Lockhart, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Lockhart, TX Summary

Cost of living in Lockhart research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Lockhart is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Lockhart is 93, with 100 being the average.

  • The cost of living index in Lockhart is 0.9x lower than the national average.

  • Lockhart ranks as the #164 cheapest in Texas out of 414.

  • Lockhart ranks as the #1,658 cheapest out of 6,489 in the US.

  • The median home value in Lockhart is $281,379.

  • The median income in Lockhart is $67,252.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
93
Lockhart's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Lockhart, TX?

According to the most recent data on the cost of living, Lockhart has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.

Compared to Texas, Lockhart has a cost of living index that's 1.0x higher than Texas's index of 92.

The standard of living in Lockhart ranks as #164 most affordable out of the 414 places we measured in Texas. By definition, that implies Lockhart ranks as the #250 most expensive place in the Lone Star State.

For more reading on life in Lockhart, check out:

164 out of 414
In Texas
1,658 out of 6,489
In America

Lockhart Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Lockhart. Here is how it fairs on each of the criteria:

  • The Services index in Lockhart is 97.

  • The Groceries index in Lockhart is 99.

  • The Health index in Lockhart is 96.

  • The Housing index in Lockhart is 94.

  • The Transportation index in Lockhart is 90.

  • The Utilities index in Lockhart is 93.

Living Expense Lockhart Texas National Average
Overall 93 92 100
Services 97 97 100
Groceries 99 97 100
Health 96 93 100
Housing 94 82 100
Transportation 90 94 100
Utilities 93 104 100
For more reading on cost of living around Texas, check out:
Lockhart Cost of Living Vs. TX

Lockhart, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Lockhart is $281,379.

  • The Median Rent in Lockhart is $1,161.

  • The Median Income in Lockhart is $67,252.

  • The Home Value To Income in Lockhart is 4.2x.

  • The Rent To Monthly Income in Lockhart is 0.21x.

Statistic Lockhart Texas United States
Median Home Value $281,379 $298,905 $303,400
Median Rent $1,161 $1,339 $1,348
Median Income $67,252 $76,292 $78,538
Home Value To Income 4.2x 3.9x 3.9x
Rent To Monthly Income 0.21x 0.21x 0.21x
$281,379
Median Home Value
$1,161
Median Rent
$67,252
Median Income

Lockhart, TX Costs By Category

Detailed Lockhart Services Costs Vs. Texas

Item Lockhart Texas
Shampoo $1.23 $1.28
Movie $12.82 $12.13
Bowling $18.22 $18
Haircut $30.11 $24.26
Beauty Salon $53.43 $45.56

Detailed Lockhart Groceries Costs Vs. Texas

Item Lockhart Texas
Ground Beef $5.49 $5.84
Fried Chicken $1.67 $1.57
Milk $4.64 $4.67
Potatoes $4.87 $4.93
Pizza $9.57 $12.09
Beer $10.18 $10.41
Toothpaste $3.66 $3.7

Detailed Lockhart Health Costs Vs. Texas

Item Lockhart Texas
Optometrist $117.38 $125.68
Doctor $108.42 $135.78
Dentist $124.98 $113.29

Detailed Lockhart Transportation Costs Vs. Texas

Item Lockhart Texas
Gasoline $3.06 $3.46
Tire Balancing $53.75 $59.92

Detailed Lockhart Utilities Costs Vs. Texas

Item Lockhart Texas
All Electricity $172.6 $193.99
Phone $200.15 $192.25

Lockhart SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8
Affordability
7
Diversity
9
Safety
8
Amenities
8
Education
5
Commute
5

Cost Of Living In Cities Around Lockhart

The cost of living varies in the cities and towns around Lockhart. Here's a quick look at the cost of living in the most populous nearby places:

  • Round Rock, TX has a cost of living index of 109, 1.2x Lockhart.

  • Cedar Park, TX has a cost of living index of 115, 1.2x Lockhart.

  • San Marcos, TX has a cost of living index of 99, 1.1x Lockhart.

City Population Cost Of Living Vs. Lockhart
Round Rock, TX 124,288 109 1.2x
Cedar Park, TX 77,474 115 1.2x
San Marcos, TX 68,920 99 1.1x
Leander, TX 67,880 112 1.2x
Pflugerville, TX 65,162 109 1.2x
Kyle, TX 52,439 106 1.1x
Timberwood Park, TX 34,980 125 1.3x
Cibolo, TX 33,829 111 1.2x
Hutto, TX 32,188 106 1.1x
Converse, TX 28,764 100 1.1x

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