What is the cost of living in Granite Shoals, TX?
According to the most recent data on the cost of living, Granite Shoals has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Texas, Granite Shoals has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Granite Shoals ranks as #188 most affordable out of the 419 places we measured in Texas. By definition, that implies Granite Shoals ranks as the #231 most expensive place in the Lone Star State.
For more reading on life in Granite Shoals, check out:
Granite Shoals Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Granite Shoals. Here is how it fares on each of the criteria:
The Services index in Granite Shoals is 97.
The Groceries index in Granite Shoals is 95.
The Health index in Granite Shoals is 90.
The Housing index in Granite Shoals is 101.
The Transportation index in Granite Shoals is 104.
The Utilities index in Granite Shoals is 95.
| Living Expense | Granite Shoals | Texas | National Average |
|---|---|---|---|
| Overall | 95 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 95 | 99 | 100 |
| Health | 90 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 95 | 100 | 100 |
Granite Shoals Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Granite Shoals Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Granite Shoals, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Granite Shoals is $358,051.
The Median Rent in Granite Shoals is $1,319.
The Median Income in Granite Shoals is $78,042.
The Home Value To Income in Granite Shoals is 4.6x.
The Rent To Monthly Income in Granite Shoals is 0.2x.
| Statistic | Granite Shoals | Texas | United States |
|---|---|---|---|
| Median Home Value | $358,051 | $300,957 | $332,700 |
| Median Rent | $1,319 | $1,403 | $1,413 |
| Median Income | $78,042 | $78,476 | $80,734 |
| Home Value To Income | 4.6x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.21x | 0.21x |
Granite Shoals, TX Costs By Category
Detailed Granite Shoals Services costs vs. Texas
| Item | Granite Shoals | Texas |
|---|---|---|
| Shampoo | $1.18 | $1.28 |
| Movie | $12.25 | $12.13 |
| Bowling | $16.72 | $18 |
| Haircut | $23.07 | $24.26 |
| Beauty Salon | $40.8 | $45.56 |
Detailed Granite Shoals Groceries costs vs. Texas
| Item | Granite Shoals | Texas |
|---|---|---|
| Ground Beef | $5.08 | $5.84 |
| Fried Chicken | $1.5 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $11.51 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.51 | $3.7 |
Detailed Granite Shoals Health costs vs. Texas
| Item | Granite Shoals | Texas |
|---|---|---|
| Optometrist | $125.61 | $125.68 |
| Doctor | $108.32 | $135.78 |
| Dentist | $126.5 | $113.29 |
Detailed Granite Shoals Transportation costs vs. Texas
| Item | Granite Shoals | Texas |
|---|---|---|
| Gasoline | $3.04 | $3.46 |
| Tire Balancing | $62.39 | $59.92 |
Detailed Granite Shoals Utilities costs vs. Texas
| Item | Granite Shoals | Texas |
|---|---|---|
| All Electricity | $212.65 | $193.99 |
| Phone | $201.78 | $192.25 |
Granite Shoals SnackAbility
Cost Of Living In Cities Around Granite Shoals
The cost of living varies in the cities and towns around Granite Shoals. Here's a quick look at the cost of living in the most populous nearby places:
Austin, TX has a cost of living index of 124, 1.3x Granite Shoals.
Round Rock, TX has a cost of living index of 111, 1.2x Granite Shoals.
Georgetown, TX has a cost of living index of 118, 1.2x Granite Shoals.
| City | Population | Cost Of Living | Vs. Granite Shoals |
|---|---|---|---|
| Austin, TX | 979,539 | 124 | 1.3x |
| Round Rock, TX | 127,786 | 111 | 1.2x |
| Georgetown, TX | 85,999 | 118 | 1.2x |
| Cedar Park, TX | 78,301 | 123 | 1.3x |
| Leander, TX | 74,067 | 116 | 1.2x |
| Pflugerville, TX | 65,971 | 109 | 1.1x |
| Hutto, TX | 35,483 | 110 | 1.2x |
| Brushy Creek, TX | 19,576 | 121 | 1.3x |
| Wells Branch, TX | 13,523 | 113 | 1.2x |
| Fredericksburg, TX | 11,419 | 112 | 1.2x |








