What is the cost of living in Nacogdoches, TX?
According to the most recent data on the cost of living, Nacogdoches has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Texas, Nacogdoches has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Nacogdoches ranks as #147 most affordable out of the 419 places we measured in Texas. By definition, that implies Nacogdoches ranks as the #272 most expensive place in the Lone Star State.
For more reading on life in Nacogdoches, check out:
Nacogdoches Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Nacogdoches. Here is how it fares on each of the criteria:
The Services index in Nacogdoches is 101.
The Groceries index in Nacogdoches is 96.
The Health index in Nacogdoches is 80.
The Housing index in Nacogdoches is 99.
The Transportation index in Nacogdoches is 105.
The Utilities index in Nacogdoches is 98.
| Living Expense | Nacogdoches | Texas | National Average |
|---|---|---|---|
| Overall | 92 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 80 | 81 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 98 | 100 | 100 |
Nacogdoches Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Nacogdoches Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Nacogdoches, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Nacogdoches is $217,077.
The Median Rent in Nacogdoches is $964.
The Median Income in Nacogdoches is $39,281.
The Home Value To Income in Nacogdoches is 5.5x.
The Rent To Monthly Income in Nacogdoches is 0.29x.
| Statistic | Nacogdoches | Texas | United States |
|---|---|---|---|
| Median Home Value | $217,077 | $300,957 | $332,700 |
| Median Rent | $964 | $1,403 | $1,413 |
| Median Income | $39,281 | $78,476 | $80,734 |
| Home Value To Income | 5.5x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.21x | 0.21x |
Nacogdoches, TX Costs By Category
Detailed Nacogdoches Services costs vs. Texas
| Item | Nacogdoches | Texas |
|---|---|---|
| Shampoo | $1.23 | $1.28 |
| Movie | $12.61 | $12.13 |
| Bowling | $21.33 | $18 |
| Haircut | $22.25 | $24.26 |
| Beauty Salon | $71.45 | $45.56 |
Detailed Nacogdoches Groceries costs vs. Texas
| Item | Nacogdoches | Texas |
|---|---|---|
| Ground Beef | $5.03 | $5.84 |
| Fried Chicken | $1.65 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.0 | $4.93 |
| Pizza | $11.54 | $12.09 |
| Beer | $10.8 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Nacogdoches Health costs vs. Texas
| Item | Nacogdoches | Texas |
|---|---|---|
| Optometrist | $143.03 | $125.68 |
| Doctor | $158.64 | $135.78 |
| Dentist | $139.33 | $113.29 |
Detailed Nacogdoches Transportation costs vs. Texas
| Item | Nacogdoches | Texas |
|---|---|---|
| Gasoline | $3.07 | $3.46 |
| Tire Balancing | $63.1 | $59.92 |
Detailed Nacogdoches Utilities costs vs. Texas
| Item | Nacogdoches | Texas |
|---|---|---|
| All Electricity | $230.61 | $193.99 |
| Phone | $208.71 | $192.25 |
Nacogdoches SnackAbility
Cost Of Living In Cities Around Nacogdoches
The cost of living varies in the cities and towns around Nacogdoches. Here's a quick look at the cost of living in the most populous nearby places:
Lufkin, TX has a cost of living index of 91, 1.0x Nacogdoches.
Jacksonville, TX has a cost of living index of 89, 1.0x Nacogdoches.
Henderson, TX has a cost of living index of 92, 1.0x Nacogdoches.
| City | Population | Cost Of Living | Vs. Nacogdoches |
|---|---|---|---|
| Lufkin, TX | 34,251 | 91 | 1.0x |
| Jacksonville, TX | 14,325 | 89 | 1.0x |
| Henderson, TX | 13,385 | 92 | 1.0x |
