OH Costs By Category
Detailed Reading Services costs vs. Ohio
Detailed Reading Groceries costs vs. Ohio
Detailed Reading Health costs vs. Ohio
Detailed Reading Transportation costs vs. Ohio
Reading SnackAbility
Cost Of Living In Cities Around Reading
The cost of living varies in the cities and towns around Reading. Here's a quick look at the cost of living in the most populous nearby places:
Mason, OH has a cost of living index of 117, 1.3x Reading.
Monfort Heights, OH has a cost of living index of 94, 1.1x Reading.
Mack, OH has a cost of living index of 104, 1.2x Reading.
| City | Population | Cost Of Living | Vs. Reading |
|---|---|---|---|
| Mason, OH | 35,509 | 117 | 1.3x |
| Monfort Heights, OH | 12,441 | 94 | 1.1x |
| Mack, OH | 11,516 | 104 | 1.2x |
| Montgomery, OH | 10,855 | 122 | 1.4x |
| Forestville, OH | 10,831 | 106 | 1.2x |
| Madeira, OH | 9,484 | 118 | 1.3x |
| Wyoming, OH | 8,723 | 116 | 1.3x |
| Dry Run, OH | 7,687 | 116 | 1.3x |
| Covedale, OH | 6,500 | 96 | 1.1x |
| Deer Park, OH | 5,384 | 92 | 1.0x |
