What is the cost of living in Fairfield, AL?
According to the most recent data on the cost of living, Fairfield has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Alabama, Fairfield has a cost of living index that's 0.9x lower than Alabama's index of 91.
The standard of living in Fairfield ranks as #13 most affordable out of the 116 places we measured in Alabama. By definition, that implies Fairfield ranks as the #103 most expensive place in the Heart of Dixie.
For more reading on life in Fairfield, check out:
Fairfield Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Fairfield. Here is how it fares on each of the criteria:
The Services index in Fairfield is 94.
The Groceries index in Fairfield is 96.
The Health index in Fairfield is 63.
The Housing index in Fairfield is 94.
The Transportation index in Fairfield is 94.
The Utilities index in Fairfield is 91.
| Living Expense | Fairfield | Alabama | National Average |
|---|---|---|---|
| Overall | 85 | 91 | 100 |
| Services | 94 | 95 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 63 | 74 | 100 |
| Housing | 94 | 96 | 100 |
| Transportation | 94 | 95 | 100 |
| Utilities | 91 | 95 | 100 |
Fairfield Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Fairfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fairfield, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fairfield is $93,495.
The Median Rent in Fairfield is $1,008.
The Median Income in Fairfield is $48,456.
The Home Value To Income in Fairfield is 1.9x.
The Rent To Monthly Income in Fairfield is 0.25x.
Fairfield, AL Costs By Category
Detailed Fairfield Services costs vs. Alabama
Detailed Fairfield Groceries costs vs. Alabama
Detailed Fairfield Health costs vs. Alabama
Detailed Fairfield Transportation costs vs. Alabama
Fairfield SnackAbility
Cost Of Living In Cities Around Fairfield
The cost of living varies in the cities and towns around Fairfield. Here's a quick look at the cost of living in the most populous nearby places:
Birmingham, AL has a cost of living index of 90, 1.1x Fairfield.
Homewood, AL has a cost of living index of 124, 1.5x Fairfield.
Bessemer, AL has a cost of living index of 86, 1.0x Fairfield.
| City | Population | Cost Of Living | Vs. Fairfield |
|---|---|---|---|
| Birmingham, AL | 198,173 | 90 | 1.1x |
| Homewood, AL | 27,829 | 124 | 1.5x |
| Bessemer, AL | 25,400 | 86 | 1.0x |
| Pelham, AL | 24,827 | 100 | 1.2x |
| Helena, AL | 21,769 | 102 | 1.2x |
| Gardendale, AL | 16,534 | 100 | 1.2x |
| Hueytown, AL | 16,414 | 87 | 1.0x |
| Chelsea, AL | 16,260 | 107 | 1.3x |
| Center Point, AL | 15,914 | 88 | 1.0x |
| Irondale, AL | 13,464 | 96 | 1.1x |
