What is the cost of living in Eureka, CA?
According to the most recent data on the cost of living, Eureka has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to California, Eureka has a cost of living index that's 0.9x lower than California's index of 142.
The standard of living in Eureka ranks as #107 most affordable out of the 634 places we measured in California. By definition, that implies Eureka ranks as the #527 most expensive place in the Golden State.
For more reading on life in Eureka, check out:
Eureka Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Eureka. Here is how it fares on each of the criteria:
The Services index in Eureka is 109.
The Groceries index in Eureka is 118.
The Health index in Eureka is 142.
The Housing index in Eureka is 117.
The Transportation index in Eureka is 121.
The Utilities index in Eureka is 125.
| Living Expense | Eureka | California | National Average |
|---|---|---|---|
| Overall | 122 | 142 | 100 |
| Services | 109 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 142 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 121 | 121 | 100 |
| Utilities | 125 | 121 | 100 |
Eureka Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Eureka Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Eureka, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Eureka is $410,992.
The Median Rent in Eureka is $1,195.
The Median Income in Eureka is $57,662.
The Home Value To Income in Eureka is 7.1x.
The Rent To Monthly Income in Eureka is 0.25x.
| Statistic | Eureka | California | United States |
|---|---|---|---|
| Median Home Value | $410,992 | $774,581 | $332,700 |
| Median Rent | $1,195 | $2,036 | $1,413 |
| Median Income | $57,662 | $99,122 | $80,734 |
| Home Value To Income | 7.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Eureka, CA Costs By Category
Detailed Eureka Services costs vs. California
| Item | Eureka | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Eureka Groceries costs vs. California
| Item | Eureka | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Eureka Health costs vs. California
| Item | Eureka | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Eureka Transportation costs vs. California
| Item | Eureka | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Eureka Utilities costs vs. California
| Item | Eureka | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Eureka SnackAbility
Cost Of Living In Cities Around Eureka
The cost of living varies in the cities and towns around Eureka. Here's a quick look at the cost of living in the most populous nearby places:
Trinity, FL has a cost of living index of 129, 1.1x Eureka.
Arcata, CA has a cost of living index of 132, 1.1x Eureka.
McKinleyville, CA has a cost of living index of 129, 1.1x Eureka.
| City | Population | Cost Of Living | Vs. Eureka |
|---|---|---|---|
| Trinity, FL | 18,907 | 129 | 1.1x |
| Arcata, CA | 18,607 | 132 | 1.1x |
| McKinleyville, CA | 17,113 | 129 | 1.1x |
| Fortuna, CA | 12,326 | 126 | 1.0x |
