What is the cost of living in Irving, TX?
According to the most recent data on the cost of living, Irving has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Texas, Irving has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Irving ranks as #254 most affordable out of the 419 places we measured in Texas. By definition, that implies Irving ranks as the #165 most expensive place in the Lone Star State.
For more reading on life in Irving, check out:
Irving Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Irving. Here is how it fares on each of the criteria:
The Services index in Irving is 101.
The Groceries index in Irving is 98.
The Health index in Irving is 116.
The Housing index in Irving is 101.
The Transportation index in Irving is 105.
The Utilities index in Irving is 97.
| Living Expense | Irving | Texas | National Average |
|---|---|---|---|
| Overall | 101 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 116 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Irving Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Irving Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Irving, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Irving is $341,503.
The Median Rent in Irving is $1,619.
The Median Income in Irving is $81,830.
The Home Value To Income in Irving is 4.2x.
The Rent To Monthly Income in Irving is 0.24x.
Irving, TX Costs By Category
Detailed Irving Services costs vs. Texas
Detailed Irving Groceries costs vs. Texas
Detailed Irving Health costs vs. Texas
Detailed Irving Transportation costs vs. Texas
Irving SnackAbility
Cost Of Living In Cities Around Irving
The cost of living varies in the cities and towns around Irving. Here's a quick look at the cost of living in the most populous nearby places:
Plano, TX has a cost of living index of 120, 1.2x Irving.
Carrollton, TX has a cost of living index of 113, 1.1x Irving.
Richardson, TX has a cost of living index of 116, 1.1x Irving.
| City | Population | Cost Of Living | Vs. Irving |
|---|---|---|---|
| Plano, TX | 290,594 | 120 | 1.2x |
| Carrollton, TX | 133,740 | 113 | 1.1x |
| Richardson, TX | 118,731 | 116 | 1.1x |
| Flower Mound, TX | 78,389 | 128 | 1.3x |
| Euless, TX | 60,421 | 106 | 1.0x |
| Grapevine, TX | 51,139 | 125 | 1.2x |
| Bedford, TX | 49,085 | 104 | 1.0x |
| Keller, TX | 45,976 | 136 | 1.3x |
| Coppell, TX | 42,154 | 132 | 1.3x |
| Farmers Branch, TX | 36,645 | 106 | 1.0x |
