Cost of living in Wilmington research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Wilmington is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Wilmington is 90, with 100 being the average.
The cost of living index in Wilmington is 0.9x lower than the national average.
Wilmington ranks as the #98 cheapest in Ohio out of 289.
Wilmington ranks as the #1,206 cheapest out of 6,489 in the US.
The median home value in Wilmington is $262,091.
The median income in Wilmington is $52,661.
According to the most recent data on the cost of living, Wilmington has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Ohio, Wilmington has a cost of living index that's 1.0x lower than Ohio's index of 93.
The standard of living in Wilmington ranks as #98 most affordable out of the 289 places we measured in Ohio. By definition, that implies Wilmington ranks as the #191 most expensive place in the Buckeye State.
For more reading on life in Wilmington, check out:
Six factors go into calculating the cost of living index in Wilmington. Here is how it fairs on each of the criteria:
The Services index in Wilmington is 101.
The Groceries index in Wilmington is 101.
The Health index in Wilmington is 106.
The Housing index in Wilmington is 70.
The Transportation index in Wilmington is 95.
The Utilities index in Wilmington is 103.
| Living Expense | Wilmington | Ohio | National Average | |
|---|---|---|---|---|
| Overall | 90 | 93 | 100 | |
| Services | 101 | 101 | 100 | |
| Groceries | 101 | 103 | 100 | |
| Health | 106 | 97 | 100 | |
| Housing | 70 | 74 | 100 | |
| Transportation | 95 | 102 | 100 | |
| Utilities | 103 | 100 | 100 | |
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Wilmington is $262,091.
The Median Rent in Wilmington is $925.
The Median Income in Wilmington is $52,661.
The Home Value To Income in Wilmington is 5.0x.
The Rent To Monthly Income in Wilmington is 0.21x.
| Statistic | Wilmington | Ohio | United States |
|---|---|---|---|
| Median Home Value | $262,091 | $240,287 | $303,400 |
| Median Rent | $925 | $988 | $1,348 |
| Median Income | $52,661 | $69,680 | $78,538 |
| Home Value To Income | 5.0x | 3.4x | 3.9x |
| Rent To Monthly Income | 0.21x | 0.17x | 0.21x |
| Item | Wilmington | Ohio |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $12.84 | $12.13 |
| Bowling | $16.32 | $18 |
| Haircut | $21.0 | $24.26 |
| Beauty Salon | $43.31 | $45.56 |
| Item | Wilmington | Ohio |
|---|---|---|
| Ground Beef | $6.04 | $5.84 |
| Fried Chicken | $1.69 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $13.11 | $12.09 |
| Beer | $10.57 | $10.41 |
| Toothpaste | $3.57 | $3.7 |
| Item | Wilmington | Ohio |
|---|---|---|
| Optometrist | $108.5 | $125.68 |
| Doctor | $152.25 | $135.78 |
| Dentist | $122.07 | $113.29 |
| Item | Wilmington | Ohio |
|---|---|---|
| Gasoline | $3.24 | $3.46 |
| Tire Balancing | $58.06 | $59.92 |
| Item | Wilmington | Ohio |
|---|---|---|
| All Electricity | $202.76 | $193.99 |
| Phone | $186.57 | $192.25 |
The cost of living varies in the cities and towns around Wilmington. Here's a quick look at the cost of living in the most populous nearby places:
Mason, OH has a cost of living index of 121, 1.3x Wilmington.
Monfort Heights, OH has a cost of living index of 97, 1.1x Wilmington.
Forestville, OH has a cost of living index of 107, 1.2x Wilmington.
| City | Population | Cost Of Living | Vs. Wilmington |
|---|---|---|---|
| Mason, OH | 35,148 | 121 | 1.3x |
| Monfort Heights, OH | 12,203 | 97 | 1.1x |
| Forestville, OH | 11,213 | 107 | 1.2x |
| Montgomery, OH | 10,816 | 128 | 1.4x |
| Madeira, OH | 9,454 | 118 | 1.3x |
| Wyoming, OH | 8,712 | 121 | 1.3x |
| Kenwood, OH | 8,484 | 114 | 1.3x |
| Dry Run, OH | 7,765 | 119 | 1.3x |
| Covedale, OH | 6,306 | 96 | 1.1x |