What is the cost of living in Beloit, WI?
According to the most recent data on the cost of living, Beloit has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Wisconsin, Beloit has a cost of living index that's 0.9x lower than Wisconsin's index of 98.
The standard of living in Beloit ranks as #10 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Beloit ranks as the #136 most expensive place in the Badger State.
For more reading on life in Beloit, check out:
Beloit Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Beloit. Here is how it fares on each of the criteria:
The Services index in Beloit is 97.
The Groceries index in Beloit is 97.
The Health index in Beloit is 64.
The Housing index in Beloit is 99.
The Transportation index in Beloit is 100.
The Utilities index in Beloit is 98.
| Living Expense | Beloit | Wisconsin | National Average |
|---|---|---|---|
| Overall | 88 | 98 | 100 |
| Services | 97 | 98 | 100 |
| Groceries | 97 | 100 | 100 |
| Health | 64 | 91 | 100 |
| Housing | 99 | 99 | 100 |
| Transportation | 100 | 102 | 100 |
| Utilities | 98 | 100 | 100 |
Beloit Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Beloit Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Beloit, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Beloit is $198,920.
The Median Rent in Beloit is $1,066.
The Median Income in Beloit is $62,663.
The Home Value To Income in Beloit is 3.2x.
The Rent To Monthly Income in Beloit is 0.2x.
Beloit, WI Costs By Category
Detailed Beloit Services costs vs. Wisconsin
Detailed Beloit Groceries costs vs. Wisconsin
Detailed Beloit Health costs vs. Wisconsin
Detailed Beloit Transportation costs vs. Wisconsin
Beloit SnackAbility
Cost Of Living In Cities Around Beloit
The cost of living varies in the cities and towns around Beloit. Here's a quick look at the cost of living in the most populous nearby places:
Rockford, IL has a cost of living index of 89, 1.0x Beloit.
Janesville, WI has a cost of living index of 95, 1.1x Beloit.
Belvidere, IL has a cost of living index of 90, 1.0x Beloit.
| City | Population | Cost Of Living | Vs. Beloit |
|---|---|---|---|
| Rockford, IL | 147,521 | 89 | 1.0x |
| Janesville, WI | 66,030 | 95 | 1.1x |
| Belvidere, IL | 24,752 | 90 | 1.0x |
| Loves Park, IL | 23,502 | 90 | 1.0x |
| Machesney Park, IL | 22,630 | 93 | 1.1x |
| Roscoe, IL | 10,706 | 101 | 1.1x |
| Rockton, IL | 7,974 | 96 | 1.1x |
| South Beloit, IL | 7,946 | 92 | 1.0x |
| Milton, WI | 5,706 | 94 | 1.1x |
| Candlewick Lake, IL | 5,448 | 99 | 1.1x |
