What is the cost of living in Harker Heights, TX?
According to the most recent data on the cost of living, Harker Heights has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Texas, Harker Heights has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Harker Heights ranks as #284 most affordable out of the 419 places we measured in Texas. By definition, that implies Harker Heights ranks as the #135 most expensive place in the Lone Star State.
For more reading on life in Harker Heights, check out:
Harker Heights Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Harker Heights. Here is how it fares on each of the criteria:
The Services index in Harker Heights is 96.
The Groceries index in Harker Heights is 99.
The Health index in Harker Heights is 109.
The Housing index in Harker Heights is 96.
The Transportation index in Harker Heights is 105.
The Utilities index in Harker Heights is 99.
| Living Expense | Harker Heights | Texas | National Average |
|---|---|---|---|
| Overall | 104 | 93 | 100 |
| Services | 96 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 109 | 81 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 99 | 100 | 100 |
Harker Heights Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Harker Heights Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Harker Heights, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Harker Heights is $298,770.
The Median Rent in Harker Heights is $1,146.
The Median Income in Harker Heights is $81,190.
The Home Value To Income in Harker Heights is 3.7x.
The Rent To Monthly Income in Harker Heights is 0.17x.
| Statistic | Harker Heights | Texas | United States |
|---|---|---|---|
| Median Home Value | $298,770 | $300,957 | $332,700 |
| Median Rent | $1,146 | $1,403 | $1,413 |
| Median Income | $81,190 | $78,476 | $80,734 |
| Home Value To Income | 3.7x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.21x | 0.21x |
Harker Heights, TX Costs By Category
Detailed Harker Heights Services costs vs. Texas
| Item | Harker Heights | Texas |
|---|---|---|
| Shampoo | $1.35 | $1.28 |
| Movie | $10.03 | $12.13 |
| Bowling | $20.06 | $18 |
| Haircut | $21.28 | $24.26 |
| Beauty Salon | $50.28 | $45.56 |
Detailed Harker Heights Groceries costs vs. Texas
| Item | Harker Heights | Texas |
|---|---|---|
| Ground Beef | $5.71 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $3.98 | $4.93 |
| Pizza | $10.63 | $12.09 |
| Beer | $9.91 | $10.41 |
| Toothpaste | $3.57 | $3.7 |
Detailed Harker Heights Health costs vs. Texas
| Item | Harker Heights | Texas |
|---|---|---|
| Optometrist | $129.92 | $125.68 |
| Doctor | $106.41 | $135.78 |
| Dentist | $105.82 | $113.29 |
Detailed Harker Heights Transportation costs vs. Texas
| Item | Harker Heights | Texas |
|---|---|---|
| Gasoline | $3.18 | $3.46 |
| Tire Balancing | $52.82 | $59.92 |
Detailed Harker Heights Utilities costs vs. Texas
| Item | Harker Heights | Texas |
|---|---|---|
| All Electricity | $152.98 | $193.99 |
| Phone | $207.96 | $192.25 |
Harker Heights SnackAbility
Cost Of Living In Cities Around Harker Heights
The cost of living varies in the cities and towns around Harker Heights. Here's a quick look at the cost of living in the most populous nearby places:
Killeen, TX has a cost of living index of 95, 0.9x Harker Heights.
Temple, TX has a cost of living index of 95, 0.9x Harker Heights.
Copperas Cove, TX has a cost of living index of 89, 0.9x Harker Heights.
| City | Population | Cost Of Living | Vs. Harker Heights |
|---|---|---|---|
| Killeen, TX | 158,159 | 95 | 0.9x |
| Temple, TX | 89,602 | 95 | 0.9x |
| Copperas Cove, TX | 37,947 | 89 | 0.9x |
| Fort Hood, TX | 26,814 | 108 | 1.0x |
| Belton, TX | 24,356 | 97 | 0.9x |
| Nolanville, TX | 6,690 | 95 | 0.9x |
