State College, PA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In State College, PA Summary

Cost of living in State College research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means State College is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in State College is 121, with 100 being the average.

  • The cost of living index in State College is 1.2x higher than the national average.

  • State College ranks as the #224 cheapest in Pennsylvania out of 255.

  • State College ranks as the #4,476 cheapest out of 6,489 in the US.

  • The median home value in State College is $403,863.

  • The median income in State College is $47,132.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
121
State College's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in State College, PA?

According to the most recent data on the cost of living, State College has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.

Compared to Pennsylvania, State College has a cost of living index that's 1.2x higher than Pennsylvania's index of 100.

The standard of living in State College ranks as #224 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies State College ranks as the #31 most expensive place in the Keystone State.

For more reading on life in State College, check out:

224 out of 255
In Pennsylvania
4,476 out of 6,489
In America

State College Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in State College. Here is how it fairs on each of the criteria:

  • The Services index in State College is 108.

  • The Groceries index in State College is 97.

  • The Health index in State College is 111.

  • The Housing index in State College is 158.

  • The Transportation index in State College is 108.

  • The Utilities index in State College is 92.

Living Expense State College Pennsylvania National Average
Overall 121 100 100
Services 108 101 100
Groceries 97 101 100
Health 111 95 100
Housing 158 93 100
Transportation 108 108 100
Utilities 92 108 100
For more reading on cost of living around Pennsylvania, check out:
State College Cost of Living Vs. PA

State College, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in State College is $403,863.

  • The Median Rent in State College is $1,229.

  • The Median Income in State College is $47,132.

  • The Home Value To Income in State College is 8.6x.

  • The Rent To Monthly Income in State College is 0.31x.

Statistic State College Pennsylvania United States
Median Home Value $403,863 $281,782 $303,400
Median Rent $1,229 $1,162 $1,348
Median Income $47,132 $76,081 $78,538
Home Value To Income 8.6x 3.7x 3.9x
Rent To Monthly Income 0.31x 0.18x 0.21x
$403,863
Median Home Value
$1,229
Median Rent
$47,132
Median Income

State College, PA Costs By Category

Detailed State College Services Costs Vs. Pennsylvania

Item State College Pennsylvania
Shampoo $1.43 $1.28
Movie $12.52 $12.13
Bowling $15.56 $18
Haircut $26.17 $24.26
Beauty Salon $40.39 $45.56

Detailed State College Groceries Costs Vs. Pennsylvania

Item State College Pennsylvania
Ground Beef $5.65 $5.84
Fried Chicken $1.45 $1.57
Milk $4.49 $4.67
Potatoes $5.37 $4.93
Pizza $11.67 $12.09
Beer $11.13 $10.41
Toothpaste $3.77 $3.7

Detailed State College Health Costs Vs. Pennsylvania

Item State College Pennsylvania
Optometrist $123.25 $125.68
Doctor $177.4 $135.78
Dentist $118.44 $113.29

Detailed State College Transportation Costs Vs. Pennsylvania

Item State College Pennsylvania
Gasoline $3.66 $3.46
Tire Balancing $68.88 $59.92

Detailed State College Utilities Costs Vs. Pennsylvania

Item State College Pennsylvania
All Electricity $169.62 $193.99
Phone $195.81 $192.25

State College SnackAbility

7.5
/10
Overall SnackAbility
Jobs
5/10
Housing
8.5
Affordability
2
Diversity
8
Safety
N/A
Amenities
10
Education
10
Commute
9.5

Cost Of Living In Cities Around State College

The cost of living varies in the cities and towns around State College. Here's a quick look at the cost of living in the most populous nearby places:

  • Altoona, PA has a cost of living index of 89, 0.7x State College.

  • Jacksonville, TX has a cost of living index of 87, 0.7x State College.

  • Lock Haven, PA has a cost of living index of 92, 0.8x State College.

City Population Cost Of Living Vs. State College
Altoona, PA 43,508 89 0.7x
Jacksonville, TX 14,186 87 0.7x
Lock Haven, PA 8,386 92 0.8x
Huntingdon, PA 6,884 93 0.8x
Bellefonte, PA 6,022 102 0.8x
Clearfield, PA 5,918 85 0.7x
Hollidaysburg, PA 5,581 98 0.8x
Tyrone, PA 5,421 87 0.7x

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