Pharr, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Pharr, TX Summary

Cost of living in Pharr research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pharr is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Pharr is 82, with 100 being the average.

  • The cost of living index in Pharr is 0.8x lower than the national average.

  • Pharr ranks as the #40 cheapest in Texas out of 414.

  • Pharr ranks as the #221 cheapest out of 6,489 in the US.

  • The median home value in Pharr is $161,414.

  • The median income in Pharr is $49,884.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
82
Pharr's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Pharr, TX?

According to the most recent data on the cost of living, Pharr has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.

Compared to Texas, Pharr has a cost of living index that's 0.9x lower than Texas's index of 92.

The standard of living in Pharr ranks as #40 most affordable out of the 414 places we measured in Texas. By definition, that implies Pharr ranks as the #374 most expensive place in the Lone Star State.

For more reading on life in Pharr, check out:

40 out of 414
In Texas
221 out of 6,489
In America

Pharr Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Pharr. Here is how it fairs on each of the criteria:

  • The Services index in Pharr is 88.

  • The Groceries index in Pharr is 92.

  • The Health index in Pharr is 77.

  • The Housing index in Pharr is 55.

  • The Transportation index in Pharr is 92.

  • The Utilities index in Pharr is 104.

Living Expense Pharr Texas National Average
Overall 82 92 100
Services 88 97 100
Groceries 92 97 100
Health 77 93 100
Housing 55 82 100
Transportation 92 94 100
Utilities 104 104 100
For more reading on cost of living around Texas, check out:
Pharr Cost of Living Vs. TX

Pharr, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Pharr is $161,414.

  • The Median Rent in Pharr is $990.

  • The Median Income in Pharr is $49,884.

  • The Home Value To Income in Pharr is 3.2x.

  • The Rent To Monthly Income in Pharr is 0.24x.

Statistic Pharr Texas United States
Median Home Value $161,414 $298,905 $303,400
Median Rent $990 $1,339 $1,348
Median Income $49,884 $76,292 $78,538
Home Value To Income 3.2x 3.9x 3.9x
Rent To Monthly Income 0.24x 0.21x 0.21x
$161,414
Median Home Value
$990
Median Rent
$49,884
Median Income

Pharr, TX Costs By Category

Detailed Pharr Services Costs Vs. Texas

Item Pharr Texas
Shampoo $1.05 $1.28
Movie $11.98 $12.13
Bowling $20.0 $18
Haircut $17.78 $24.26
Beauty Salon $30.94 $45.56

Detailed Pharr Groceries Costs Vs. Texas

Item Pharr Texas
Ground Beef $5.77 $5.84
Fried Chicken $1.41 $1.57
Milk $4.51 $4.67
Potatoes $4.84 $4.93
Pizza $11.29 $12.09
Beer $10.29 $10.41
Toothpaste $3.4 $3.7

Detailed Pharr Health Costs Vs. Texas

Item Pharr Texas
Optometrist $115.0 $125.68
Doctor $119.56 $135.78
Dentist $113.53 $113.29

Detailed Pharr Transportation Costs Vs. Texas

Item Pharr Texas
Gasoline $3.16 $3.46
Tire Balancing $54.06 $59.92

Detailed Pharr Utilities Costs Vs. Texas

Item Pharr Texas
All Electricity $221.71 $193.99
Phone $208.71 $192.25

Pharr SnackAbility

4
/10
Overall SnackAbility
Jobs
6/10
Housing
5
Affordability
8
Diversity
4
Safety
6
Amenities
9
Education
4
Commute
8.5

Cost Of Living In Cities Around Pharr

The cost of living varies in the cities and towns around Pharr. Here's a quick look at the cost of living in the most populous nearby places:

  • McAllen, TX has a cost of living index of 86, 1.0x Pharr.

  • Edinburg, TX has a cost of living index of 87, 1.1x Pharr.

  • Mission, TX has a cost of living index of 86, 1.0x Pharr.

City Population Cost Of Living Vs. Pharr
McAllen, TX 143,789 86 1.0x
Edinburg, TX 102,561 87 1.1x
Mission, TX 86,234 86 1.0x
Weslaco, TX 41,437 79 1.0x
San Juan, TX 35,674 83 1.0x
Alamo, TX 20,008 79 1.0x
Alton, TX 19,205 80 1.0x
Donna, TX 16,774 76 0.9x
Mercedes, TX 16,449 75 0.9x
Hidalgo, TX 14,250 83 1.0x

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