What is the cost of living in Stuarts Draft, VA?
According to the most recent data on the cost of living, Stuarts Draft has an overall cost of living index of 106, which is 1.1x higher than the national index of 100.
Compared to Virginia, Stuarts Draft has a cost of living index that's 0.9x lower than Virginia's index of 112.
The standard of living in Stuarts Draft ranks as #44 most affordable out of the 188 places we measured in Virginia. By definition, that implies Stuarts Draft ranks as the #144 most expensive place in the Old Dominion.
For more reading on life in Stuarts Draft, check out:
Stuarts Draft Cost Of Living Vs. Virginia
Six factors go into calculating the cost of living index in Stuarts Draft. Here is how it fares on each of the criteria:
The Services index in Stuarts Draft is 102.
The Groceries index in Stuarts Draft is 103.
The Health index in Stuarts Draft is 106.
The Housing index in Stuarts Draft is 102.
The Transportation index in Stuarts Draft is 108.
The Utilities index in Stuarts Draft is 105.
| Living Expense | Stuarts Draft | Virginia | National Average |
|---|---|---|---|
| Overall | 106 | 112 | 100 |
| Services | 102 | 103 | 100 |
| Groceries | 103 | 104 | 100 |
| Health | 106 | 131 | 100 |
| Housing | 102 | 105 | 100 |
| Transportation | 108 | 105 | 100 |
| Utilities | 105 | 104 | 100 |
Stuarts Draft Cost Of Living Compared To Virginia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Virginia, check out:
Protect your home budget Compare home warranties in Stuarts Draft Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Stuarts Draft, VA Housing Cost Breakdown
Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Stuarts Draft is $348,986.
The Median Rent in Stuarts Draft is $1,201.
The Median Income in Stuarts Draft is $79,332.
The Home Value To Income in Stuarts Draft is 4.4x.
The Rent To Monthly Income in Stuarts Draft is 0.18x.
| Statistic | Stuarts Draft | Virginia | United States |
|---|---|---|---|
| Median Home Value | $348,986 | $412,467 | $332,700 |
| Median Rent | $1,201 | $1,579 | $1,413 |
| Median Income | $79,332 | $93,170 | $80,734 |
| Home Value To Income | 4.4x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.2x | 0.21x |
Stuarts Draft, VA Costs By Category
Detailed Stuarts Draft Services costs vs. Virginia
| Item | Stuarts Draft | Virginia |
|---|---|---|
| Shampoo | $1.71 | $1.28 |
| Movie | $15.32 | $12.13 |
| Bowling | $25.5 | $18 |
| Haircut | $27.97 | $24.26 |
| Beauty Salon | $54.19 | $45.56 |
Detailed Stuarts Draft Groceries costs vs. Virginia
| Item | Stuarts Draft | Virginia |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.33 | $4.93 |
| Pizza | $12.47 | $12.09 |
| Beer | $11.67 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Stuarts Draft Health costs vs. Virginia
| Item | Stuarts Draft | Virginia |
|---|---|---|
| Optometrist | $121.84 | $125.68 |
| Doctor | $168.85 | $135.78 |
| Dentist | $135.19 | $113.29 |
Detailed Stuarts Draft Transportation costs vs. Virginia
| Item | Stuarts Draft | Virginia |
|---|---|---|
| Gasoline | $3.49 | $3.46 |
| Tire Balancing | $57.76 | $59.92 |
Detailed Stuarts Draft Utilities costs vs. Virginia
| Item | Stuarts Draft | Virginia |
|---|---|---|
| All Electricity | $201.35 | $193.99 |
| Phone | $184.83 | $192.25 |
Stuarts Draft SnackAbility
Cost Of Living In Cities Around Stuarts Draft
The cost of living varies in the cities and towns around Stuarts Draft. Here's a quick look at the cost of living in the most populous nearby places:
Lynchburg, VA has a cost of living index of 102, 1.0x Stuarts Draft.
Harrisonburg, VA has a cost of living index of 109, 1.0x Stuarts Draft.
Charlottesville, VA has a cost of living index of 124, 1.2x Stuarts Draft.
| City | Population | Cost Of Living | Vs. Stuarts Draft |
|---|---|---|---|
| Lynchburg, VA | 79,497 | 102 | 1.0x |
| Harrisonburg, VA | 51,392 | 109 | 1.0x |
| Charlottesville, VA | 45,437 | 124 | 1.2x |
| Staunton, VA | 25,948 | 102 | 1.0x |
| Waynesboro, VA | 22,841 | 99 | 0.9x |
| Lake Monticello, VA | 10,662 | 114 | 1.1x |
| Madison Heights, VA | 10,266 | 97 | 0.9x |
| Fishersville, VA | 9,484 | 111 | 1.0x |
| Lexington, VA | 7,525 | 110 | 1.0x |
| Buena Vista, VA | 6,593 | 93 | 0.9x |
