Kaufman, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kaufman, TX Summary

Cost of living in Kaufman research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kaufman is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kaufman is 95, with 100 being the average.

  • The cost of living index in Kaufman is 0.9x lower than the national average.

  • Kaufman ranks as the #190 cheapest in Texas out of 414.

  • Kaufman ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Kaufman is $286,759.

  • The median income in Kaufman is $58,269.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Kaufman's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Kaufman, TX?

According to the most recent data on the cost of living, Kaufman has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Texas, Kaufman has a cost of living index that's 1.0x higher than Texas's index of 92.

The standard of living in Kaufman ranks as #190 most affordable out of the 414 places we measured in Texas. By definition, that implies Kaufman ranks as the #224 most expensive place in the Lone Star State.

For more reading on life in Kaufman, check out:

190 out of 414
In Texas
1,954 out of 6,489
In America

Kaufman Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Kaufman. Here is how it fairs on each of the criteria:

  • The Services index in Kaufman is 108.

  • The Groceries index in Kaufman is 101.

  • The Health index in Kaufman is 109.

  • The Housing index in Kaufman is 73.

  • The Transportation index in Kaufman is 87.

  • The Utilities index in Kaufman is 109.

Living Expense Kaufman Texas National Average
Overall 95 92 100
Services 108 97 100
Groceries 101 97 100
Health 109 93 100
Housing 73 82 100
Transportation 87 94 100
Utilities 109 104 100
For more reading on cost of living around Texas, check out:
Kaufman Cost of Living Vs. TX

Kaufman, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kaufman is $286,759.

  • The Median Rent in Kaufman is $1,319.

  • The Median Income in Kaufman is $58,269.

  • The Home Value To Income in Kaufman is 4.9x.

  • The Rent To Monthly Income in Kaufman is 0.27x.

Statistic Kaufman Texas United States
Median Home Value $286,759 $298,905 $303,400
Median Rent $1,319 $1,339 $1,348
Median Income $58,269 $76,292 $78,538
Home Value To Income 4.9x 3.9x 3.9x
Rent To Monthly Income 0.27x 0.21x 0.21x
$286,759
Median Home Value
$1,319
Median Rent
$58,269
Median Income

Kaufman, TX Costs By Category

Detailed Kaufman Services Costs Vs. Texas

Item Kaufman Texas
Shampoo $1.3 $1.28
Movie $14.6 $12.13
Bowling $24.53 $18
Haircut $33.29 $24.26
Beauty Salon $65.85 $45.56

Detailed Kaufman Groceries Costs Vs. Texas

Item Kaufman Texas
Ground Beef $5.23 $5.84
Fried Chicken $1.74 $1.57
Milk $4.65 $4.67
Potatoes $4.93 $4.93
Pizza $11.3 $12.09
Beer $10.93 $10.41
Toothpaste $3.57 $3.7

Detailed Kaufman Health Costs Vs. Texas

Item Kaufman Texas
Optometrist $143.73 $125.68
Doctor $140.69 $135.78
Dentist $130.53 $113.29

Detailed Kaufman Transportation Costs Vs. Texas

Item Kaufman Texas
Gasoline $3.09 $3.46
Tire Balancing $52.04 $59.92

Detailed Kaufman Utilities Costs Vs. Texas

Item Kaufman Texas
All Electricity $219.02 $193.99
Phone $208.71 $192.25

Kaufman SnackAbility

3
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
8
Diversity
9
Safety
5
Amenities
7
Education
3
Commute
4

Cost Of Living In Cities Around Kaufman

The cost of living varies in the cities and towns around Kaufman. Here's a quick look at the cost of living in the most populous nearby places:

  • Plano, TX has a cost of living index of 129, 1.4x Kaufman.

  • Frisco, TX has a cost of living index of 139, 1.5x Kaufman.

  • McKinney, TX has a cost of living index of 130, 1.4x Kaufman.

City Population Cost Of Living Vs. Kaufman
Plano, TX 287,339 129 1.4x
Frisco, TX 210,238 139 1.5x
McKinney, TX 202,314 130 1.4x
Carrollton, TX 132,741 120 1.3x
Richardson, TX 118,269 123 1.3x
Allen, TX 107,684 129 1.4x
The Colony, TX 44,916 120 1.3x
Coppell, TX 42,029 135 1.4x
University Park, TX 25,104 248 2.6x
Murphy, TX 21,001 143 1.5x

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