Kerrville, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kerrville, TX Summary

Cost of living in Kerrville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kerrville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kerrville is 98, with 100 being the average.

  • The cost of living index in Kerrville is 1.0x lower than the national average.

  • Kerrville ranks as the #222 cheapest in Texas out of 414.

  • Kerrville ranks as the #2,372 cheapest out of 6,489 in the US.

  • The median home value in Kerrville is $351,894.

  • The median income in Kerrville is $59,431.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
98
Kerrville's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Kerrville, TX?

According to the most recent data on the cost of living, Kerrville has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.

Compared to Texas, Kerrville has a cost of living index that's 1.1x higher than Texas's index of 92.

The standard of living in Kerrville ranks as #222 most affordable out of the 414 places we measured in Texas. By definition, that implies Kerrville ranks as the #192 most expensive place in the Lone Star State.

For more reading on life in Kerrville, check out:

222 out of 414
In Texas
2,372 out of 6,489
In America

Kerrville Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Kerrville. Here is how it fairs on each of the criteria:

  • The Services index in Kerrville is 98.

  • The Groceries index in Kerrville is 97.

  • The Health index in Kerrville is 106.

  • The Housing index in Kerrville is 102.

  • The Transportation index in Kerrville is 91.

  • The Utilities index in Kerrville is 83.

Living Expense Kerrville Texas National Average
Overall 98 92 100
Services 98 97 100
Groceries 97 97 100
Health 106 93 100
Housing 102 82 100
Transportation 91 94 100
Utilities 83 104 100
For more reading on cost of living around Texas, check out:
Kerrville Cost of Living Vs. TX

Kerrville, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kerrville is $351,894.

  • The Median Rent in Kerrville is $1,075.

  • The Median Income in Kerrville is $59,431.

  • The Home Value To Income in Kerrville is 5.9x.

  • The Rent To Monthly Income in Kerrville is 0.22x.

Statistic Kerrville Texas United States
Median Home Value $351,894 $298,905 $303,400
Median Rent $1,075 $1,339 $1,348
Median Income $59,431 $76,292 $78,538
Home Value To Income 5.9x 3.9x 3.9x
Rent To Monthly Income 0.22x 0.21x 0.21x
$351,894
Median Home Value
$1,075
Median Rent
$59,431
Median Income

Kerrville, TX Costs By Category

Detailed Kerrville Services Costs Vs. Texas

Item Kerrville Texas
Shampoo $1.06 $1.28
Movie $9.5 $12.13
Bowling $13.7 $18
Haircut $20.78 $24.26
Beauty Salon $43.67 $45.56

Detailed Kerrville Groceries Costs Vs. Texas

Item Kerrville Texas
Ground Beef $4.93 $5.84
Fried Chicken $1.57 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.32 $12.09
Beer $10.5 $10.41
Toothpaste $3.6 $3.7

Detailed Kerrville Health Costs Vs. Texas

Item Kerrville Texas
Optometrist $132.0 $125.68
Doctor $171.14 $135.78
Dentist $108.33 $113.29

Detailed Kerrville Transportation Costs Vs. Texas

Item Kerrville Texas
Gasoline $3.03 $3.46
Tire Balancing $57.2 $59.92

Detailed Kerrville Utilities Costs Vs. Texas

Item Kerrville Texas
All Electricity $217.71 $193.99
Phone $201.97 $192.25

Kerrville SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
5
Diversity
8.5
Safety
7
Amenities
8
Education
8
Commute
10

Cost Of Living In Cities Around Kerrville

The cost of living varies in the cities and towns around Kerrville. Here's a quick look at the cost of living in the most populous nearby places:

  • Timberwood Park, TX has a cost of living index of 125, 1.3x Kerrville.

  • Boerne, TX has a cost of living index of 115, 1.2x Kerrville.

  • Leon Valley, TX has a cost of living index of 97, 1.0x Kerrville.

City Population Cost Of Living Vs. Kerrville
Timberwood Park, TX 34,980 125 1.3x
Boerne, TX 19,509 115 1.2x
Leon Valley, TX 11,479 97 1.0x
Fredericksburg, TX 11,254 113 1.2x
Fair Oaks Ranch, TX 10,630 150 1.5x
Lakehills, TX 5,872 99 1.0x

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