What is the cost of living in Collegedale, TN?
According to the most recent data on the cost of living, Collegedale has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Tennessee, Collegedale has a cost of living index that's 1.1x higher than Tennessee's index of 94.
The standard of living in Collegedale ranks as #84 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Collegedale ranks as the #25 most expensive place in the Volunteer State.
For more reading on life in Collegedale, check out:
Collegedale Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Collegedale. Here is how it fares on each of the criteria:
The Services index in Collegedale is 97.
The Groceries index in Collegedale is 95.
The Health index in Collegedale is 122.
The Housing index in Collegedale is 96.
The Transportation index in Collegedale is 98.
The Utilities index in Collegedale is 98.
| Living Expense | Collegedale | Tennessee | National Average |
|---|---|---|---|
| Overall | 103 | 94 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 95 | 96 | 100 |
| Health | 122 | 82 | 100 |
| Housing | 96 | 95 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 98 | 98 | 100 |
Collegedale Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Collegedale Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Collegedale, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Collegedale is $418,364.
The Median Rent in Collegedale is $1,581.
The Median Income in Collegedale is $70,246.
The Home Value To Income in Collegedale is 6.0x.
The Rent To Monthly Income in Collegedale is 0.27x.
| Statistic | Collegedale | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $418,364 | $333,650 | $332,700 |
| Median Rent | $1,581 | $1,189 | $1,413 |
| Median Income | $70,246 | $69,595 | $80,734 |
| Home Value To Income | 6.0x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.21x | 0.21x |
Collegedale, TN Costs By Category
Detailed Collegedale Services costs vs. Tennessee
| Item | Collegedale | Tennessee |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.57 | $12.13 |
| Bowling | $16.47 | $18 |
| Haircut | $18.8 | $24.26 |
| Beauty Salon | $48.4 | $45.56 |
Detailed Collegedale Groceries costs vs. Tennessee
| Item | Collegedale | Tennessee |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.43 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.17 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $10.02 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Collegedale Health costs vs. Tennessee
| Item | Collegedale | Tennessee |
|---|---|---|
| Optometrist | $112.0 | $125.68 |
| Doctor | $129.61 | $135.78 |
| Dentist | $96.5 | $113.29 |
Detailed Collegedale Transportation costs vs. Tennessee
| Item | Collegedale | Tennessee |
|---|---|---|
| Gasoline | $3.09 | $3.46 |
| Tire Balancing | $50.87 | $59.92 |
Detailed Collegedale Utilities costs vs. Tennessee
| Item | Collegedale | Tennessee |
|---|---|---|
| All Electricity | $170.16 | $193.99 |
| Phone | $192.18 | $192.25 |
Collegedale SnackAbility
Cost Of Living In Cities Around Collegedale
The cost of living varies in the cities and towns around Collegedale. Here's a quick look at the cost of living in the most populous nearby places:
Chattanooga, TN has a cost of living index of 99, 1.0x Collegedale.
East Ridge, TN has a cost of living index of 92, 0.9x Collegedale.
Soddy-Daisy, TN has a cost of living index of 95, 0.9x Collegedale.
| City | Population | Cost Of Living | Vs. Collegedale |
|---|---|---|---|
| Chattanooga, TN | 185,783 | 99 | 1.0x |
| East Ridge, TN | 22,070 | 92 | 0.9x |
| Soddy-Daisy, TN | 13,231 | 95 | 0.9x |
| Middle Valley, TN | 12,187 | 97 | 0.9x |
| Red Bank, TN | 12,010 | 93 | 0.9x |
| Fort Oglethorpe, GA | 10,416 | 90 | 0.9x |
| Signal Mountain, TN | 8,860 | 125 | 1.2x |
| Harrison, TN | 8,011 | 95 | 0.9x |
| South Cleveland, TN | 7,452 | 92 | 0.9x |
| Fairview, GA | 5,302 | 89 | 0.9x |
