What is the cost of living in Santa Fe, TX?
According to the most recent data on the cost of living, Santa Fe has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Texas, Santa Fe has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Santa Fe ranks as #254 most affordable out of the 419 places we measured in Texas. By definition, that implies Santa Fe ranks as the #165 most expensive place in the Lone Star State.
For more reading on life in Santa Fe, check out:
Santa Fe Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Santa Fe. Here is how it fares on each of the criteria:
The Services index in Santa Fe is 99.
The Groceries index in Santa Fe is 99.
The Health index in Santa Fe is 99.
The Housing index in Santa Fe is 98.
The Transportation index in Santa Fe is 102.
The Utilities index in Santa Fe is 97.
| Living Expense | Santa Fe | Texas | National Average |
|---|---|---|---|
| Overall | 101 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 99 | 81 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Santa Fe Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Santa Fe Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Santa Fe, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Santa Fe is $330,156.
The Median Rent in Santa Fe is $1,240.
The Median Income in Santa Fe is $99,190.
The Home Value To Income in Santa Fe is 3.3x.
The Rent To Monthly Income in Santa Fe is 0.15x.
Santa Fe, TX Costs By Category
Detailed Santa Fe Services costs vs. Texas
Detailed Santa Fe Groceries costs vs. Texas
Detailed Santa Fe Health costs vs. Texas
Detailed Santa Fe Transportation costs vs. Texas
Santa Fe SnackAbility
Cost Of Living In Cities Around Santa Fe
The cost of living varies in the cities and towns around Santa Fe. Here's a quick look at the cost of living in the most populous nearby places:
Pearland, TX has a cost of living index of 111, 1.1x Santa Fe.
Galveston, TX has a cost of living index of 102, 1.0x Santa Fe.
Friendswood, TX has a cost of living index of 117, 1.2x Santa Fe.
| City | Population | Cost Of Living | Vs. Santa Fe |
|---|---|---|---|
| Pearland, TX | 127,514 | 111 | 1.1x |
| Galveston, TX | 53,424 | 102 | 1.0x |
| Friendswood, TX | 41,030 | 117 | 1.2x |
| La Porte, TX | 36,730 | 97 | 1.0x |
| Alvin, TX | 28,333 | 97 | 1.0x |
| Dickinson, TX | 21,753 | 97 | 1.0x |
| La Marque, TX | 19,268 | 90 | 0.9x |
| Seabrook, TX | 13,768 | 113 | 1.1x |
| Webster, TX | 12,366 | 105 | 1.0x |
| Bacliff, TX | 9,541 | 95 | 0.9x |
