Gilbert, AZ Cost Of Living

The latest cost of living statistics for Gilbert. Includes statistics on rent, mortgages, healthcare, and other costs for Gilbert compared to the state and national averages.

Cost of living in Gilbert, Arizona

Cost of living in Gilbert research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gilbert is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Arizona, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

129 Cost of living index 1.3x higher vs US
#76 Cheapest in Arizona (of 91)
#4,899 Cheapest in the U.S. (of 6,489)
$572,507 Median home value
$2,110 Median rent
$122,551 Median income
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What is the cost of living in Gilbert, AZ?

According to the most recent data on the cost of living, Gilbert has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.

Compared to Arizona, Gilbert has a cost of living index that's 1.3x higher than Arizona's index of 100.

The standard of living in Gilbert ranks as #76 most affordable out of the 91 places we measured in Arizona. By definition, that implies Gilbert ranks as the #15 most expensive place in the Grand Canyon State.

For more reading on life in Gilbert, check out:

Gilbert Cost Of Living Vs. Arizona

Six factors go into calculating the cost of living index in Gilbert. Here is how it fares on each of the criteria:

  • The Services index in Gilbert is 105.

  • The Groceries index in Gilbert is 101.

  • The Health index in Gilbert is 182.

  • The Housing index in Gilbert is 107.

  • The Transportation index in Gilbert is 111.

  • The Utilities index in Gilbert is 108.

Living Expense Gilbert Arizona National Average
Overall 129 100 100
Services 105 99 100
Groceries 101 99 100
Health 182 97 100
Housing 107 104 100
Transportation 111 113 100
Utilities 108 104 100

Gilbert Cost Of Living Compared To Arizona Averages

Services
Gilbert 105
Arizona avg 99
Groceries
Gilbert 101
Arizona avg 99
Health
Gilbert 182
Arizona avg 97
Housing
Gilbert 107
Arizona avg 104
Transportation
Gilbert 111
Arizona avg 113
Utilities
Gilbert 108
Arizona avg 104

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Arizona, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Gilbert, AZ Housing Cost Breakdown

$572,507Median Home Value
$2,110Median Rent
$122,551Median Income

Housing swings affordability the most between places in Arizona, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Gilbert is $572,507.

  • The Median Rent in Gilbert is $2,110.

  • The Median Income in Gilbert is $122,551.

  • The Home Value To Income in Gilbert is 4.7x.

  • The Rent To Monthly Income in Gilbert is 0.21x.

Statistic Gilbert Arizona United States
Median Home Value $572,507 $423,329 $332,700
Median Rent $2,110 $1,543 $1,413
Median Income $122,551 $79,964 $80,734
Home Value To Income 4.7x 5.3x 4.1x
Rent To Monthly Income 0.21x 0.23x 0.21x

Gilbert, AZ Costs By Category

Detailed Gilbert Services costs vs. Arizona
Item Gilbert Arizona
Shampoo $1.24 $1.28
Movie $12.43 $12.13
Bowling $24.03 $18
Haircut $31.99 $24.26
Beauty Salon $51.63 $45.56
Detailed Gilbert Groceries costs vs. Arizona
Item Gilbert Arizona
Ground Beef $5.75 $5.84
Fried Chicken $1.47 $1.57
Milk $4.84 $4.67
Potatoes $4.54 $4.93
Pizza $13.22 $12.09
Beer $11.37 $10.41
Toothpaste $3.74 $3.7
Detailed Gilbert Health costs vs. Arizona
Item Gilbert Arizona
Optometrist $105.08 $125.68
Doctor $126.58 $135.78
Dentist $108.47 $113.29
Detailed Gilbert Transportation costs vs. Arizona
Item Gilbert Arizona
Gasoline $4.47 $3.46
Tire Balancing $66.63 $59.92
Detailed Gilbert Utilities costs vs. Arizona
Item Gilbert Arizona
All Electricity $193.37 $193.99
Phone $184.32 $192.25

Gilbert SnackAbility

9Overall SnackAbility
Jobs 8.5/10
Housing 9/10
Affordability 6/10
Diversity 8.5/10
Safety 8/10
Amenities 9.5/10
Education 9/10
Commute 6/10

Cost Of Living In Cities Around Gilbert

The cost of living varies in the cities and towns around Gilbert. Here's a quick look at the cost of living in the most populous nearby places:

  • Mesa, AZ has a cost of living index of 112, 0.9x Gilbert.

  • Chandler, AZ has a cost of living index of 125, 1.0x Gilbert.

  • Tempe, AZ has a cost of living index of 117, 0.9x Gilbert.

City Population Cost Of Living Vs. Gilbert
Mesa, AZ 511,764 112 0.9x
Chandler, AZ 280,136 125 1.0x
Tempe, AZ 188,065 117 0.9x
San Tan Valley, AZ 109,189 113 0.9x
Goodyear, AZ 107,645 122 0.9x
Queen Creek, AZ 71,867 132 1.0x
Apache Junction, AZ 41,058 92 0.7x
Sun Lakes, AZ 13,924 123 1.0x
Gold Canyon, AZ 13,107 117 0.9x
Guadalupe, AZ 5,272 97 0.8x