What is the cost of living in Morgan Hill, CA?
According to the most recent data on the cost of living, Morgan Hill has an overall cost of living index of 202, which is 2.0x higher than the national index of 100.
Compared to California, Morgan Hill has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Morgan Hill ranks as #527 most affordable out of the 634 places we measured in California. By definition, that implies Morgan Hill ranks as the #107 most expensive place in the Golden State.
For more reading on life in Morgan Hill, check out:
Morgan Hill Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Morgan Hill. Here is how it fares on each of the criteria:
The Services index in Morgan Hill is 111.
The Groceries index in Morgan Hill is 113.
The Health index in Morgan Hill is 402.
The Housing index in Morgan Hill is 113.
The Transportation index in Morgan Hill is 119.
The Utilities index in Morgan Hill is 119.
| Living Expense | Morgan Hill | California | National Average |
|---|---|---|---|
| Overall | 202 | 142 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 113 | 118 | 100 |
| Health | 402 | 197 | 100 |
| Housing | 113 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 119 | 121 | 100 |
Morgan Hill Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Morgan Hill Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Morgan Hill, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Morgan Hill is $1,356,869.
The Median Rent in Morgan Hill is $2,474.
The Median Income in Morgan Hill is $163,920.
The Home Value To Income in Morgan Hill is 8.3x.
The Rent To Monthly Income in Morgan Hill is 0.18x.
| Statistic | Morgan Hill | California | United States |
|---|---|---|---|
| Median Home Value | $1,356,869 | $774,581 | $332,700 |
| Median Rent | $2,474 | $2,036 | $1,413 |
| Median Income | $163,920 | $99,122 | $80,734 |
| Home Value To Income | 8.3x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.25x | 0.21x |
Morgan Hill, CA Costs By Category
Detailed Morgan Hill Services costs vs. California
| Item | Morgan Hill | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
Detailed Morgan Hill Groceries costs vs. California
| Item | Morgan Hill | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Morgan Hill Health costs vs. California
| Item | Morgan Hill | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
Detailed Morgan Hill Transportation costs vs. California
| Item | Morgan Hill | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
Detailed Morgan Hill Utilities costs vs. California
| Item | Morgan Hill | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
Morgan Hill SnackAbility
Cost Of Living In Cities Around Morgan Hill
The cost of living varies in the cities and towns around Morgan Hill. Here's a quick look at the cost of living in the most populous nearby places:
San Jose, CA has a cost of living index of 216, 1.1x Morgan Hill.
Gilroy, CA has a cost of living index of 180, 0.9x Morgan Hill.
Watsonville, CA has a cost of living index of 151, 0.7x Morgan Hill.
| City | Population | Cost Of Living | Vs. Morgan Hill |
|---|---|---|---|
| San Jose, CA | 990,138 | 216 | 1.1x |
| Gilroy, CA | 59,004 | 180 | 0.9x |
| Watsonville, CA | 51,712 | 151 | 0.7x |
| Los Gatos, CA | 32,786 | 306 | 1.5x |
| Soquel, CA | 10,679 | 185 | 0.9x |
| Alum Rock, CA | 10,440 | 191 | 0.9x |
| Rio del Mar, CA | 9,201 | 214 | 1.1x |
| Interlaken, CA | 8,068 | 160 | 0.8x |
| East Foothills, CA | 7,139 | 226 | 1.1x |
| San Martin, CA | 6,954 | 214 | 1.1x |
