The 10 Worst McKinney Suburbs

The worst McKinney suburbs are Leonard and Farmersville based on Saturday Night Science. Find out where your town ranks.

More and more people would prefer to live in the cities and towns that surround McKinney to avoid all the hustle and bustle.

So the question arises: what suburbs of McKinney are the worst?

Today, we’ll use Saturday Night Science to determine which McKinney ‘burbs need a little tender loving care – the sore thumbs of the McKinney area if you will. Realistically, you can only expect some of the suburbs to live up to McKinney proper, although University Park certainly tries.

We examined the 61 biggest suburbs of McKinney to find out the worst places to live. And while you won’t necessarily find them on the worst places to live in Texas lists, these places are a little too far downwind of McKinney in terms of quality of life.

1

No. 1 worst suburb of McKinney

Leonard, TX

2,505 people
$54,717 median income · $370,224 median home price
Located in Fannin County, Texas
Median income -30% vs TX
$54,717
TX $78k
Median home value +23% vs TX
$370,224
TX $301k
Unemployment +38% vs TX
7.3%
TX 5.3%
Poverty rate +33% vs TX
18.4%
TX 13.8%

We’ll get the ball rolling with Leonard, the absolute worst place to live around McKinney according to the data.

And in the world of worst rankings, Leonard beat the competition pretty handily thanks to scoring in the bottom 15% in three major categories. Income is the 2nd worst in the McKinney area, and to make matters worse, the city ranks 18th worst when it comes to home values.

But hey, at least it’s cheap to live there. But there’s a reason for that… it’s Leonard.

You won’t feel bad about not having a great income for the area. There aren’t a bunch of places to spend your money anyway.

2

No. 2 worst suburb of McKinney

Farmersville, TX

4,018 people
$81,036 median income · $338,460 median home price
Located in Collin County, Texas
Median income +3% vs TX
$81,036
TX $78k
Median home value +12% vs TX
$338,460
TX $301k
Unemployment +211% vs TX
16.5%
TX 5.3%
Poverty rate -34% vs TX
9.1%
TX 13.8%

Welcome to Farmersville. Home to KMart, Big Lots, and a lot of gas stations.

This city is 17.9 miles to McKinney. Income levels here are the 11th lowest in the metro area, where families bring in about $81,036 a year, which only goes so far even on a shoestring budget.

But on the bright side, there are a lot of fast food joints in the area.

3

No. 3 worst suburb of McKinney

Howe, TX

3,689 peopleSnackAbility 6/10
6/10
$51,108 median income · $247,617 median home price
Located in Grayson County, Texas
Median income -35% vs TX
$51,108
TX $78k
Median home value -18% vs TX
$247,617
TX $301k
Unemployment -45% vs TX
2.9%
TX 5.3%
Poverty rate +76% vs TX
24.3%
TX 13.8%

Back up the highway we go for the third worst McKinney suburb you can live in. You might have expected to see Howe on here. While the cost of living is low, your entertainment and work options are limited. And that’s an understatement.

In terms of numbers, it’s in the worst 15% for insurance, and the adult high school dropout rate is poor compared to other McKinney suburbs.

But at least there are lovely parks to bring the kids during the day.

4

No. 4 worst suburb of McKinney

Pilot Point, TX

5,332 peopleSnackAbility 6/10
6/10
Pilot Point, TX
Source: Wikipedia User Renelibrary | CC BY-SA 3.0
$97,933 median income · $329,619 median home price
Located in Grayson County, Texas
Median income +25% vs TX
$97,933
TX $78k
Median home value +10% vs TX
$329,619
TX $301k
Unemployment +19% vs TX
6.3%
TX 5.3%
Poverty rate -38% vs TX
8.5%
TX 13.8%

If you live in Pilot Point, most likely you struggle to make ends meet every month. It ranks as the 16th lowest McKinney suburb for median household incomes.

Not only that, but this is the 7th worst unemployed suburb you can live in if you choose to live near McKinney. Remember, we looked at 61 cities for this study.

Pilot Point is about 21.4 miles to downtown.

