What is the cost of living in Concord, CA?
According to the most recent data on the cost of living, Concord has an overall cost of living index of 168, which is 1.7x higher than the national index of 100.
Compared to California, Concord has a cost of living index that's 1.2x higher than California's index of 142.
The standard of living in Concord ranks as #412 most affordable out of the 634 places we measured in California. By definition, that implies Concord ranks as the #222 most expensive place in the Golden State.
For more reading on life in Concord, check out:
Concord Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Concord. Here is how it fares on each of the criteria:
The Services index in Concord is 114.
The Groceries index in Concord is 116.
The Health index in Concord is 283.
The Housing index in Concord is 123.
The Transportation index in Concord is 119.
The Utilities index in Concord is 122.
| Living Expense | Concord | California | National Average |
|---|---|---|---|
| Overall | 168 | 142 | 100 |
| Services | 114 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 283 | 197 | 100 |
| Housing | 123 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 122 | 121 | 100 |
Concord Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Concord Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Concord, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Concord is $742,769.
The Median Rent in Concord is $2,274.
The Median Income in Concord is $108,709.
The Home Value To Income in Concord is 6.8x.
The Rent To Monthly Income in Concord is 0.25x.
| Statistic | Concord | California | United States |
|---|---|---|---|
| Median Home Value | $742,769 | $774,581 | $332,700 |
| Median Rent | $2,274 | $2,036 | $1,413 |
| Median Income | $108,709 | $99,122 | $80,734 |
| Home Value To Income | 6.8x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Concord, CA Costs By Category
Detailed Concord Services costs vs. California
| Item | Concord | California |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $16.46 | $12.13 |
| Bowling | $27.22 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $76.0 | $45.56 |
Detailed Concord Groceries costs vs. California
| Item | Concord | California |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $3.43 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.87 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.18 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Concord Health costs vs. California
| Item | Concord | California |
|---|---|---|
| Optometrist | $137.4 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $118.27 | $113.29 |
Detailed Concord Transportation costs vs. California
| Item | Concord | California |
|---|---|---|
| Gasoline | $4.6 | $3.46 |
| Tire Balancing | $60.97 | $59.92 |
Detailed Concord Utilities costs vs. California
| Item | Concord | California |
|---|---|---|
| All Electricity | $182.51 | $193.99 |
| Phone | $180.31 | $192.25 |
Concord SnackAbility
Cost Of Living In Cities Around Concord
The cost of living varies in the cities and towns around Concord. Here's a quick look at the cost of living in the most populous nearby places:
San Ramon, CA has a cost of living index of 221, 1.3x Concord.
Mountain View, CA has a cost of living index of 287, 1.7x Concord.
Dublin, CA has a cost of living index of 215, 1.3x Concord.
| City | Population | Cost Of Living | Vs. Concord |
|---|---|---|---|
| San Ramon, CA | 85,993 | 221 | 1.3x |
| Mountain View, CA | 83,732 | 287 | 1.7x |
| Dublin, CA | 70,803 | 215 | 1.3x |
| Walnut Creek, CA | 70,088 | 198 | 1.2x |
| Danville, CA | 43,401 | 233 | 1.4x |
| Pleasant Hill, CA | 34,235 | 189 | 1.1x |
| Hercules, CA | 26,302 | 170 | 1.0x |
| Lafayette, CA | 25,285 | 281 | 1.7x |
| Bay Point, CA | 24,231 | 135 | 0.8x |
| American Canyon, CA | 21,691 | 162 | 1.0x |
