Bay Point, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Bay Point, CA Summary

Cost of living in Bay Point research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bay Point is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bay Point is 136, with 100 being the average.

  • The cost of living index in Bay Point is 1.4x higher than the national average.

  • Bay Point ranks as the #221 cheapest in California out of 634.

  • Bay Point ranks as the #5,256 cheapest out of 6,489 in the US.

  • The median home value in Bay Point is $525,871.

  • The median income in Bay Point is $80,684.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
136
Bay Point's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Bay Point, CA?

According to the most recent data on the cost of living, Bay Point has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.

Compared to California, Bay Point has a cost of living index that's 1.0x lower than California's index of 141.

The standard of living in Bay Point ranks as #221 most affordable out of the 634 places we measured in California. By definition, that implies Bay Point ranks as the #413 most expensive place in the Golden State.

For more reading on life in Bay Point, check out:

221 out of 634
In California
5,256 out of 6,489
In America

Bay Point Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Bay Point. Here is how it fairs on each of the criteria:

  • The Services index in Bay Point is 114.

  • The Groceries index in Bay Point is 117.

  • The Health index in Bay Point is 123.

  • The Housing index in Bay Point is 176.

  • The Transportation index in Bay Point is 130.

  • The Utilities index in Bay Point is 133.

Living Expense Bay Point California National Average
Overall 136 141 100
Services 114 110 100
Groceries 117 112 100
Health 123 110 100
Housing 176 195 100
Transportation 130 125 100
Utilities 133 128 100
For more reading on cost of living around California, check out:
Bay Point Cost of Living Vs. CA

Bay Point, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Bay Point is $525,871.

  • The Median Rent in Bay Point is $1,946.

  • The Median Income in Bay Point is $80,684.

  • The Home Value To Income in Bay Point is 6.5x.

  • The Rent To Monthly Income in Bay Point is 0.29x.

Statistic Bay Point California United States
Median Home Value $525,871 $763,287 $303,400
Median Rent $1,946 $1,956 $1,348
Median Income $80,684 $96,334 $78,538
Home Value To Income 6.5x 7.9x 3.9x
Rent To Monthly Income 0.29x 0.24x 0.21x
$525,871
Median Home Value
$1,946
Median Rent
$80,684
Median Income

Bay Point, CA Costs By Category

Detailed Bay Point Services Costs Vs. California

Item Bay Point California
Shampoo $1.45 $1.28
Movie $16.46 $12.13
Bowling $27.22 $18
Haircut $25.0 $24.26
Beauty Salon $76.0 $45.56

Detailed Bay Point Groceries Costs Vs. California

Item Bay Point California
Ground Beef $5.7 $5.84
Fried Chicken $3.43 $1.57
Milk $4.91 $4.67
Potatoes $4.87 $4.93
Pizza $13.49 $12.09
Beer $11.18 $10.41
Toothpaste $3.64 $3.7

Detailed Bay Point Health Costs Vs. California

Item Bay Point California
Optometrist $137.4 $125.68
Doctor $110.0 $135.78
Dentist $118.27 $113.29

Detailed Bay Point Transportation Costs Vs. California

Item Bay Point California
Gasoline $4.6 $3.46
Tire Balancing $60.97 $59.92

Detailed Bay Point Utilities Costs Vs. California

Item Bay Point California
All Electricity $182.51 $193.99
Phone $180.31 $192.25

Bay Point SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
4
Diversity
9
Safety
N/A
Amenities
9
Education
4
Commute
3

Cost Of Living In Cities Around Bay Point

The cost of living varies in the cities and towns around Bay Point. Here's a quick look at the cost of living in the most populous nearby places:

  • Concord, CA has a cost of living index of 168, 1.2x Bay Point.

  • San Ramon, CA has a cost of living index of 222, 1.6x Bay Point.

  • Mountain View, CA has a cost of living index of 283, 2.1x Bay Point.

City Population Cost Of Living Vs. Bay Point
Concord, CA 124,260 168 1.2x
San Ramon, CA 85,734 222 1.6x
Mountain View, CA 82,363 283 2.1x
Pittsburg, CA 75,868 150 1.1x
Danville, CA 43,426 240 1.8x
Martinez, CA 36,926 170 1.2x
Pleasant Hill, CA 34,335 194 1.4x
Hercules, CA 26,245 173 1.3x
Lafayette, CA 25,277 284 2.1x
American Canyon, CA 21,698 162 1.2x

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