What is the cost of living in Belton, TX?
According to the most recent data on the cost of living, Belton has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Texas, Belton has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Belton ranks as #212 most affordable out of the 419 places we measured in Texas. By definition, that implies Belton ranks as the #207 most expensive place in the Lone Star State.
For more reading on life in Belton, check out:
Belton Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Belton. Here is how it fares on each of the criteria:
The Services index in Belton is 97.
The Groceries index in Belton is 99.
The Health index in Belton is 91.
The Housing index in Belton is 99.
The Transportation index in Belton is 104.
The Utilities index in Belton is 96.
| Living Expense | Belton | Texas | National Average |
|---|---|---|---|
| Overall | 97 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 91 | 81 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
Belton Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Belton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Belton, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Belton is $314,940.
The Median Rent in Belton is $1,252.
The Median Income in Belton is $59,130.
The Home Value To Income in Belton is 5.3x.
The Rent To Monthly Income in Belton is 0.25x.
Belton, TX Costs By Category
Detailed Belton Services costs vs. Texas
Detailed Belton Groceries costs vs. Texas
Detailed Belton Health costs vs. Texas
Detailed Belton Transportation costs vs. Texas
Belton SnackAbility
Cost Of Living In Cities Around Belton
The cost of living varies in the cities and towns around Belton. Here's a quick look at the cost of living in the most populous nearby places:
Killeen, TX has a cost of living index of 95, 1.0x Belton.
Round Rock, TX has a cost of living index of 111, 1.1x Belton.
Temple, TX has a cost of living index of 95, 1.0x Belton.
| City | Population | Cost Of Living | Vs. Belton |
|---|---|---|---|
| Killeen, TX | 158,159 | 95 | 1.0x |
| Round Rock, TX | 127,786 | 111 | 1.1x |
| Temple, TX | 89,602 | 95 | 1.0x |
| Georgetown, TX | 85,999 | 118 | 1.2x |
| Cedar Park, TX | 78,301 | 123 | 1.3x |
| Leander, TX | 74,067 | 116 | 1.2x |
| Pflugerville, TX | 65,971 | 109 | 1.1x |
| Hutto, TX | 35,483 | 110 | 1.1x |
| Harker Heights, TX | 34,128 | 104 | 1.1x |
| Brushy Creek, TX | 19,576 | 121 | 1.2x |