5

No. 5 worst suburb of McKinney

Dallas, TX

1,307,930 peopleSnackAbility 5/10
5/10
Dallas, TX
Source: Flickr User TexasExplorer98 | CC BY 2.0
$70,518 median income · $309,421 median home price
Map of Dallas within Texas Located in Rockwall County, Texas
Median income -10% vs TX
$70,518
TX $78k
Median home value +3% vs TX
$309,421
TX $301k
Unemployment -8% vs TX
4.9%
TX 5.3%
Poverty rate +21% vs TX
16.7%
TX 13.8%

Dallas has the distinction of being a McKinney suburb. Which means that’s about all it has going for it.

All snarkiness aside, Dallas has the 6th lowest home values in the metro McKinney area, where the median price is $309,421. The median income is $250,001.

Dallas has an unemployment rate of 4.9% which ranks 16th worst.

6

No. 6 worst suburb of McKinney

Garland, TX

246,844 peopleSnackAbility 6/10
6/10
Garland, TX
Source: Wikipedia User Randy Colborn | CC BY-SA 4.0
$76,320 median income · $286,805 median home price
Map of Garland within Texas Located in Rockwall County, Texas
Median income -3% vs TX
$76,320
TX $78k
Median home value -5% vs TX
$286,805
TX $301k
Unemployment -9% vs TX
4.8%
TX 5.3%
Poverty rate -6% vs TX
13.0%
TX 13.8%

Garland has 246,844 residents that probably know it’s a pretty crummy place to live when you look at the data. (Or, if you’ve ever been there, you don’t need to look at the data.)

Incomes are towards the bottom, and the poverty rate sits at 13.0%.

7

No. 7 worst suburb of McKinney

Denton, TX

152,866 peopleSnackAbility 7.5/10
7.5/10
Denton, TX
Source: Wikipedia User Aaron Jacobs on en.wikipedia | CC BY-SA 2.5
$76,019 median income · $354,135 median home price
Map of Denton within Texas Located in Denton County, Texas
Median income -3% vs TX
$76,019
TX $78k
Median home value +18% vs TX
$354,135
TX $301k
Unemployment -4% vs TX
5.1%
TX 5.3%
Poverty rate +14% vs TX
15.8%
TX 13.8%

Ah, Denton. You rank as the 7th worst place to live around McKinney.

It’s the place with the 14th most out of work residents in the McKinney metro area (5.1%).

8

No. 8 worst suburb of McKinney

Sherman, TX

46,397 peopleSnackAbility 5/10
5/10
Sherman, TX
Source: Wikipedia User Renelibrary | CC BY-SA 3.0
$58,859 median income · $257,920 median home price
Map of Sherman within Texas Located in Grayson County, Texas
Median income -25% vs TX
$58,859
TX $78k
Median home value -14% vs TX
$257,920
TX $301k
Unemployment -51% vs TX
2.6%
TX 5.3%
Poverty rate -8% vs TX
12.7%
TX 13.8%

Sherman is a city about 29.7 miles from McKinney, but McKinney probably wishes it was further away. It ranks as the 8th worst burb.

You’d be hard-pressed to find a worse place to live. Sherman has the 11th most uninsured people, 3rd worst incomes, and has the 47th highest unemployment rate (2.6%) in the entire McKinney metro area.

Homes only cost $257,920 for a reason. That’s cheap for McKinney standards.

9

No. 9 worst suburb of McKinney

Irving, TX

256,492 peopleSnackAbility 6/10
6/10
Irving, TX
Source: Public domain
$81,830 median income · $341,503 median home price
Map of Irving within Texas Located in Dallas County, Texas
Median income +4% vs TX
$81,830
TX $78k
Median home value +13% vs TX
$341,503
TX $301k
Unemployment -15% vs TX
4.5%
TX 5.3%
Poverty rate -20% vs TX
11.0%
TX 13.8%

If you absolutely have to live near McKinney, then Irving might be a place for you to consider as it’s only the 9th worst McKinney suburb.

About 4.5% of residents are out of work.

10

No. 10 worst suburb of McKinney

Cross Roads, TX

2,035 people
$124,145 median income · $337,284 median home price
Located in Denton County, Texas
Median income +58% vs TX
$124,145
TX $78k
Median home value +12% vs TX
$337,284
TX $301k
Unemployment +91% vs TX
10.1%
TX 5.3%
Poverty rate -50% vs TX
6.9%
TX 13.8%

Rounding out the ten worst McKinney suburbs to call home is Cross Roads.

Located 19.0 miles outside the city, Cross Roads is a real pit when you look at the data. Its residents have the 2nd highest unemployment rate (10.1%), and poverty is far above the area average.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Texas’s statewide median.

