Spanish Fort, AL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Spanish Fort, AL Summary

Cost of living in Spanish Fort research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Spanish Fort is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Alabama, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Spanish Fort is 105, with 100 being the average.

  • The cost of living index in Spanish Fort is 1.1x higher than the national average.

  • Spanish Fort ranks as the #103 cheapest in Alabama out of 119.

  • Spanish Fort ranks as the #3,177 cheapest out of 6,489 in the US.

  • The median home value in Spanish Fort is $393,401.

  • The median income in Spanish Fort is $101,574.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
105
Spanish Fort's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Spanish Fort, AL?

According to the most recent data on the cost of living, Spanish Fort has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.

Compared to Alabama, Spanish Fort has a cost of living index that's 1.2x higher than Alabama's index of 90.

The standard of living in Spanish Fort ranks as #103 most affordable out of the 119 places we measured in Alabama. By definition, that implies Spanish Fort ranks as the #16 most expensive place in the Heart of Dixie.

For more reading on life in Spanish Fort, check out:

103 out of 119
In Alabama
3,177 out of 6,489
In America

Spanish Fort Cost Of Living Vs. Alabama

Six factors go into calculating the cost of living index in Spanish Fort. Here is how it fairs on each of the criteria:

  • The Services index in Spanish Fort is 97.

  • The Groceries index in Spanish Fort is 95.

  • The Health index in Spanish Fort is 106.

  • The Housing index in Spanish Fort is 122.

  • The Transportation index in Spanish Fort is 92.

  • The Utilities index in Spanish Fort is 89.

Living Expense Spanish Fort Alabama National Average
Overall 105 90 100
Services 97 97 100
Groceries 95 98 100
Health 106 86 100
Housing 122 74 100
Transportation 92 93 100
Utilities 89 102 100
For more reading on cost of living around Alabama, check out:
Spanish Fort Cost of Living Vs. AL

Spanish Fort, AL Housing Cost Breakdown

Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Spanish Fort is $393,401.

  • The Median Rent in Spanish Fort is $1,246.

  • The Median Income in Spanish Fort is $101,574.

  • The Home Value To Income in Spanish Fort is 3.9x.

  • The Rent To Monthly Income in Spanish Fort is 0.15x.

Statistic Spanish Fort Alabama United States
Median Home Value $393,401 $232,780 $303,400
Median Rent $1,246 $963 $1,348
Median Income $101,574 $62,027 $78,538
Home Value To Income 3.9x 3.8x 3.9x
Rent To Monthly Income 0.15x 0.19x 0.21x
$393,401
Median Home Value
$1,246
Median Rent
$101,574
Median Income

Spanish Fort, AL Costs By Category

Detailed Spanish Fort Services Costs Vs. Alabama

Item Spanish Fort Alabama
Shampoo $1.17 $1.28
Movie $10.62 $12.13
Bowling $17.33 $18
Haircut $24.75 $24.26
Beauty Salon $45.72 $45.56

Detailed Spanish Fort Groceries Costs Vs. Alabama

Item Spanish Fort Alabama
Ground Beef $5.76 $5.84
Fried Chicken $1.74 $1.57
Milk $4.55 $4.67
Potatoes $5.16 $4.93
Pizza $11.24 $12.09
Beer $9.16 $10.41
Toothpaste $3.59 $3.7

Detailed Spanish Fort Health Costs Vs. Alabama

Item Spanish Fort Alabama
Optometrist $122.28 $125.68
Doctor $128.94 $135.78
Dentist $138.76 $113.29

Detailed Spanish Fort Transportation Costs Vs. Alabama

Item Spanish Fort Alabama
Gasoline $3.08 $3.46
Tire Balancing $60.67 $59.92

Detailed Spanish Fort Utilities Costs Vs. Alabama

Item Spanish Fort Alabama
All Electricity $162.85 $193.99
Phone $187.62 $192.25

Spanish Fort SnackAbility

7
/10
Overall SnackAbility
Jobs
9/10
Housing
8.5
Affordability
8
Diversity
8
Safety
N/A
Amenities
6
Education
9
Commute
8

Cost Of Living In Cities Around Spanish Fort

The cost of living varies in the cities and towns around Spanish Fort. Here's a quick look at the cost of living in the most populous nearby places:

  • Mobile, AL has a cost of living index of 89, 0.8x Spanish Fort.

  • Daphne, AL has a cost of living index of 101, 1.0x Spanish Fort.

  • Fairhope, AL has a cost of living index of 114, 1.1x Spanish Fort.

City Population Cost Of Living Vs. Spanish Fort
Mobile, AL 185,097 89 0.8x
Daphne, AL 28,673 101 1.0x
Fairhope, AL 23,360 114 1.1x
Prichard, AL 19,121 82 0.8x
Saraland, AL 16,304 94 0.9x
Bay Minette, AL 8,215 85 0.8x
Robertsdale, AL 6,985 91 0.9x
Satsuma, AL 6,784 95 0.9x
Chickasaw, AL 6,367 84 0.8x

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