What is the cost of living in Fair Oaks Ranch, TX?
According to the most recent data on the cost of living, Fair Oaks Ranch has an overall cost of living index of 154, which is 1.5x higher than the national index of 100.
Compared to Texas, Fair Oaks Ranch has a cost of living index that's 1.7x higher than Texas's index of 93.
The standard of living in Fair Oaks Ranch ranks as #409 most affordable out of the 419 places we measured in Texas. By definition, that implies Fair Oaks Ranch ranks as the #10 most expensive place in the Lone Star State.
For more reading on life in Fair Oaks Ranch, check out:
Fair Oaks Ranch Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Fair Oaks Ranch. Here is how it fares on each of the criteria:
The Services index in Fair Oaks Ranch is 100.
The Groceries index in Fair Oaks Ranch is 104.
The Health index in Fair Oaks Ranch is 275.
The Housing index in Fair Oaks Ranch is 108.
The Transportation index in Fair Oaks Ranch is 100.
The Utilities index in Fair Oaks Ranch is 101.
| Living Expense | Fair Oaks Ranch | Texas | National Average |
|---|---|---|---|
| Overall | 154 | 93 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 104 | 99 | 100 |
| Health | 275 | 81 | 100 |
| Housing | 108 | 97 | 100 |
| Transportation | 100 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
Fair Oaks Ranch Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Fair Oaks Ranch Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fair Oaks Ranch, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fair Oaks Ranch is $697,347.
The Median Rent in Fair Oaks Ranch is $2,108.
The Median Income in Fair Oaks Ranch is $174,327.
The Home Value To Income in Fair Oaks Ranch is 4.0x.
The Rent To Monthly Income in Fair Oaks Ranch is 0.15x.
| Statistic | Fair Oaks Ranch | Texas | United States |
|---|---|---|---|
| Median Home Value | $697,347 | $300,957 | $332,700 |
| Median Rent | $2,108 | $1,403 | $1,413 |
| Median Income | $174,327 | $78,476 | $80,734 |
| Home Value To Income | 4.0x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.21x | 0.21x |
Fair Oaks Ranch, TX Costs By Category
Detailed Fair Oaks Ranch Services costs vs. Texas
| Item | Fair Oaks Ranch | Texas |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $9.5 | $12.13 |
| Bowling | $13.7 | $18 |
| Haircut | $20.78 | $24.26 |
| Beauty Salon | $43.67 | $45.56 |
Detailed Fair Oaks Ranch Groceries costs vs. Texas
| Item | Fair Oaks Ranch | Texas |
|---|---|---|
| Ground Beef | $4.93 | $5.84 |
| Fried Chicken | $1.57 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $4.55 | $4.93 |
| Pizza | $11.32 | $12.09 |
| Beer | $10.5 | $10.41 |
| Toothpaste | $3.6 | $3.7 |
Detailed Fair Oaks Ranch Health costs vs. Texas
| Item | Fair Oaks Ranch | Texas |
|---|---|---|
| Optometrist | $132.0 | $125.68 |
| Doctor | $171.14 | $135.78 |
| Dentist | $108.33 | $113.29 |
Detailed Fair Oaks Ranch Transportation costs vs. Texas
| Item | Fair Oaks Ranch | Texas |
|---|---|---|
| Gasoline | $3.03 | $3.46 |
| Tire Balancing | $57.2 | $59.92 |
Detailed Fair Oaks Ranch Utilities costs vs. Texas
| Item | Fair Oaks Ranch | Texas |
|---|---|---|
| All Electricity | $217.71 | $193.99 |
| Phone | $201.97 | $192.25 |
Fair Oaks Ranch SnackAbility
Cost Of Living In Cities Around Fair Oaks Ranch
The cost of living varies in the cities and towns around Fair Oaks Ranch. Here's a quick look at the cost of living in the most populous nearby places:
San Marcos, TX has a cost of living index of 100, 0.6x Fair Oaks Ranch.
Kyle, TX has a cost of living index of 108, 0.7x Fair Oaks Ranch.
Timberwood Park, TX has a cost of living index of 127, 0.8x Fair Oaks Ranch.
| City | Population | Cost Of Living | Vs. Fair Oaks Ranch |
|---|---|---|---|
| San Marcos, TX | 70,897 | 100 | 0.6x |
| Kyle, TX | 56,823 | 108 | 0.7x |
| Timberwood Park, TX | 35,413 | 127 | 0.8x |
| Cibolo, TX | 35,109 | 113 | 0.7x |
| Converse, TX | 29,607 | 100 | 0.6x |
| Kerrville, TX | 24,755 | 104 | 0.7x |
| Boerne, TX | 20,518 | 122 | 0.8x |
| Live Oak, TX | 15,984 | 101 | 0.7x |
| Leon Valley, TX | 11,446 | 101 | 0.7x |
| Fredericksburg, TX | 11,419 | 112 | 0.7x |
