What is the cost of living in Bay Point, CA?
According to the most recent data on the cost of living, Bay Point has an overall cost of living index of 135, which is 1.4x higher than the national index of 100.
Compared to California, Bay Point has a cost of living index that's 1.0x lower than California's index of 142.
The standard of living in Bay Point ranks as #195 most affordable out of the 634 places we measured in California. By definition, that implies Bay Point ranks as the #439 most expensive place in the Golden State.
For more reading on life in Bay Point, check out:
Bay Point Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Bay Point. Here is how it fares on each of the criteria:
The Services index in Bay Point is 108.
The Groceries index in Bay Point is 118.
The Health index in Bay Point is 181.
The Housing index in Bay Point is 116.
The Transportation index in Bay Point is 116.
The Utilities index in Bay Point is 114.
| Living Expense | Bay Point | California | National Average |
|---|---|---|---|
| Overall | 135 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 181 | 197 | 100 |
| Housing | 116 | 120 | 100 |
| Transportation | 116 | 121 | 100 |
| Utilities | 114 | 121 | 100 |
Bay Point Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Bay Point Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bay Point, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bay Point is $553,498.
The Median Rent in Bay Point is $2,063.
The Median Income in Bay Point is $82,565.
The Home Value To Income in Bay Point is 6.7x.
The Rent To Monthly Income in Bay Point is 0.3x.
| Statistic | Bay Point | California | United States |
|---|---|---|---|
| Median Home Value | $553,498 | $774,581 | $332,700 |
| Median Rent | $2,063 | $2,036 | $1,413 |
| Median Income | $82,565 | $99,122 | $80,734 |
| Home Value To Income | 6.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.3x | 0.25x | 0.21x |
Bay Point, CA Costs By Category
Detailed Bay Point Services costs vs. California
| Item | Bay Point | California |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $16.46 | $12.13 |
| Bowling | $27.22 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $76.0 | $45.56 |
Detailed Bay Point Groceries costs vs. California
| Item | Bay Point | California |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $3.43 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.87 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.18 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Bay Point Health costs vs. California
| Item | Bay Point | California |
|---|---|---|
| Optometrist | $137.4 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $118.27 | $113.29 |
Detailed Bay Point Transportation costs vs. California
| Item | Bay Point | California |
|---|---|---|
| Gasoline | $4.6 | $3.46 |
| Tire Balancing | $60.97 | $59.92 |
Detailed Bay Point Utilities costs vs. California
| Item | Bay Point | California |
|---|---|---|
| All Electricity | $182.51 | $193.99 |
| Phone | $180.31 | $192.25 |
Bay Point SnackAbility
Cost Of Living In Cities Around Bay Point
The cost of living varies in the cities and towns around Bay Point. Here's a quick look at the cost of living in the most populous nearby places:
Concord, CA has a cost of living index of 168, 1.2x Bay Point.
San Ramon, CA has a cost of living index of 221, 1.6x Bay Point.
Mountain View, CA has a cost of living index of 287, 2.1x Bay Point.
| City | Population | Cost Of Living | Vs. Bay Point |
|---|---|---|---|
| Concord, CA | 124,035 | 168 | 1.2x |
| San Ramon, CA | 85,993 | 221 | 1.6x |
| Mountain View, CA | 83,732 | 287 | 2.1x |
| Pittsburg, CA | 76,257 | 148 | 1.1x |
| Danville, CA | 43,401 | 233 | 1.7x |
| Martinez, CA | 36,903 | 172 | 1.3x |
| Pleasant Hill, CA | 34,235 | 189 | 1.4x |
| Hercules, CA | 26,302 | 170 | 1.3x |
| Lafayette, CA | 25,285 | 281 | 2.1x |
| American Canyon, CA | 21,691 | 162 | 1.2x |
