What is the cost of living in Elsa, TX?
According to the most recent data on the cost of living, Elsa has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.
Compared to Texas, Elsa has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Elsa ranks as #11 most affordable out of the 419 places we measured in Texas. By definition, that implies Elsa ranks as the #408 most expensive place in the Lone Star State.
For more reading on life in Elsa, check out:
Elsa Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Elsa. Here is how it fares on each of the criteria:
The Services index in Elsa is 99.
The Groceries index in Elsa is 100.
The Health index in Elsa is 40.
The Housing index in Elsa is 100.
The Transportation index in Elsa is 99.
The Utilities index in Elsa is 95.
| Living Expense | Elsa | Texas | National Average |
|---|---|---|---|
| Overall | 82 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 40 | 81 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 99 | 103 | 100 |
| Utilities | 95 | 100 | 100 |
Elsa Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Elsa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Elsa, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Elsa is $139,852.
The Median Rent in Elsa is $767.
The Median Income in Elsa is $42,439.
The Home Value To Income in Elsa is 3.3x.
The Rent To Monthly Income in Elsa is 0.22x.
Elsa, TX Costs By Category
Detailed Elsa Services costs vs. Texas
Detailed Elsa Groceries costs vs. Texas
Detailed Elsa Health costs vs. Texas
Detailed Elsa Transportation costs vs. Texas
Elsa SnackAbility
Cost Of Living In Cities Around Elsa
The cost of living varies in the cities and towns around Elsa. Here's a quick look at the cost of living in the most populous nearby places:
McAllen, TX has a cost of living index of 92, 1.1x Elsa.
Edinburg, TX has a cost of living index of 94, 1.1x Elsa.
Pharr, TX has a cost of living index of 85, 1.0x Elsa.
| City | Population | Cost Of Living | Vs. Elsa |
|---|---|---|---|
| McAllen, TX | 145,385 | 92 | 1.1x |
| Edinburg, TX | 104,550 | 94 | 1.1x |
| Pharr, TX | 80,333 | 85 | 1.0x |
| Harlingen, TX | 72,087 | 86 | 1.0x |
| Weslaco, TX | 42,229 | 87 | 1.1x |
| Alamo, TX | 20,255 | 83 | 1.0x |
| Alton, TX | 20,214 | 85 | 1.0x |
| Donna, TX | 16,833 | 79 | 1.0x |
| Mercedes, TX | 16,733 | 82 | 1.0x |
| Raymondville, TX | 10,185 | 80 | 1.0x |
