Henderson, TX Cost Of Living

The latest cost of living statistics for Henderson. Includes statistics on rent, mortgages, healthcare, and other costs for Henderson compared to the state and national averages.

Cost of living in Henderson, Texas

Cost of living in Henderson research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Henderson is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

92 Cost of living index 0.9x lower vs US
#147 Cheapest in Texas (of 419)
#1,359 Cheapest in the U.S. (of 6,489)
$204,042 Median home value
$1,007 Median rent
$61,285 Median income
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What is the cost of living in Henderson, TX?

According to the most recent data on the cost of living, Henderson has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Texas, Henderson has a cost of living index that's 1.0x lower than Texas's index of 93.

The standard of living in Henderson ranks as #147 most affordable out of the 419 places we measured in Texas. By definition, that implies Henderson ranks as the #272 most expensive place in the Lone Star State.

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Henderson Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Henderson. Here is how it fares on each of the criteria:

  • The Services index in Henderson is 99.

  • The Groceries index in Henderson is 100.

  • The Health index in Henderson is 77.

  • The Housing index in Henderson is 101.

  • The Transportation index in Henderson is 105.

  • The Utilities index in Henderson is 96.

Living Expense Henderson Texas National Average
Overall 92 93 100
Services 99 100 100
Groceries 100 99 100
Health 77 81 100
Housing 101 97 100
Transportation 105 103 100
Utilities 96 100 100

Henderson Cost Of Living Compared To Texas Averages

Services
Henderson 99
Texas avg 100
Groceries
Henderson 100
Texas avg 99
Health
Henderson 77
Texas avg 81
Housing
Henderson 101
Texas avg 97
Transportation
Henderson 105
Texas avg 103
Utilities
Henderson 96
Texas avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Texas, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Henderson, TX Housing Cost Breakdown

$204,042Median Home Value
$1,007Median Rent
$61,285Median Income

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Henderson is $204,042.

  • The Median Rent in Henderson is $1,007.

  • The Median Income in Henderson is $61,285.

  • The Home Value To Income in Henderson is 3.3x.

  • The Rent To Monthly Income in Henderson is 0.2x.

Statistic Henderson Texas United States
Median Home Value $204,042 $300,957 $332,700
Median Rent $1,007 $1,403 $1,413
Median Income $61,285 $78,476 $80,734
Home Value To Income 3.3x 3.8x 4.1x
Rent To Monthly Income 0.2x 0.21x 0.21x

Henderson, TX Costs By Category

Detailed Henderson Services costs vs. Texas
Item Henderson Texas
Shampoo $1.13 $1.28
Movie $10.54 $12.13
Bowling $18.5 $18
Haircut $18.67 $24.26
Beauty Salon $37.78 $45.56
Detailed Henderson Groceries costs vs. Texas
Item Henderson Texas
Ground Beef $4.69 $5.84
Fried Chicken $1.59 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.66 $12.09
Beer $10.28 $10.41
Toothpaste $3.61 $3.7
Detailed Henderson Health costs vs. Texas
Item Henderson Texas
Optometrist $98.31 $125.68
Doctor $86.72 $135.78
Dentist $77.67 $113.29
Detailed Henderson Transportation costs vs. Texas
Item Henderson Texas
Gasoline $2.94 $3.46
Tire Balancing $63.94 $59.92
Detailed Henderson Utilities costs vs. Texas
Item Henderson Texas
All Electricity $200.43 $193.99
Phone $208.71 $192.25

Henderson SnackAbility

6Overall SnackAbility
Jobs 6/10
Housing 6/10
Affordability 8/10
Diversity 9.5/10
Safety 3/10
Amenities 8/10
Education 5/10
Commute 8/10

Cost Of Living In Cities Around Henderson

The cost of living varies in the cities and towns around Henderson. Here's a quick look at the cost of living in the most populous nearby places:

  • Tyler, TX has a cost of living index of 97, 1.1x Henderson.

  • Longview, TX has a cost of living index of 95, 1.0x Henderson.

  • Nacogdoches, TX has a cost of living index of 92, 1.0x Henderson.

City Population Cost Of Living Vs. Henderson
Tyler, TX 109,215 97 1.1x
Longview, TX 82,923 95 1.0x
Nacogdoches, TX 32,197 92 1.0x
Marshall, TX 23,825 87 0.9x
Jacksonville, TX 14,325 89 1.0x
Kilgore, TX 13,470 93 1.0x