Gilroy, CA Cost Of Living
Cost Of Living In Gilroy, CA Summary
Cost of living in Gilroy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gilroy is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Gilroy is 183, with 100 being the average.
The cost of living index in Gilroy is 1.8x higher than the national average.
Gilroy ranks as the #482 cheapest in California out of 634.
Gilroy ranks as the #6,212 cheapest out of 6,489 in the US.
The median home value in Gilroy is $1,054,436.
The median income in Gilroy is $131,554.
Table Of Contents
Gilroy's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Gilroy, CA?
According to the most recent data on the cost of living, Gilroy has an overall cost of living index of 183, which is 1.8x higher than the national index of 100.
Compared to California, Gilroy has a cost of living index that's 1.3x higher than California's index of 141.
The standard of living in Gilroy ranks as #482 most affordable out of the 634 places we measured in California. By definition, that implies Gilroy ranks as the #152 most expensive place in the Golden State.
For more reading on life in Gilroy, check out:
In California
In America
Gilroy Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Gilroy. Here is how it fairs on each of the criteria:
The Services index in Gilroy is 109.
The Groceries index in Gilroy is 116.
The Health index in Gilroy is 124.
The Housing index in Gilroy is 334.
The Transportation index in Gilroy is 131.
The Utilities index in Gilroy is 134.
| Living Expense | Gilroy | California | National Average | |
|---|---|---|---|---|
| Overall | 183 | 141 | 100 | |
| Services | 109 | 110 | 100 | |
| Groceries | 116 | 112 | 100 | |
| Health | 124 | 110 | 100 | |
| Housing | 334 | 195 | 100 | |
| Transportation | 131 | 125 | 100 | |
| Utilities | 134 | 128 | 100 | |
Gilroy, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Gilroy is $1,054,436.
The Median Rent in Gilroy is $2,270.
The Median Income in Gilroy is $131,554.
The Home Value To Income in Gilroy is 8.0x.
The Rent To Monthly Income in Gilroy is 0.21x.
| Statistic | Gilroy | California | United States |
|---|---|---|---|
| Median Home Value | $1,054,436 | $763,287 | $303,400 |
| Median Rent | $2,270 | $1,956 | $1,348 |
| Median Income | $131,554 | $96,334 | $78,538 |
| Home Value To Income | 8.0x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.21x | 0.24x | 0.21x |
Median Home Value
Median Rent
Median Income
Gilroy, CA Costs By Category
Detailed Gilroy Services Costs Vs. California
| Item | Gilroy | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
Detailed Gilroy Groceries Costs Vs. California
| Item | Gilroy | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Gilroy Health Costs Vs. California
| Item | Gilroy | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
Detailed Gilroy Transportation Costs Vs. California
| Item | Gilroy | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
Detailed Gilroy Utilities Costs Vs. California
| Item | Gilroy | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
Gilroy SnackAbility
/10
Cost Of Living In Cities Around Gilroy
The cost of living varies in the cities and towns around Gilroy. Here's a quick look at the cost of living in the most populous nearby places:
Watsonville, CA has a cost of living index of 152, 0.8x Gilroy.
Morgan Hill, CA has a cost of living index of 201, 1.1x Gilroy.
Hollister, CA has a cost of living index of 157, 0.9x Gilroy.
| City | Population | Cost Of Living | Vs. Gilroy |
|---|---|---|---|
| Watsonville, CA | 51,968 | 152 | 0.8x |
| Morgan Hill, CA | 45,152 | 201 | 1.1x |
| Hollister, CA | 43,003 | 157 | 0.9x |
| Prunedale, CA | 19,286 | 165 | 0.9x |
| Rio del Mar, CA | 8,938 | 214 | 1.2x |
| Interlaken, CA | 8,191 | 163 | 0.9x |
| San Martin, CA | 7,199 | 214 | 1.2x |
| Castroville, CA | 6,870 | 158 | 0.9x |
| Aptos, CA | 6,124 | 196 | 1.1x |
