What is the cost of living in Waterville, OH?
According to the most recent data on the cost of living, Waterville has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Ohio, Waterville has a cost of living index that's 1.1x higher than Ohio's index of 90.
The standard of living in Waterville ranks as #226 most affordable out of the 284 places we measured in Ohio. By definition, that implies Waterville ranks as the #58 most expensive place in the Buckeye State.
For more reading on life in Waterville, check out:
Waterville Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Waterville. Here is how it fares on each of the criteria:
The Services index in Waterville is 96.
The Groceries index in Waterville is 97.
The Health index in Waterville is 116.
The Housing index in Waterville is 99.
The Transportation index in Waterville is 95.
The Utilities index in Waterville is 99.
| Living Expense | Waterville | Ohio | National Average |
|---|---|---|---|
| Overall | 100 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 116 | 75 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 99 | 97 | 100 |
Waterville Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Waterville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waterville, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waterville is $340,487.
The Median Rent in Waterville is $1,415.
The Median Income in Waterville is $104,114.
The Home Value To Income in Waterville is 3.3x.
The Rent To Monthly Income in Waterville is 0.16x.
| Statistic | Waterville | Ohio | United States |
|---|---|---|---|
| Median Home Value | $340,487 | $242,141 | $332,700 |
| Median Rent | $1,415 | $1,034 | $1,413 |
| Median Income | $104,114 | $71,389 | $80,734 |
| Home Value To Income | 3.3x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.17x | 0.21x |
Waterville, OH Costs By Category
Detailed Waterville Services costs vs. Ohio
| Item | Waterville | Ohio |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $11.62 | $12.13 |
| Bowling | $11.78 | $18 |
| Haircut | $23.45 | $24.26 |
| Beauty Salon | $39.83 | $45.56 |
Detailed Waterville Groceries costs vs. Ohio
| Item | Waterville | Ohio |
|---|---|---|
| Ground Beef | $6.28 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $4.83 | $4.93 |
| Pizza | $11.74 | $12.09 |
| Beer | $10.79 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Waterville Health costs vs. Ohio
| Item | Waterville | Ohio |
|---|---|---|
| Optometrist | $82.43 | $125.68 |
| Doctor | $123.67 | $135.78 |
| Dentist | $92.0 | $113.29 |
Detailed Waterville Transportation costs vs. Ohio
| Item | Waterville | Ohio |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $64.21 | $59.92 |
Detailed Waterville Utilities costs vs. Ohio
| Item | Waterville | Ohio |
|---|---|---|
| All Electricity | $180.12 | $193.99 |
| Phone | $184.9 | $192.25 |
Waterville SnackAbility
Cost Of Living In Cities Around Waterville
The cost of living varies in the cities and towns around Waterville. Here's a quick look at the cost of living in the most populous nearby places:
Toledo, OH has a cost of living index of 85, 0.8x Waterville.
Bowling Green, OH has a cost of living index of 95, 0.9x Waterville.
Perrysburg, OH has a cost of living index of 101, 1.0x Waterville.
| City | Population | Cost Of Living | Vs. Waterville |
|---|---|---|---|
| Toledo, OH | 267,463 | 85 | 0.8x |
| Bowling Green, OH | 29,983 | 95 | 0.9x |
| Perrysburg, OH | 25,181 | 101 | 1.0x |
| Oregon, OH | 19,799 | 89 | 0.9x |
| Sylvania, OH | 19,055 | 96 | 1.0x |
| Maumee, OH | 13,715 | 93 | 0.9x |
| Lambertville, MI | 9,955 | 97 | 1.0x |
| Rossford, OH | 6,323 | 88 | 0.9x |
| Northwood, OH | 5,193 | 87 | 0.9x |
