What is the cost of living in Gilbert, AZ?
According to the most recent data on the cost of living, Gilbert has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.
Compared to Arizona, Gilbert has a cost of living index that's 1.3x higher than Arizona's index of 100.
The standard of living in Gilbert ranks as #76 most affordable out of the 91 places we measured in Arizona. By definition, that implies Gilbert ranks as the #15 most expensive place in the Grand Canyon State.
For more reading on life in Gilbert, check out:
Gilbert Cost Of Living Vs. Arizona
Six factors go into calculating the cost of living index in Gilbert. Here is how it fares on each of the criteria:
The Services index in Gilbert is 105.
The Groceries index in Gilbert is 101.
The Health index in Gilbert is 182.
The Housing index in Gilbert is 107.
The Transportation index in Gilbert is 111.
The Utilities index in Gilbert is 108.
| Living Expense | Gilbert | Arizona | National Average |
|---|---|---|---|
| Overall | 129 | 100 | 100 |
| Services | 105 | 99 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 182 | 97 | 100 |
| Housing | 107 | 104 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 108 | 104 | 100 |
Gilbert Cost Of Living Compared To Arizona Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Arizona, check out:
Protect your home budget Compare home warranties in Gilbert Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gilbert, AZ Housing Cost Breakdown
Housing swings affordability the most between places in Arizona, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gilbert is $572,507.
The Median Rent in Gilbert is $2,110.
The Median Income in Gilbert is $122,551.
The Home Value To Income in Gilbert is 4.7x.
The Rent To Monthly Income in Gilbert is 0.21x.
Gilbert, AZ Costs By Category
Detailed Gilbert Services costs vs. Arizona
Detailed Gilbert Groceries costs vs. Arizona
Detailed Gilbert Health costs vs. Arizona
Detailed Gilbert Transportation costs vs. Arizona
Gilbert SnackAbility
Cost Of Living In Cities Around Gilbert
The cost of living varies in the cities and towns around Gilbert. Here's a quick look at the cost of living in the most populous nearby places:
Mesa, AZ has a cost of living index of 112, 0.9x Gilbert.
Chandler, AZ has a cost of living index of 125, 1.0x Gilbert.
Tempe, AZ has a cost of living index of 117, 0.9x Gilbert.
| City | Population | Cost Of Living | Vs. Gilbert |
|---|---|---|---|
| Mesa, AZ | 511,764 | 112 | 0.9x |
| Chandler, AZ | 280,136 | 125 | 1.0x |
| Tempe, AZ | 188,065 | 117 | 0.9x |
| San Tan Valley, AZ | 109,189 | 113 | 0.9x |
| Goodyear, AZ | 107,645 | 122 | 0.9x |
| Queen Creek, AZ | 71,867 | 132 | 1.0x |
| Apache Junction, AZ | 41,058 | 92 | 0.7x |
| Sun Lakes, AZ | 13,924 | 123 | 1.0x |
| Gold Canyon, AZ | 13,107 | 117 | 0.9x |
| Guadalupe, AZ | 5,272 | 97 | 0.8x |