City Median income vs TX
1 Leonard $54,717 -30%
2 Farmersville $81,036 +3%
3 Howe $51,108 -35%
4 Pilot Point $97,933 +25%
5 Dallas $70,518 -10%
6 Garland $76,320 -3%
7 Denton $76,019 -3%
8 Sherman $58,859 -25%
9 Irving $81,830 +4%
10 Cross Roads $124,145 +58%

Texas statewide median: $78,476

City Median home value vs TX
1 Leonard $370,224 +23%
2 Farmersville $338,460 +12%
3 Howe $247,617 -18%
4 Pilot Point $329,619 +10%
5 Dallas $309,421 +3%
6 Garland $286,805 -5%
7 Denton $354,135 +18%
8 Sherman $257,920 -14%
9 Irving $341,503 +13%
10 Cross Roads $337,284 +12%

Texas statewide median: $300,957

City Unemployment vs TX
1 Leonard 7.3% +38%
2 Farmersville 16.5% +211%
3 Howe 2.9% -45%
4 Pilot Point 6.3% +19%
5 Dallas 4.9% -8%
6 Garland 4.8% -9%
7 Denton 5.1% -4%
8 Sherman 2.6% -51%
9 Irving 4.5% -15%
10 Cross Roads 10.1% +91%

Texas statewide median: 5.3%

City Poverty rate vs TX
1 Leonard 18.4% +33%
2 Farmersville 9.1% -34%
3 Howe 24.3% +76%
4 Pilot Point 8.5% -38%
5 Dallas 16.7% +21%
6 Garland 13.0% -6%
7 Denton 15.8% +14%
8 Sherman 12.7% -8%
9 Irving 11.0% -20%
10 Cross Roads 6.9% -50%

Texas statewide median: 13.8%

City Population vs TX
1 Leonard 2,505
2 Farmersville 4,018
3 Howe 3,689
4 Pilot Point 5,332
5 Dallas 1,307,930
6 Garland 246,844
7 Denton 152,866
8 Sherman 46,397
9 Irving 256,492
10 Cross Roads 2,035

On the map

Where the worst McKinney suburbs are

Saturday Night Science

Methodology: Determining The Worst Suburbs Around McKinney for 2026

To figure out how bad a McKinney suburb is to live in, we used Saturday Night Science to identify the kinds of things people like and then decide what suburbs have the least amount of those things.

Using the most recent American Community Survey data from 2020-2024, this is the criteria we used:

  • High unemployment rate
  • Low median household incomes
  • Low population density (no things to do)
  • Low home values
  • A lot of high school dropouts
  • High poverty
  • High rate of uninsured families

We defined a suburb as any town within 30 miles of McKinney.

We also limited the analysis to places with over 2,000 people. This left us with a grand total of 61 suburbs to evaluate around McKinney.

We ranked each place with scores from 1 to 61 in each category, where 1 was the worst.

Next, we averaged the rankings for each place to create a quality-of-life index.

And finally, we crowned the city with the worst quality of life index, the “Worst Suburb near McKinney.” We’re looking at you, Leonard.

We updated this article for 2026, which reflects our eleventh time ranking the worst suburbs around McKinney.

The full plate

Detailed List Of The Worst McKinney Suburbs

Click any column to sort. Search by city name.

