What is the cost of living in Kerrville, TX?
According to the most recent data on the cost of living, Kerrville has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Texas, Kerrville has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Kerrville ranks as #284 most affordable out of the 419 places we measured in Texas. By definition, that implies Kerrville ranks as the #135 most expensive place in the Lone Star State.
For more reading on life in Kerrville, check out:
Kerrville Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Kerrville. Here is how it fares on each of the criteria:
The Services index in Kerrville is 102.
The Groceries index in Kerrville is 102.
The Health index in Kerrville is 106.
The Housing index in Kerrville is 108.
The Transportation index in Kerrville is 102.
The Utilities index in Kerrville is 99.
| Living Expense | Kerrville | Texas | National Average |
|---|---|---|---|
| Overall | 104 | 93 | 100 |
| Services | 102 | 100 | 100 |
| Groceries | 102 | 99 | 100 |
| Health | 106 | 81 | 100 |
| Housing | 108 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 99 | 100 | 100 |
Kerrville Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Kerrville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kerrville, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kerrville is $351,636.
The Median Rent in Kerrville is $1,086.
The Median Income in Kerrville is $62,102.
The Home Value To Income in Kerrville is 5.7x.
The Rent To Monthly Income in Kerrville is 0.21x.
Kerrville, TX Costs By Category
Detailed Kerrville Services costs vs. Texas
Detailed Kerrville Groceries costs vs. Texas
Detailed Kerrville Health costs vs. Texas
Detailed Kerrville Transportation costs vs. Texas
Kerrville SnackAbility
Cost Of Living In Cities Around Kerrville
The cost of living varies in the cities and towns around Kerrville. Here's a quick look at the cost of living in the most populous nearby places:
Timberwood Park, TX has a cost of living index of 127, 1.2x Kerrville.
Boerne, TX has a cost of living index of 122, 1.2x Kerrville.
Leon Valley, TX has a cost of living index of 101, 1.0x Kerrville.
| City | Population | Cost Of Living | Vs. Kerrville |
|---|---|---|---|
| Timberwood Park, TX | 35,413 | 127 | 1.2x |
| Boerne, TX | 20,518 | 122 | 1.2x |
| Leon Valley, TX | 11,446 | 101 | 1.0x |
| Fredericksburg, TX | 11,419 | 112 | 1.1x |
| Fair Oaks Ranch, TX | 10,728 | 154 | 1.5x |
| Lakehills, TX | 6,130 | 108 | 1.0x |
