What is the cost of living in Denison, TX?
According to the most recent data on the cost of living, Denison has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Texas, Denison has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Denison ranks as #131 most affordable out of the 419 places we measured in Texas. By definition, that implies Denison ranks as the #288 most expensive place in the Lone Star State.
For more reading on life in Denison, check out:
Denison Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Denison. Here is how it fares on each of the criteria:
The Services index in Denison is 97.
The Groceries index in Denison is 102.
The Health index in Denison is 72.
The Housing index in Denison is 98.
The Transportation index in Denison is 98.
The Utilities index in Denison is 101.
| Living Expense | Denison | Texas | National Average |
|---|---|---|---|
| Overall | 91 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 102 | 99 | 100 |
| Health | 72 | 81 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 98 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
Denison Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Denison Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Denison, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Denison is $227,793.
The Median Rent in Denison is $1,309.
The Median Income in Denison is $67,365.
The Home Value To Income in Denison is 3.4x.
The Rent To Monthly Income in Denison is 0.23x.
Denison, TX Costs By Category
Detailed Denison Services costs vs. Texas
Detailed Denison Groceries costs vs. Texas
Detailed Denison Health costs vs. Texas
Detailed Denison Transportation costs vs. Texas
Denison SnackAbility
Cost Of Living In Cities Around Denison
The cost of living varies in the cities and towns around Denison. Here's a quick look at the cost of living in the most populous nearby places:
Plano, TX has a cost of living index of 120, 1.3x Denison.
Frisco, TX has a cost of living index of 133, 1.5x Denison.
McKinney, TX has a cost of living index of 122, 1.3x Denison.
| City | Population | Cost Of Living | Vs. Denison |
|---|---|---|---|
| Plano, TX | 290,594 | 120 | 1.3x |
| Frisco, TX | 219,304 | 133 | 1.5x |
| McKinney, TX | 210,600 | 122 | 1.3x |
| Denton, TX | 152,866 | 103 | 1.1x |
| Allen, TX | 110,265 | 120 | 1.3x |
| Lakewood, WA | 62,937 | 124 | 1.4x |
| Little Elm, TX | 54,820 | 118 | 1.3x |
| Sherman, TX | 46,397 | 93 | 1.0x |
| Gainesville, TX | 17,883 | 88 | 1.0x |
| Providence, UT | 8,947 | 121 | 1.3x |
