What is the cost of living in Gatesville, TX?
According to the most recent data on the cost of living, Gatesville has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Texas, Gatesville has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Gatesville ranks as #97 most affordable out of the 419 places we measured in Texas. By definition, that implies Gatesville ranks as the #322 most expensive place in the Lone Star State.
For more reading on life in Gatesville, check out:
Gatesville Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Gatesville. Here is how it fares on each of the criteria:
The Services index in Gatesville is 101.
The Groceries index in Gatesville is 100.
The Health index in Gatesville is 65.
The Housing index in Gatesville is 96.
The Transportation index in Gatesville is 106.
The Utilities index in Gatesville is 101.
| Living Expense | Gatesville | Texas | National Average |
|---|---|---|---|
| Overall | 89 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 65 | 81 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
Gatesville Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Gatesville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gatesville, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gatesville is $240,953.
The Median Rent in Gatesville is $1,007.
The Median Income in Gatesville is $57,217.
The Home Value To Income in Gatesville is 4.2x.
The Rent To Monthly Income in Gatesville is 0.21x.
| Statistic | Gatesville | Texas | United States |
|---|---|---|---|
| Median Home Value | $240,953 | $300,957 | $332,700 |
| Median Rent | $1,007 | $1,403 | $1,413 |
| Median Income | $57,217 | $78,476 | $80,734 |
| Home Value To Income | 4.2x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.21x | 0.21x |
Gatesville, TX Costs By Category
Detailed Gatesville Services costs vs. Texas
| Item | Gatesville | Texas |
|---|---|---|
| Shampoo | $1.35 | $1.28 |
| Movie | $10.03 | $12.13 |
| Bowling | $20.06 | $18 |
| Haircut | $21.28 | $24.26 |
| Beauty Salon | $50.28 | $45.56 |
Detailed Gatesville Groceries costs vs. Texas
| Item | Gatesville | Texas |
|---|---|---|
| Ground Beef | $5.71 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $3.98 | $4.93 |
| Pizza | $10.63 | $12.09 |
| Beer | $9.91 | $10.41 |
| Toothpaste | $3.57 | $3.7 |
Detailed Gatesville Health costs vs. Texas
| Item | Gatesville | Texas |
|---|---|---|
| Optometrist | $129.92 | $125.68 |
| Doctor | $106.41 | $135.78 |
| Dentist | $105.82 | $113.29 |
Detailed Gatesville Transportation costs vs. Texas
| Item | Gatesville | Texas |
|---|---|---|
| Gasoline | $3.18 | $3.46 |
| Tire Balancing | $52.82 | $59.92 |
Detailed Gatesville Utilities costs vs. Texas
| Item | Gatesville | Texas |
|---|---|---|
| All Electricity | $152.98 | $193.99 |
| Phone | $207.96 | $192.25 |
Gatesville SnackAbility
Cost Of Living In Cities Around Gatesville
The cost of living varies in the cities and towns around Gatesville. Here's a quick look at the cost of living in the most populous nearby places:
Killeen, TX has a cost of living index of 95, 1.1x Gatesville.
Waco, TX has a cost of living index of 91, 1.0x Gatesville.
Temple, TX has a cost of living index of 95, 1.1x Gatesville.
| City | Population | Cost Of Living | Vs. Gatesville |
|---|---|---|---|
| Killeen, TX | 158,159 | 95 | 1.1x |
| Waco, TX | 143,570 | 91 | 1.0x |
| Temple, TX | 89,602 | 95 | 1.1x |
| Copperas Cove, TX | 37,947 | 89 | 1.0x |
| Harker Heights, TX | 34,128 | 104 | 1.2x |
| Fort Hood, TX | 26,814 | 108 | 1.2x |
| Belton, TX | 24,356 | 97 | 1.1x |
| Hewitt, TX | 16,432 | 101 | 1.1x |
| Robinson, TX | 12,800 | 99 | 1.1x |
| McGregor, TX | 5,761 | 91 | 1.0x |
