Sterling, VA Cost Of Living

The latest cost of living statistics for Sterling. Includes statistics on rent, mortgages, healthcare, and other costs for Sterling compared to the state and national averages.

Cost of living in Sterling, Virginia

Cost of living in Sterling research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Sterling is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Virginia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

134 Cost of living index 1.3x higher vs US
#105 Cheapest in Virginia (of 188)
#5,135 Cheapest in the U.S. (of 6,489)
$642,390 Median home value
$2,138 Median rent
$123,303 Median income
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What is the cost of living in Sterling, VA?

According to the most recent data on the cost of living, Sterling has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.

Compared to Virginia, Sterling has a cost of living index that's 1.2x higher than Virginia's index of 112.

The standard of living in Sterling ranks as #105 most affordable out of the 188 places we measured in Virginia. By definition, that implies Sterling ranks as the #83 most expensive place in the Old Dominion.

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Sterling Cost Of Living Vs. Virginia

Six factors go into calculating the cost of living index in Sterling. Here is how it fares on each of the criteria:

  • The Services index in Sterling is 102.

  • The Groceries index in Sterling is 100.

  • The Health index in Sterling is 203.

  • The Housing index in Sterling is 104.

  • The Transportation index in Sterling is 105.

  • The Utilities index in Sterling is 103.

Living Expense Sterling Virginia National Average
Overall 134 112 100
Services 102 103 100
Groceries 100 104 100
Health 203 131 100
Housing 104 105 100
Transportation 105 105 100
Utilities 103 104 100

Sterling Cost Of Living Compared To Virginia Averages

Services
Sterling 102
Virginia avg 103
Groceries
Sterling 100
Virginia avg 104
Health
Sterling 203
Virginia avg 131
Housing
Sterling 104
Virginia avg 105
Transportation
Sterling 105
Virginia avg 105
Utilities
Sterling 103
Virginia avg 104

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Virginia, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Sterling, VA Housing Cost Breakdown

$642,390Median Home Value
$2,138Median Rent
$123,303Median Income

Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Sterling is $642,390.

  • The Median Rent in Sterling is $2,138.

  • The Median Income in Sterling is $123,303.

  • The Home Value To Income in Sterling is 5.2x.

  • The Rent To Monthly Income in Sterling is 0.21x.

Statistic Sterling Virginia United States
Median Home Value $642,390 $412,467 $332,700
Median Rent $2,138 $1,579 $1,413
Median Income $123,303 $93,170 $80,734
Home Value To Income 5.2x 4.4x 4.1x
Rent To Monthly Income 0.21x 0.2x 0.21x

Sterling, VA Costs By Category

Detailed Sterling Services costs vs. Virginia
Item Sterling Virginia
Shampoo $1.51 $1.28
Movie $15.69 $12.13
Bowling $24.83 $18
Haircut $26.11 $24.26
Beauty Salon $70.08 $45.56
Detailed Sterling Groceries costs vs. Virginia
Item Sterling Virginia
Ground Beef $6.24 $5.84
Fried Chicken $1.4 $1.57
Milk $4.78 $4.67
Potatoes $5.49 $4.93
Pizza $12.56 $12.09
Beer $11.1 $10.41
Toothpaste $3.81 $3.7
Detailed Sterling Health costs vs. Virginia
Item Sterling Virginia
Optometrist $92.0 $125.68
Doctor $135.03 $135.78
Dentist $117.67 $113.29
Detailed Sterling Transportation costs vs. Virginia
Item Sterling Virginia
Gasoline $3.25 $3.46
Tire Balancing $59.0 $59.92
Detailed Sterling Utilities costs vs. Virginia
Item Sterling Virginia
All Electricity $222.47 $193.99
Phone $197.37 $192.25

Sterling SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 5/10
Diversity 10/10
SafetyN/A
Amenities 9.5/10
Education 7/10
Commute 6/10

Cost Of Living In Cities Around Sterling

The cost of living varies in the cities and towns around Sterling. Here's a quick look at the cost of living in the most populous nearby places:

  • Bethesda, MD has a cost of living index of 204, 1.5x Sterling.

  • Ashburn, VA has a cost of living index of 148, 1.1x Sterling.

  • Clarksburg, MD has a cost of living index of 156, 1.2x Sterling.

City Population Cost Of Living Vs. Sterling
Bethesda, MD 69,397 204 1.5x
Ashburn, VA 46,026 148 1.1x
Clarksburg, MD 30,487 156 1.2x
Herndon, VA 24,672 147 1.1x
North Potomac, MD 23,922 176 1.3x
McNair, VA 22,655 141 1.1x
Franklin Farm, VA 18,736 171 1.3x
Sugarland Run, VA 12,629 144 1.1x
Cascades, VA 12,357 149 1.1x
Dranesville, VA 11,828 171 1.3x