What is the cost of living in Lockhart, TX?
According to the most recent data on the cost of living, Lockhart has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Texas, Lockhart has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Lockhart ranks as #212 most affordable out of the 419 places we measured in Texas. By definition, that implies Lockhart ranks as the #207 most expensive place in the Lone Star State.
For more reading on life in Lockhart, check out:
Lockhart Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Lockhart. Here is how it fares on each of the criteria:
The Services index in Lockhart is 99.
The Groceries index in Lockhart is 99.
The Health index in Lockhart is 90.
The Housing index in Lockhart is 100.
The Transportation index in Lockhart is 102.
The Utilities index in Lockhart is 93.
| Living Expense | Lockhart | Texas | National Average |
|---|---|---|---|
| Overall | 97 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 90 | 81 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 93 | 100 | 100 |
Lockhart Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Lockhart Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lockhart, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lockhart is $277,442.
The Median Rent in Lockhart is $1,152.
The Median Income in Lockhart is $68,400.
The Home Value To Income in Lockhart is 4.1x.
The Rent To Monthly Income in Lockhart is 0.2x.
Lockhart, TX Costs By Category
Detailed Lockhart Services costs vs. Texas
Detailed Lockhart Groceries costs vs. Texas
Detailed Lockhart Health costs vs. Texas
Detailed Lockhart Transportation costs vs. Texas
Lockhart SnackAbility
Cost Of Living In Cities Around Lockhart
The cost of living varies in the cities and towns around Lockhart. Here's a quick look at the cost of living in the most populous nearby places:
Round Rock, TX has a cost of living index of 111, 1.1x Lockhart.
Cedar Park, TX has a cost of living index of 123, 1.3x Lockhart.
Leander, TX has a cost of living index of 116, 1.2x Lockhart.
| City | Population | Cost Of Living | Vs. Lockhart |
|---|---|---|---|
| Round Rock, TX | 127,786 | 111 | 1.1x |
| Cedar Park, TX | 78,301 | 123 | 1.3x |
| Leander, TX | 74,067 | 116 | 1.2x |
| San Marcos, TX | 70,897 | 100 | 1.0x |
| Pflugerville, TX | 65,971 | 109 | 1.1x |
| Kyle, TX | 56,823 | 108 | 1.1x |
| Hutto, TX | 35,483 | 110 | 1.1x |
| Timberwood Park, TX | 35,413 | 127 | 1.3x |
| Cibolo, TX | 35,109 | 113 | 1.2x |
| Converse, TX | 29,607 | 100 | 1.0x |
