What is the cost of living in Wilmington, OH?
According to the most recent data on the cost of living, Wilmington has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Ohio, Wilmington has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Wilmington ranks as #108 most affordable out of the 284 places we measured in Ohio. By definition, that implies Wilmington ranks as the #176 most expensive place in the Buckeye State.
For more reading on life in Wilmington, check out:
Wilmington Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Wilmington. Here is how it fares on each of the criteria:
The Services index in Wilmington is 96.
The Groceries index in Wilmington is 97.
The Health index in Wilmington is 67.
The Housing index in Wilmington is 95.
The Transportation index in Wilmington is 95.
The Utilities index in Wilmington is 95.
| Living Expense | Wilmington | Ohio | National Average |
|---|---|---|---|
| Overall | 89 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 67 | 75 | 100 |
| Housing | 95 | 97 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 95 | 97 | 100 |
Wilmington Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Wilmington Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Wilmington, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Wilmington is $268,314.
The Median Rent in Wilmington is $909.
The Median Income in Wilmington is $57,199.
The Home Value To Income in Wilmington is 4.7x.
The Rent To Monthly Income in Wilmington is 0.19x.
| Statistic | Wilmington | Ohio | United States |
|---|---|---|---|
| Median Home Value | $268,314 | $242,141 | $332,700 |
| Median Rent | $909 | $1,034 | $1,413 |
| Median Income | $57,199 | $71,389 | $80,734 |
| Home Value To Income | 4.7x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.17x | 0.21x |
Wilmington, OH Costs By Category
Detailed Wilmington Services costs vs. Ohio
| Item | Wilmington | Ohio |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $12.84 | $12.13 |
| Bowling | $16.32 | $18 |
| Haircut | $21.0 | $24.26 |
| Beauty Salon | $43.31 | $45.56 |
Detailed Wilmington Groceries costs vs. Ohio
| Item | Wilmington | Ohio |
|---|---|---|
| Ground Beef | $6.04 | $5.84 |
| Fried Chicken | $1.69 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $13.11 | $12.09 |
| Beer | $10.57 | $10.41 |
| Toothpaste | $3.57 | $3.7 |
Detailed Wilmington Health costs vs. Ohio
| Item | Wilmington | Ohio |
|---|---|---|
| Optometrist | $108.5 | $125.68 |
| Doctor | $152.25 | $135.78 |
| Dentist | $122.07 | $113.29 |
Detailed Wilmington Transportation costs vs. Ohio
| Item | Wilmington | Ohio |
|---|---|---|
| Gasoline | $3.24 | $3.46 |
| Tire Balancing | $58.06 | $59.92 |
Detailed Wilmington Utilities costs vs. Ohio
| Item | Wilmington | Ohio |
|---|---|---|
| All Electricity | $202.76 | $193.99 |
| Phone | $186.57 | $192.25 |
Wilmington SnackAbility
Cost Of Living In Cities Around Wilmington
The cost of living varies in the cities and towns around Wilmington. Here's a quick look at the cost of living in the most populous nearby places:
Mason, OH has a cost of living index of 117, 1.3x Wilmington.
Monfort Heights, OH has a cost of living index of 94, 1.1x Wilmington.
Montgomery, OH has a cost of living index of 122, 1.4x Wilmington.
| City | Population | Cost Of Living | Vs. Wilmington |
|---|---|---|---|
| Mason, OH | 35,509 | 117 | 1.3x |
| Monfort Heights, OH | 12,441 | 94 | 1.1x |
| Montgomery, OH | 10,855 | 122 | 1.4x |
| Forestville, OH | 10,831 | 106 | 1.2x |
| Madeira, OH | 9,484 | 118 | 1.3x |
| Wyoming, OH | 8,723 | 116 | 1.3x |
| Kenwood, OH | 8,326 | 108 | 1.2x |
| Dry Run, OH | 7,687 | 116 | 1.3x |
| Covedale, OH | 6,500 | 96 | 1.1x |