RankCityWorst ScorePopulationMedian IncomeMedian Home Values
1Leonard8.712,505$54,717$370,224
2Farmersville8.864,018$81,036$338,460
3Howe9.003,689$51,108$247,617
4Pilot Point12.795,332$97,933$329,619
5Dallas13.571,307,930$70,518$309,421
6Garland14.71246,844$76,320$286,805
7Denton15.64152,866$76,019$354,135
8Sherman15.8646,397$58,859$257,920
9Irving17.21256,492$81,830$341,503
10Cross Roads19.862,035$124,145$337,284
11Josephine20.435,842$91,000$287,283
12Caddo Mills21.363,340$107,067$315,941
13Hackberry22.292,979$109,769$441,786
14Farmers Branch22.7936,645$91,186$377,734
15Lakewood22.7962,937$74,720$521,148
16Lewisville23.21131,080$89,233$393,896
17Anna23.4324,330$105,593$349,537
18Little Elm24.1454,820$119,219$403,397
19Princeton25.0025,229$105,200$294,071
20Richardson25.36118,731$98,111$440,400
21Collinsville25.572,060$60,417$387,665
22Van Alstyne25.865,952$102,469$433,827
23Carrollton26.29133,740$101,396$406,040
24Lake Dallas26.297,822$76,879$347,097
25Gunter28.072,398$120,000$665,810
26Grapevine28.2951,139$111,376$552,148
27Rowlett29.5765,463$112,081$371,473
28Wylie29.5760,334$119,522$421,548
29Fate30.0022,884$132,752$361,762
30Addison30.6417,290$73,854$490,587
31Aubrey30.717,396$101,574$363,613
32Fairview30.9310,783$109,347$660,166
33The Colony31.8645,454$114,511$406,282
34Sunnyvale32.368,336$170,348$631,290
35Plano33.43290,594$112,253$498,989
36Sachse34.4330,491$131,808$433,037
37Bartonville35.142,112$149,071$1,403,732
38Rockwall35.5751,168$115,580$480,553
39Melissa36.7120,136$138,763$434,769
40Prosper37.8637,869$195,281$784,350
41Celina38.9334,268$170,894$546,742
42Allen39.00110,265$130,901$493,532
43Lavon39.436,498$131,303$349,797
44Hickory Creek39.435,611$148,852$494,276
45Oak Point39.715,887$126,290$419,835
46McLendon-Chisholm40.004,511$204,773$667,451
47Shady Shores40.142,922$159,375$522,063
48Parker40.645,999$229,080$1,088,169
49Corinth41.0023,385$120,580$410,565
50Copper Canyon41.142,514$155,625$1,073,390
51Frisco42.00219,304$150,212$656,758
52Heath42.1410,777$220,828$708,331
53Providence43.078,947$118,072$527,895
54Murphy43.7121,188$175,699$571,960
55Flower Mound44.0078,389$161,235$609,719
56Coppell44.8642,154$146,235$619,492
57Double Oak45.713,071$172,321$845,919
58Lucas48.148,351$221,364$1,074,131
59Highland49.2120,119$186,075$971,050
60Highland Park49.218,773$250,001$2,891,619
61University Park53.3625,155$250,001$2,420,171

Source: U.S. Census ACS 2020-2024. 61 suburbs within 30 miles of McKinney.

Summary

Summary: The areas around McKinney where the dream is more of a nightmare for 2026

Well there you have it — the worst of the ‘burbs surrounding McKinney with Leonard casting itself ahead of the pack.

The worst suburbs of McKinney are Leonard, Farmersville, Howe, Pilot Point, Dallas, Garland, Denton, Sherman, Irving, and Cross Roads.

As we mentioned earlier, the suburbs around McKinney aren’t all bad. University Park takes the cake as the best place to live around McKinney. Not sold on Texas? Take the two-minute Find Your Place quiz and see which state actually fits you.

Questions and answers

Worst Suburbs Of McKinney FAQs

What is the worst suburb of McKinney?

Leonard ranks as the worst suburb around McKinney for 2026, according to Saturday Night Science. Farmersville and Howe are next on the list.

What are the worst suburbs of McKinney?

The worst-ranked suburbs around McKinney are Leonard, Farmersville, Howe, Pilot Point, Dallas, Garland, Denton, Sherman, Irving, and Cross Roads. We scored all 61 places within 30 miles.

Why does Leonard rank as the worst suburb?

Leonard posts the roughest combined numbers of the 61 suburbs we scored: a median household income of $54,717, a median home value of $370,224, and a poverty rate of 18.4%.

What is the best-ranked suburb near McKinney?

University Park lands at the opposite end of this ranking, making it the best-ranked suburb near McKinney by these measures. Our separate best suburbs of McKinney list covers that side properly.

How do you rank the worst suburbs?

Suburbs are scored on unemployment, income, density, home values, dropouts, poverty, and insurance coverage, using Census American Community Survey data. Real numbers, light heart — every one of these towns has people making it work.

Nick Johnson
About the author

Nick Johnson earned his masters in Business Administration from the Drucker School At Claremont Graduate University. He has written for 39 publications across the country and ran the media relations department at Movoto, a real estate portal based in San Francisco. He has been featured in over 500 publications as an expert in real estate and as an authority on real estate trends.

Nick's the creator of the HomeSnacks YouTube channel that now has over 900,000 subscribers and is an excellent source to learn about different parts of the country.

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