What is the cost of living in Garland, TX?
According to the most recent data on the cost of living, Garland has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Texas, Garland has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Garland ranks as #244 most affordable out of the 419 places we measured in Texas. By definition, that implies Garland ranks as the #175 most expensive place in the Lone Star State.
For more reading on life in Garland, check out:
Garland Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Garland. Here is how it fares on each of the criteria:
The Services index in Garland is 99.
The Groceries index in Garland is 98.
The Health index in Garland is 104.
The Housing index in Garland is 101.
The Transportation index in Garland is 104.
The Utilities index in Garland is 101.
| Living Expense | Garland | Texas | National Average |
|---|---|---|---|
| Overall | 100 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 104 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
Garland Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Garland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Garland, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Garland is $286,805.
The Median Rent in Garland is $1,641.
The Median Income in Garland is $76,320.
The Home Value To Income in Garland is 3.8x.
The Rent To Monthly Income in Garland is 0.26x.
Garland, TX Costs By Category
Detailed Garland Services costs vs. Texas
Detailed Garland Groceries costs vs. Texas
Detailed Garland Health costs vs. Texas
Detailed Garland Transportation costs vs. Texas
Garland SnackAbility
Cost Of Living In Cities Around Garland
The cost of living varies in the cities and towns around Garland. Here's a quick look at the cost of living in the most populous nearby places:
Plano, TX has a cost of living index of 120, 1.2x Garland.
Mesquite, TX has a cost of living index of 99, 1.0x Garland.
Carrollton, TX has a cost of living index of 113, 1.1x Garland.
| City | Population | Cost Of Living | Vs. Garland |
|---|---|---|---|
| Plano, TX | 290,594 | 120 | 1.2x |
| Mesquite, TX | 149,299 | 99 | 1.0x |
| Carrollton, TX | 133,740 | 113 | 1.1x |
| Richardson, TX | 118,731 | 116 | 1.2x |
| Allen, TX | 110,265 | 120 | 1.2x |
| Rowlett, TX | 65,463 | 111 | 1.1x |
| Rockwall, TX | 51,168 | 111 | 1.1x |
| Farmers Branch, TX | 36,645 | 106 | 1.1x |
| Sachse, TX | 30,491 | 112 | 1.1x |
| University Park, TX | 25,155 | 245 | 2.5x |
