What is the cost of living in Xenia, OH?
According to the most recent data on the cost of living, Xenia has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Ohio, Xenia has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Xenia ranks as #51 most affordable out of the 284 places we measured in Ohio. By definition, that implies Xenia ranks as the #233 most expensive place in the Buckeye State.
For more reading on life in Xenia, check out:
Xenia Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Xenia. Here is how it fares on each of the criteria:
The Services index in Xenia is 98.
The Groceries index in Xenia is 96.
The Health index in Xenia is 63.
The Housing index in Xenia is 95.
The Transportation index in Xenia is 94.
The Utilities index in Xenia is 94.
| Living Expense | Xenia | Ohio | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 96 | 97 | 100 |
| Health | 63 | 75 | 100 |
| Housing | 95 | 97 | 100 |
| Transportation | 94 | 95 | 100 |
| Utilities | 94 | 97 | 100 |
Xenia Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Xenia Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Xenia, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Xenia is $252,478.
The Median Rent in Xenia is $931.
The Median Income in Xenia is $56,029.
The Home Value To Income in Xenia is 4.5x.
The Rent To Monthly Income in Xenia is 0.2x.
Xenia, OH Costs By Category
Detailed Xenia Services costs vs. Ohio
Detailed Xenia Groceries costs vs. Ohio
Detailed Xenia Health costs vs. Ohio
Detailed Xenia Transportation costs vs. Ohio
Xenia SnackAbility
Cost Of Living In Cities Around Xenia
The cost of living varies in the cities and towns around Xenia. Here's a quick look at the cost of living in the most populous nearby places:
Kettering, OH has a cost of living index of 92, 1.1x Xenia.
Beavercreek, OH has a cost of living index of 101, 1.2x Xenia.
Huber Heights, OH has a cost of living index of 90, 1.1x Xenia.
| City | Population | Cost Of Living | Vs. Xenia |
|---|---|---|---|
| Kettering, OH | 57,206 | 92 | 1.1x |
| Beavercreek, OH | 47,126 | 101 | 1.2x |
| Huber Heights, OH | 43,455 | 90 | 1.1x |
| Fairborn, OH | 34,534 | 90 | 1.1x |
| Centerville, OH | 25,205 | 96 | 1.1x |
| Springboro, OH | 19,980 | 109 | 1.3x |
| Miamisburg, OH | 19,948 | 94 | 1.1x |
| Vandalia, OH | 15,053 | 89 | 1.0x |
| Bellbrook, OH | 7,394 | 96 | 1.1x |
