El Cajon, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In El Cajon, CA Summary

Cost of living in El Cajon research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means El Cajon is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in El Cajon is 147, with 100 being the average.

  • The cost of living index in El Cajon is 1.5x higher than the national average.

  • El Cajon ranks as the #297 cheapest in California out of 634.

  • El Cajon ranks as the #5,616 cheapest out of 6,489 in the US.

  • The median home value in El Cajon is $784,195.

  • The median income in El Cajon is $66,478.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
147
El Cajon's Overall Cost Of Living
1.5x
Higher Than The National Average

What is the cost of living in El Cajon, CA?

According to the most recent data on the cost of living, El Cajon has an overall cost of living index of 147, which is 1.5x higher than the national index of 100.

Compared to California, El Cajon has a cost of living index that's 1.0x higher than California's index of 141.

The standard of living in El Cajon ranks as #297 most affordable out of the 634 places we measured in California. By definition, that implies El Cajon ranks as the #337 most expensive place in the Golden State.

For more reading on life in El Cajon, check out:

297 out of 634
In California
5,616 out of 6,489
In America

El Cajon Cost Of Living Vs. California

Six factors go into calculating the cost of living index in El Cajon. Here is how it fairs on each of the criteria:

  • The Services index in El Cajon is 114.

  • The Groceries index in El Cajon is 117.

  • The Health index in El Cajon is 104.

  • The Housing index in El Cajon is 224.

  • The Transportation index in El Cajon is 127.

  • The Utilities index in El Cajon is 106.

Living Expense El Cajon California National Average
Overall 147 141 100
Services 114 110 100
Groceries 117 112 100
Health 104 110 100
Housing 224 195 100
Transportation 127 125 100
Utilities 106 128 100
For more reading on cost of living around California, check out:
El Cajon Cost of Living Vs. CA

El Cajon, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in El Cajon is $784,195.

  • The Median Rent in El Cajon is $1,790.

  • The Median Income in El Cajon is $66,478.

  • The Home Value To Income in El Cajon is 11.8x.

  • The Rent To Monthly Income in El Cajon is 0.32x.

Statistic El Cajon California United States
Median Home Value $784,195 $763,287 $303,400
Median Rent $1,790 $1,956 $1,348
Median Income $66,478 $96,334 $78,538
Home Value To Income 11.8x 7.9x 3.9x
Rent To Monthly Income 0.32x 0.24x 0.21x
$784,195
Median Home Value
$1,790
Median Rent
$66,478
Median Income

El Cajon, CA Costs By Category

Detailed El Cajon Services Costs Vs. California

Item El Cajon California
Shampoo $1.5 $1.28
Movie $16.89 $12.13
Bowling $24.67 $18
Haircut $26.92 $24.26
Beauty Salon $65.77 $45.56

Detailed El Cajon Groceries Costs Vs. California

Item El Cajon California
Ground Beef $5.47 $5.84
Fried Chicken $3.05 $1.57
Milk $4.98 $4.67
Potatoes $4.94 $4.93
Pizza $14.69 $12.09
Beer $11.25 $10.41
Toothpaste $3.73 $3.7

Detailed El Cajon Health Costs Vs. California

Item El Cajon California
Optometrist $138.66 $125.68
Doctor $132.5 $135.78
Dentist $121.37 $113.29

Detailed El Cajon Transportation Costs Vs. California

Item El Cajon California
Gasoline $4.68 $3.46
Tire Balancing $64.4 $59.92

Detailed El Cajon Utilities Costs Vs. California

Item El Cajon California
All Electricity $223.42 $193.99
Phone $180.31 $192.25

El Cajon SnackAbility

7
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
3
Diversity
9
Safety
5
Amenities
10
Education
6
Commute
6

Cost Of Living In Cities Around El Cajon

The cost of living varies in the cities and towns around El Cajon. Here's a quick look at the cost of living in the most populous nearby places:

  • San Diego, CA has a cost of living index of 170, 1.2x El Cajon.

  • La Mesa, CA has a cost of living index of 160, 1.1x El Cajon.

  • Santee, CA has a cost of living index of 149, 1.0x El Cajon.

City Population Cost Of Living Vs. El Cajon
San Diego, CA 1,385,061 170 1.2x
La Mesa, CA 60,835 160 1.1x
Santee, CA 59,485 149 1.0x
Poway, CA 48,515 176 1.2x
La Presa, CA 36,669 143 1.0x
Lemon Grove, CA 27,489 144 1.0x
Rancho San Diego, CA 22,264 171 1.2x
Winter Gardens, CA 22,003 145 1.0x
Casa de Oro-Mount Helix, CA 19,651 171 1.2x
Bostonia, CA 16,545 141 1.0x

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