Gulf Shores, AL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Gulf Shores, AL Summary

Cost of living in Gulf Shores research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gulf Shores is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Alabama, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Gulf Shores is 104, with 100 being the average.

  • The cost of living index in Gulf Shores is 1.0x higher than the national average.

  • Gulf Shores ranks as the #101 cheapest in Alabama out of 119.

  • Gulf Shores ranks as the #3,063 cheapest out of 6,489 in the US.

  • The median home value in Gulf Shores is $458,002.

  • The median income in Gulf Shores is $73,873.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
104
Gulf Shores's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Gulf Shores, AL?

According to the most recent data on the cost of living, Gulf Shores has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.

Compared to Alabama, Gulf Shores has a cost of living index that's 1.2x higher than Alabama's index of 90.

The standard of living in Gulf Shores ranks as #101 most affordable out of the 119 places we measured in Alabama. By definition, that implies Gulf Shores ranks as the #18 most expensive place in the Heart of Dixie.

For more reading on life in Gulf Shores, check out:

101 out of 119
In Alabama
3,063 out of 6,489
In America

Gulf Shores Cost Of Living Vs. Alabama

Six factors go into calculating the cost of living index in Gulf Shores. Here is how it fairs on each of the criteria:

  • The Services index in Gulf Shores is 98.

  • The Groceries index in Gulf Shores is 99.

  • The Health index in Gulf Shores is 108.

  • The Housing index in Gulf Shores is 132.

  • The Transportation index in Gulf Shores is 91.

  • The Utilities index in Gulf Shores is 89.

Living Expense Gulf Shores Alabama National Average
Overall 104 90 100
Services 98 97 100
Groceries 99 98 100
Health 108 86 100
Housing 132 74 100
Transportation 91 93 100
Utilities 89 102 100
For more reading on cost of living around Alabama, check out:
Gulf Shores Cost of Living Vs. AL

Gulf Shores, AL Housing Cost Breakdown

Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Gulf Shores is $458,002.

  • The Median Rent in Gulf Shores is $1,363.

  • The Median Income in Gulf Shores is $73,873.

  • The Home Value To Income in Gulf Shores is 6.2x.

  • The Rent To Monthly Income in Gulf Shores is 0.22x.

Statistic Gulf Shores Alabama United States
Median Home Value $458,002 $232,780 $303,400
Median Rent $1,363 $963 $1,348
Median Income $73,873 $62,027 $78,538
Home Value To Income 6.2x 3.8x 3.9x
Rent To Monthly Income 0.22x 0.19x 0.21x
$458,002
Median Home Value
$1,363
Median Rent
$73,873
Median Income

Gulf Shores, AL Costs By Category

Detailed Gulf Shores Services Costs Vs. Alabama

Item Gulf Shores Alabama
Shampoo $1.17 $1.28
Movie $10.62 $12.13
Bowling $17.33 $18
Haircut $24.75 $24.26
Beauty Salon $45.72 $45.56

Detailed Gulf Shores Groceries Costs Vs. Alabama

Item Gulf Shores Alabama
Ground Beef $5.76 $5.84
Fried Chicken $1.74 $1.57
Milk $4.55 $4.67
Potatoes $5.16 $4.93
Pizza $11.24 $12.09
Beer $9.16 $10.41
Toothpaste $3.59 $3.7

Detailed Gulf Shores Health Costs Vs. Alabama

Item Gulf Shores Alabama
Optometrist $122.28 $125.68
Doctor $128.94 $135.78
Dentist $138.76 $113.29

Detailed Gulf Shores Transportation Costs Vs. Alabama

Item Gulf Shores Alabama
Gasoline $3.08 $3.46
Tire Balancing $60.67 $59.92

Detailed Gulf Shores Utilities Costs Vs. Alabama

Item Gulf Shores Alabama
All Electricity $162.85 $193.99
Phone $187.62 $192.25

Gulf Shores SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
4
Diversity
4
Safety
N/A
Amenities
7
Education
8.5
Commute
8.5

Cost Of Living In Cities Around Gulf Shores

The cost of living varies in the cities and towns around Gulf Shores. Here's a quick look at the cost of living in the most populous nearby places:

  • Pensacola, FL has a cost of living index of 100, 1.0x Gulf Shores.

  • Navarre, FL has a cost of living index of 112, 1.1x Gulf Shores.

  • Ferry Pass, FL has a cost of living index of 97, 0.9x Gulf Shores.

City Population Cost Of Living Vs. Gulf Shores
Pensacola, FL 54,011 100 1.0x
Navarre, FL 38,988 112 1.1x
Ferry Pass, FL 30,467 97 0.9x
Pace, FL 25,630 98 0.9x
Bellview, FL 25,051 92 0.9x
Brent, FL 23,441 87 0.8x
Fairhope, AL 23,360 114 1.1x
Ensley, FL 23,036 90 0.9x
Foley, AL 22,330 95 0.9x
Prichard, AL 19,121 82 0.8x

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