Elsa, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Elsa, TX Summary

Cost of living in Elsa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Elsa is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Elsa is 76, with 100 being the average.

  • The cost of living index in Elsa is 0.8x lower than the national average.

  • Elsa ranks as the #10 cheapest in Texas out of 414.

  • Elsa ranks as the #19 cheapest out of 6,489 in the US.

  • The median home value in Elsa is $135,382.

  • The median income in Elsa is $55,519.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
76
Elsa's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Elsa, TX?

According to the most recent data on the cost of living, Elsa has an overall cost of living index of 76, which is 0.8x lower than the national index of 100.

Compared to Texas, Elsa has a cost of living index that's 0.8x lower than Texas's index of 92.

The standard of living in Elsa ranks as #10 most affordable out of the 414 places we measured in Texas. By definition, that implies Elsa ranks as the #404 most expensive place in the Lone Star State.

For more reading on life in Elsa, check out:

10 out of 414
In Texas
19 out of 6,489
In America

Elsa Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Elsa. Here is how it fairs on each of the criteria:

  • The Services index in Elsa is 87.

  • The Groceries index in Elsa is 92.

  • The Health index in Elsa is 77.

  • The Housing index in Elsa is 40.

  • The Transportation index in Elsa is 93.

  • The Utilities index in Elsa is 107.

Living Expense Elsa Texas National Average
Overall 76 92 100
Services 87 97 100
Groceries 92 97 100
Health 77 93 100
Housing 40 82 100
Transportation 93 94 100
Utilities 107 104 100
For more reading on cost of living around Texas, check out:
Elsa Cost of Living Vs. TX

Elsa, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Elsa is $135,382.

  • The Median Rent in Elsa is $676.

  • The Median Income in Elsa is $55,519.

  • The Home Value To Income in Elsa is 2.4x.

  • The Rent To Monthly Income in Elsa is 0.15x.

Statistic Elsa Texas United States
Median Home Value $135,382 $298,905 $303,400
Median Rent $676 $1,339 $1,348
Median Income $55,519 $76,292 $78,538
Home Value To Income 2.4x 3.9x 3.9x
Rent To Monthly Income 0.15x 0.21x 0.21x
$135,382
Median Home Value
$676
Median Rent
$55,519
Median Income

Elsa, TX Costs By Category

Detailed Elsa Services Costs Vs. Texas

Item Elsa Texas
Shampoo $1.05 $1.28
Movie $11.98 $12.13
Bowling $20.0 $18
Haircut $17.78 $24.26
Beauty Salon $30.94 $45.56

Detailed Elsa Groceries Costs Vs. Texas

Item Elsa Texas
Ground Beef $5.77 $5.84
Fried Chicken $1.41 $1.57
Milk $4.51 $4.67
Potatoes $4.84 $4.93
Pizza $11.29 $12.09
Beer $10.29 $10.41
Toothpaste $3.4 $3.7

Detailed Elsa Health Costs Vs. Texas

Item Elsa Texas
Optometrist $115.0 $125.68
Doctor $119.56 $135.78
Dentist $113.53 $113.29

Detailed Elsa Transportation Costs Vs. Texas

Item Elsa Texas
Gasoline $3.16 $3.46
Tire Balancing $54.06 $59.92

Detailed Elsa Utilities Costs Vs. Texas

Item Elsa Texas
All Electricity $221.71 $193.99
Phone $208.71 $192.25

Elsa SnackAbility

4
/10
Overall SnackAbility
Jobs
6/10
Housing
3
Affordability
9
Diversity
2
Safety
5
Amenities
8.5
Education
3
Commute
7

Cost Of Living In Cities Around Elsa

The cost of living varies in the cities and towns around Elsa. Here's a quick look at the cost of living in the most populous nearby places:

  • McAllen, TX has a cost of living index of 86, 1.1x Elsa.

  • Edinburg, TX has a cost of living index of 87, 1.1x Elsa.

  • Pharr, TX has a cost of living index of 82, 1.1x Elsa.

City Population Cost Of Living Vs. Elsa
McAllen, TX 143,789 86 1.1x
Edinburg, TX 102,561 87 1.1x
Pharr, TX 79,809 82 1.1x
Harlingen, TX 71,669 76 1.0x
Weslaco, TX 41,437 79 1.0x
Alamo, TX 20,008 79 1.0x
Alton, TX 19,205 80 1.1x
Donna, TX 16,774 76 1.0x
Mercedes, TX 16,449 75 1.0x
Raymondville, TX 10,243 70 0.9x

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