What is the cost of living in Middle Valley, TN?
According to the most recent data on the cost of living, Middle Valley has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Tennessee, Middle Valley has a cost of living index that's 1.0x higher than Tennessee's index of 94.
The standard of living in Middle Valley ranks as #72 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Middle Valley ranks as the #37 most expensive place in the Volunteer State.
For more reading on life in Middle Valley, check out:
Middle Valley Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Middle Valley. Here is how it fares on each of the criteria:
The Services index in Middle Valley is 96.
The Groceries index in Middle Valley is 100.
The Health index in Middle Valley is 100.
The Housing index in Middle Valley is 94.
The Transportation index in Middle Valley is 96.
The Utilities index in Middle Valley is 92.
| Living Expense | Middle Valley | Tennessee | National Average |
|---|---|---|---|
| Overall | 97 | 94 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 100 | 96 | 100 |
| Health | 100 | 82 | 100 |
| Housing | 94 | 95 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 92 | 98 | 100 |
Middle Valley Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Middle Valley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Middle Valley, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Middle Valley is $371,706.
The Median Rent in Middle Valley is $1,180.
The Median Income in Middle Valley is $95,000.
The Home Value To Income in Middle Valley is 3.9x.
The Rent To Monthly Income in Middle Valley is 0.15x.
| Statistic | Middle Valley | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $371,706 | $333,650 | $332,700 |
| Median Rent | $1,180 | $1,189 | $1,413 |
| Median Income | $95,000 | $69,595 | $80,734 |
| Home Value To Income | 3.9x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.21x | 0.21x |
Middle Valley, TN Costs By Category
Detailed Middle Valley Services costs vs. Tennessee
| Item | Middle Valley | Tennessee |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.57 | $12.13 |
| Bowling | $16.47 | $18 |
| Haircut | $18.8 | $24.26 |
| Beauty Salon | $48.4 | $45.56 |
Detailed Middle Valley Groceries costs vs. Tennessee
| Item | Middle Valley | Tennessee |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.43 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.17 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $10.02 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Middle Valley Health costs vs. Tennessee
| Item | Middle Valley | Tennessee |
|---|---|---|
| Optometrist | $112.0 | $125.68 |
| Doctor | $129.61 | $135.78 |
| Dentist | $96.5 | $113.29 |
Detailed Middle Valley Transportation costs vs. Tennessee
| Item | Middle Valley | Tennessee |
|---|---|---|
| Gasoline | $3.09 | $3.46 |
| Tire Balancing | $50.87 | $59.92 |
Detailed Middle Valley Utilities costs vs. Tennessee
| Item | Middle Valley | Tennessee |
|---|---|---|
| All Electricity | $170.16 | $193.99 |
| Phone | $192.18 | $192.25 |
Middle Valley SnackAbility
Cost Of Living In Cities Around Middle Valley
The cost of living varies in the cities and towns around Middle Valley. Here's a quick look at the cost of living in the most populous nearby places:
Chattanooga, TN has a cost of living index of 99, 1.0x Middle Valley.
East Ridge, TN has a cost of living index of 92, 0.9x Middle Valley.
Soddy-Daisy, TN has a cost of living index of 95, 1.0x Middle Valley.
| City | Population | Cost Of Living | Vs. Middle Valley |
|---|---|---|---|
| Chattanooga, TN | 185,783 | 99 | 1.0x |
| East Ridge, TN | 22,070 | 92 | 0.9x |
| Soddy-Daisy, TN | 13,231 | 95 | 1.0x |
| Red Bank, TN | 12,010 | 93 | 1.0x |
| Collegedale, TN | 11,330 | 103 | 1.1x |
| Fort Oglethorpe, GA | 10,416 | 90 | 0.9x |
| Signal Mountain, TN | 8,860 | 125 | 1.3x |
| Harrison, TN | 8,011 | 95 | 1.0x |
| South Cleveland, TN | 7,452 | 92 | 0.9x |
| Fairview, GA | 5,302 | 89 | 0.9x |
