What is the cost of living in Mountlake Terrace, WA?
According to the most recent data on the cost of living, Mountlake Terrace has an overall cost of living index of 139, which is 1.4x higher than the national index of 100.
Compared to Washington, Mountlake Terrace has a cost of living index that's 1.2x higher than Washington's index of 120.
The standard of living in Mountlake Terrace ranks as #132 most affordable out of the 191 places we measured in Washington. By definition, that implies Mountlake Terrace ranks as the #59 most expensive place in the Evergreen State.
For more reading on life in Mountlake Terrace, check out:
Mountlake Terrace Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Mountlake Terrace. Here is how it fares on each of the criteria:
The Services index in Mountlake Terrace is 110.
The Groceries index in Mountlake Terrace is 108.
The Health index in Mountlake Terrace is 210.
The Housing index in Mountlake Terrace is 108.
The Transportation index in Mountlake Terrace is 107.
The Utilities index in Mountlake Terrace is 108.
| Living Expense | Mountlake Terrace | Washington | National Average |
|---|---|---|---|
| Overall | 139 | 120 | 100 |
| Services | 110 | 108 | 100 |
| Groceries | 108 | 108 | 100 |
| Health | 210 | 137 | 100 |
| Housing | 108 | 111 | 100 |
| Transportation | 107 | 111 | 100 |
| Utilities | 108 | 110 | 100 |
Mountlake Terrace Cost Of Living Compared To Washington Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Washington, check out:
Protect your home budget Compare home warranties in Mountlake Terrace Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mountlake Terrace, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mountlake Terrace is $699,078.
The Median Rent in Mountlake Terrace is $2,004.
The Median Income in Mountlake Terrace is $107,687.
The Home Value To Income in Mountlake Terrace is 6.5x.
The Rent To Monthly Income in Mountlake Terrace is 0.22x.
| Statistic | Mountlake Terrace | Washington | United States |
|---|---|---|---|
| Median Home Value | $699,078 | $601,016 | $332,700 |
| Median Rent | $2,004 | $1,760 | $1,413 |
| Median Income | $107,687 | $98,141 | $80,734 |
| Home Value To Income | 6.5x | 6.1x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.22x | 0.21x |
Mountlake Terrace, WA Costs By Category
Detailed Mountlake Terrace Services costs vs. Washington
| Item | Mountlake Terrace | Washington |
|---|---|---|
| Shampoo | $1.4 | $1.28 |
| Movie | $16.37 | $12.13 |
| Bowling | $21.59 | $18 |
| Haircut | $50.2 | $24.26 |
| Beauty Salon | $72.25 | $45.56 |
Detailed Mountlake Terrace Groceries costs vs. Washington
| Item | Mountlake Terrace | Washington |
|---|---|---|
| Ground Beef | $5.54 | $5.84 |
| Fried Chicken | $2.55 | $1.57 |
| Milk | $5.1 | $4.67 |
| Potatoes | $4.49 | $4.93 |
| Pizza | $14.4 | $12.09 |
| Beer | $12.14 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Mountlake Terrace Health costs vs. Washington
| Item | Mountlake Terrace | Washington |
|---|---|---|
| Optometrist | $198.49 | $125.68 |
| Doctor | $236.25 | $135.78 |
| Dentist | $149.39 | $113.29 |
Detailed Mountlake Terrace Transportation costs vs. Washington
| Item | Mountlake Terrace | Washington |
|---|---|---|
| Gasoline | $4.66 | $3.46 |
| Tire Balancing | $67.2 | $59.92 |
Detailed Mountlake Terrace Utilities costs vs. Washington
| Item | Mountlake Terrace | Washington |
|---|---|---|
| All Electricity | $193.41 | $193.99 |
| Phone | $202.97 | $192.25 |
Mountlake Terrace SnackAbility
Cost Of Living In Cities Around Mountlake Terrace
The cost of living varies in the cities and towns around Mountlake Terrace. Here's a quick look at the cost of living in the most populous nearby places:
Everett, WA has a cost of living index of 132, 0.9x Mountlake Terrace.
Shoreline, WA has a cost of living index of 161, 1.2x Mountlake Terrace.
Edmonds, WA has a cost of living index of 160, 1.2x Mountlake Terrace.
| City | Population | Cost Of Living | Vs. Mountlake Terrace |
|---|---|---|---|
| Everett, WA | 111,845 | 132 | 0.9x |
| Shoreline, WA | 61,431 | 161 | 1.2x |
| Edmonds, WA | 42,735 | 160 | 1.2x |
| Lake Stevens, WA | 40,253 | 136 | 1.0x |
| Lynnwood, WA | 40,110 | 138 | 1.0x |
| Bainbridge Island, WA | 24,631 | 186 | 1.3x |
| Kenmore, WA | 23,741 | 160 | 1.2x |
| Bothell West, WA | 22,029 | 152 | 1.1x |
| Silverdale, WA | 20,685 | 134 | 1.0x |
| Monroe, WA | 19,755 | 136 | 1.0x |
