Wilmington, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Wilmington, OH Summary

Cost of living in Wilmington research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Wilmington is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Wilmington is 90, with 100 being the average.

  • The cost of living index in Wilmington is 0.9x lower than the national average.

  • Wilmington ranks as the #98 cheapest in Ohio out of 289.

  • Wilmington ranks as the #1,206 cheapest out of 6,489 in the US.

  • The median home value in Wilmington is $262,091.

  • The median income in Wilmington is $52,661.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
90
Wilmington's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Wilmington, OH?

According to the most recent data on the cost of living, Wilmington has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.

Compared to Ohio, Wilmington has a cost of living index that's 1.0x lower than Ohio's index of 93.

The standard of living in Wilmington ranks as #98 most affordable out of the 289 places we measured in Ohio. By definition, that implies Wilmington ranks as the #191 most expensive place in the Buckeye State.

For more reading on life in Wilmington, check out:

98 out of 289
In Ohio
1,206 out of 6,489
In America

Wilmington Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Wilmington. Here is how it fairs on each of the criteria:

  • The Services index in Wilmington is 101.

  • The Groceries index in Wilmington is 101.

  • The Health index in Wilmington is 106.

  • The Housing index in Wilmington is 70.

  • The Transportation index in Wilmington is 95.

  • The Utilities index in Wilmington is 103.

Living Expense Wilmington Ohio National Average
Overall 90 93 100
Services 101 101 100
Groceries 101 103 100
Health 106 97 100
Housing 70 74 100
Transportation 95 102 100
Utilities 103 100 100
For more reading on cost of living around Ohio, check out:
Wilmington Cost of Living Vs. OH

Wilmington, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Wilmington is $262,091.

  • The Median Rent in Wilmington is $925.

  • The Median Income in Wilmington is $52,661.

  • The Home Value To Income in Wilmington is 5.0x.

  • The Rent To Monthly Income in Wilmington is 0.21x.

Statistic Wilmington Ohio United States
Median Home Value $262,091 $240,287 $303,400
Median Rent $925 $988 $1,348
Median Income $52,661 $69,680 $78,538
Home Value To Income 5.0x 3.4x 3.9x
Rent To Monthly Income 0.21x 0.17x 0.21x
$262,091
Median Home Value
$925
Median Rent
$52,661
Median Income

Wilmington, OH Costs By Category

Detailed Wilmington Services Costs Vs. Ohio

Item Wilmington Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Wilmington Groceries Costs Vs. Ohio

Item Wilmington Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Wilmington Health Costs Vs. Ohio

Item Wilmington Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Wilmington Transportation Costs Vs. Ohio

Item Wilmington Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Wilmington Utilities Costs Vs. Ohio

Item Wilmington Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Wilmington SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
6
Affordability
6
Diversity
6
Safety
5
Amenities
8
Education
7
Commute
9.5

Cost Of Living In Cities Around Wilmington

The cost of living varies in the cities and towns around Wilmington. Here's a quick look at the cost of living in the most populous nearby places:

  • Mason, OH has a cost of living index of 121, 1.3x Wilmington.

  • Monfort Heights, OH has a cost of living index of 97, 1.1x Wilmington.

  • Forestville, OH has a cost of living index of 107, 1.2x Wilmington.

City Population Cost Of Living Vs. Wilmington
Mason, OH 35,148 121 1.3x
Monfort Heights, OH 12,203 97 1.1x
Forestville, OH 11,213 107 1.2x
Montgomery, OH 10,816 128 1.4x
Madeira, OH 9,454 118 1.3x
Wyoming, OH 8,712 121 1.3x
Kenwood, OH 8,484 114 1.3x
Dry Run, OH 7,765 119 1.3x
Covedale, OH 6,306 96 1.1x

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