What is the cost of living in Cottage Lake, WA?
According to the most recent data on the cost of living, Cottage Lake has an overall cost of living index of 200, which is 2.0x higher than the national index of 100.
Compared to Washington, Cottage Lake has a cost of living index that's 1.7x higher than Washington's index of 120.
The standard of living in Cottage Lake ranks as #187 most affordable out of the 191 places we measured in Washington. By definition, that implies Cottage Lake ranks as the #4 most expensive place in the Evergreen State.
For more reading on life in Cottage Lake, check out:
Cottage Lake Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Cottage Lake. Here is how it fares on each of the criteria:
The Services index in Cottage Lake is 107.
The Groceries index in Cottage Lake is 111.
The Health index in Cottage Lake is 395.
The Housing index in Cottage Lake is 118.
The Transportation index in Cottage Lake is 114.
The Utilities index in Cottage Lake is 122.
| Living Expense | Cottage Lake | Washington | National Average |
|---|---|---|---|
| Overall | 200 | 120 | 100 |
| Services | 107 | 108 | 100 |
| Groceries | 111 | 108 | 100 |
| Health | 395 | 137 | 100 |
| Housing | 118 | 111 | 100 |
| Transportation | 114 | 111 | 100 |
| Utilities | 122 | 110 | 100 |
Cottage Lake Cost Of Living Compared To Washington Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Washington, check out:
Protect your home budget Compare home warranties in Cottage Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cottage Lake, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cottage Lake is $1,310,079.
The Median Rent in Cottage Lake is $2,740.
The Median Income in Cottage Lake is $213,106.
The Home Value To Income in Cottage Lake is 6.1x.
The Rent To Monthly Income in Cottage Lake is 0.15x.
| Statistic | Cottage Lake | Washington | United States |
|---|---|---|---|
| Median Home Value | $1,310,079 | $601,016 | $332,700 |
| Median Rent | $2,740 | $1,760 | $1,413 |
| Median Income | $213,106 | $98,141 | $80,734 |
| Home Value To Income | 6.1x | 6.1x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.22x | 0.21x |
Cottage Lake, WA Costs By Category
Detailed Cottage Lake Services costs vs. Washington
| Item | Cottage Lake | Washington |
|---|---|---|
| Shampoo | $1.4 | $1.28 |
| Movie | $16.37 | $12.13 |
| Bowling | $21.59 | $18 |
| Haircut | $50.2 | $24.26 |
| Beauty Salon | $72.25 | $45.56 |
Detailed Cottage Lake Groceries costs vs. Washington
| Item | Cottage Lake | Washington |
|---|---|---|
| Ground Beef | $5.54 | $5.84 |
| Fried Chicken | $2.55 | $1.57 |
| Milk | $5.1 | $4.67 |
| Potatoes | $4.49 | $4.93 |
| Pizza | $14.4 | $12.09 |
| Beer | $12.14 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Cottage Lake Health costs vs. Washington
| Item | Cottage Lake | Washington |
|---|---|---|
| Optometrist | $198.49 | $125.68 |
| Doctor | $236.25 | $135.78 |
| Dentist | $149.39 | $113.29 |
Detailed Cottage Lake Transportation costs vs. Washington
| Item | Cottage Lake | Washington |
|---|---|---|
| Gasoline | $4.66 | $3.46 |
| Tire Balancing | $67.2 | $59.92 |
Detailed Cottage Lake Utilities costs vs. Washington
| Item | Cottage Lake | Washington |
|---|---|---|
| All Electricity | $193.41 | $193.99 |
| Phone | $202.97 | $192.25 |
Cottage Lake SnackAbility
Cost Of Living In Cities Around Cottage Lake
The cost of living varies in the cities and towns around Cottage Lake. Here's a quick look at the cost of living in the most populous nearby places:
Everett, WA has a cost of living index of 132, 0.7x Cottage Lake.
Kirkland, WA has a cost of living index of 180, 0.9x Cottage Lake.
Redmond, WA has a cost of living index of 191, 1.0x Cottage Lake.
| City | Population | Cost Of Living | Vs. Cottage Lake |
|---|---|---|---|
| Everett, WA | 111,845 | 132 | 0.7x |
| Kirkland, WA | 92,621 | 180 | 0.9x |
| Redmond, WA | 77,353 | 191 | 1.0x |
| Bothell, WA | 49,610 | 162 | 0.8x |
| Lake Stevens, WA | 40,253 | 136 | 0.7x |
| Lynnwood, WA | 40,110 | 138 | 0.7x |
| Issaquah, WA | 39,591 | 173 | 0.9x |
| North Lynnwood, WA | 23,339 | 137 | 0.7x |
| Union Hill-Novelty Hill, WA | 23,047 | 201 | 1.0x |
| Monroe, WA | 19,755 | 136 | 0.7x |








