What is the cost of living in Cloverdale, CA?
According to the most recent data on the cost of living, Cloverdale has an overall cost of living index of 154, which is 1.5x higher than the national index of 100.
Compared to California, Cloverdale has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Cloverdale ranks as #327 most affordable out of the 634 places we measured in California. By definition, that implies Cloverdale ranks as the #307 most expensive place in the Golden State.
For more reading on life in Cloverdale, check out:
Cloverdale Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Cloverdale. Here is how it fares on each of the criteria:
The Services index in Cloverdale is 112.
The Groceries index in Cloverdale is 119.
The Health index in Cloverdale is 236.
The Housing index in Cloverdale is 118.
The Transportation index in Cloverdale is 123.
The Utilities index in Cloverdale is 122.
| Living Expense | Cloverdale | California | National Average |
|---|---|---|---|
| Overall | 154 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 119 | 118 | 100 |
| Health | 236 | 197 | 100 |
| Housing | 118 | 120 | 100 |
| Transportation | 123 | 121 | 100 |
| Utilities | 122 | 121 | 100 |
Cloverdale Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Cloverdale Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cloverdale, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cloverdale is $636,215.
The Median Rent in Cloverdale is $1,435.
The Median Income in Cloverdale is $117,177.
The Home Value To Income in Cloverdale is 5.4x.
The Rent To Monthly Income in Cloverdale is 0.15x.
| Statistic | Cloverdale | California | United States |
|---|---|---|---|
| Median Home Value | $636,215 | $774,581 | $332,700 |
| Median Rent | $1,435 | $2,036 | $1,413 |
| Median Income | $117,177 | $99,122 | $80,734 |
| Home Value To Income | 5.4x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.25x | 0.21x |
Cloverdale, CA Costs By Category
Detailed Cloverdale Services costs vs. California
| Item | Cloverdale | California |
|---|---|---|
| Shampoo | $1.65 | $1.28 |
| Movie | $16.02 | $12.13 |
| Bowling | $24.01 | $18 |
| Haircut | $28.38 | $24.26 |
| Beauty Salon | $85.43 | $45.56 |
Detailed Cloverdale Groceries costs vs. California
| Item | Cloverdale | California |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $2.11 | $1.57 |
| Milk | $5.18 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.74 | $12.09 |
| Beer | $11.21 | $10.41 |
| Toothpaste | $4.09 | $3.7 |
Detailed Cloverdale Health costs vs. California
| Item | Cloverdale | California |
|---|---|---|
| Optometrist | $159.79 | $125.68 |
| Doctor | $174.45 | $135.78 |
| Dentist | $155.36 | $113.29 |
Detailed Cloverdale Transportation costs vs. California
| Item | Cloverdale | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $75.33 | $59.92 |
Detailed Cloverdale Utilities costs vs. California
| Item | Cloverdale | California |
|---|---|---|
| All Electricity | $298.77 | $193.99 |
| Phone | $203.63 | $192.25 |
Cloverdale SnackAbility
Cost Of Living In Cities Around Cloverdale
The cost of living varies in the cities and towns around Cloverdale. Here's a quick look at the cost of living in the most populous nearby places:
Santa Rosa, CA has a cost of living index of 164, 1.1x Cloverdale.
Petaluma, CA has a cost of living index of 178, 1.2x Cloverdale.
Rohnert Park, CA has a cost of living index of 159, 1.0x Cloverdale.
| City | Population | Cost Of Living | Vs. Cloverdale |
|---|---|---|---|
| Santa Rosa, CA | 177,090 | 164 | 1.1x |
| Petaluma, CA | 59,247 | 178 | 1.2x |
| Rohnert Park, CA | 44,575 | 159 | 1.0x |
| Windsor, CA | 26,081 | 175 | 1.1x |
| Ukiah, CA | 16,304 | 137 | 0.9x |
| Healdsburg, CA | 11,243 | 189 | 1.2x |
| Larkfield-Wikiup, CA | 8,765 | 171 | 1.1x |
| Cotati, CA | 7,489 | 157 | 1.0x |
| Sebastopol, CA | 7,445 | 172 | 1.1x |
| Lakeport, CA | 5,113 | 123 | 0.8x |
