Cost of living in Capitola research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Capitola is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Capitola is 183, with 100 being the average.
The cost of living index in Capitola is 1.8x higher than the national average.
Capitola ranks as the #482 cheapest in California out of 634.
Capitola ranks as the #6,212 cheapest out of 6,489 in the US.
The median home value in Capitola is $1,219,945.
The median income in Capitola is $96,412.
According to the most recent data on the cost of living, Capitola has an overall cost of living index of 183, which is 1.8x higher than the national index of 100.
Compared to California, Capitola has a cost of living index that's 1.3x higher than California's index of 141.
The standard of living in Capitola ranks as #482 most affordable out of the 634 places we measured in California. By definition, that implies Capitola ranks as the #152 most expensive place in the Golden State.
For more reading on life in Capitola, check out:
Six factors go into calculating the cost of living index in Capitola. Here is how it fairs on each of the criteria:
The Services index in Capitola is 110.
The Groceries index in Capitola is 117.
The Health index in Capitola is 122.
The Housing index in Capitola is 331.
The Transportation index in Capitola is 129.
The Utilities index in Capitola is 130.
| Living Expense | Capitola | California | National Average | |
|---|---|---|---|---|
| Overall | 183 | 141 | 100 | |
| Services | 110 | 110 | 100 | |
| Groceries | 117 | 112 | 100 | |
| Health | 122 | 110 | 100 | |
| Housing | 331 | 195 | 100 | |
| Transportation | 129 | 125 | 100 | |
| Utilities | 130 | 128 | 100 | |
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Capitola is $1,219,945.
The Median Rent in Capitola is $2,376.
The Median Income in Capitola is $96,412.
The Home Value To Income in Capitola is 12.7x.
The Rent To Monthly Income in Capitola is 0.3x.
| Statistic | Capitola | California | United States |
|---|---|---|---|
| Median Home Value | $1,219,945 | $763,287 | $303,400 |
| Median Rent | $2,376 | $1,956 | $1,348 |
| Median Income | $96,412 | $96,334 | $78,538 |
| Home Value To Income | 12.7x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.3x | 0.24x | 0.21x |
| Item | Capitola | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
| Item | Capitola | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
| Item | Capitola | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
| Item | Capitola | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
| Item | Capitola | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
The cost of living varies in the cities and towns around Capitola. Here's a quick look at the cost of living in the most populous nearby places:
Santa Cruz, CA has a cost of living index of 205, 1.1x Capitola.
Watsonville, CA has a cost of living index of 152, 0.8x Capitola.
Los Gatos, CA has a cost of living index of 308, 1.7x Capitola.
| City | Population | Cost Of Living | Vs. Capitola |
|---|---|---|---|
| Santa Cruz, CA | 60,953 | 205 | 1.1x |
| Watsonville, CA | 51,968 | 152 | 0.8x |
| Los Gatos, CA | 32,773 | 308 | 1.7x |
| Live Oak, CA | 16,866 | 115 | 0.6x |
| Scotts Valley, CA | 12,138 | 194 | 1.1x |
| Soquel, CA | 10,691 | 180 | 1.0x |
| Rio del Mar, CA | 8,938 | 214 | 1.2x |
| Interlaken, CA | 8,191 | 163 | 0.9x |
| Castroville, CA | 6,870 | 158 | 0.9x |
| Ben Lomond, CA | 6,849 | 191 | 1.0x |