What is the cost of living in San Martin, CA?
According to the most recent data on the cost of living, San Martin has an overall cost of living index of 214, which is 2.1x higher than the national index of 100.
Compared to California, San Martin has a cost of living index that's 1.5x higher than California's index of 142.
The standard of living in San Martin ranks as #551 most affordable out of the 634 places we measured in California. By definition, that implies San Martin ranks as the #83 most expensive place in the Golden State.
For more reading on life in San Martin, check out:
San Martin Cost Of Living Vs. California
Six factors go into calculating the cost of living index in San Martin. Here is how it fares on each of the criteria:
The Services index in San Martin is 108.
The Groceries index in San Martin is 116.
The Health index in San Martin is 454.
The Housing index in San Martin is 114.
The Transportation index in San Martin is 118.
The Utilities index in San Martin is 120.
| Living Expense | San Martin | California | National Average |
|---|---|---|---|
| Overall | 214 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 454 | 197 | 100 |
| Housing | 114 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 120 | 121 | 100 |
San Martin Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in San Martin Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
San Martin, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in San Martin is $1,606,230.
The Median Rent in San Martin is $2,613.
The Median Income in San Martin is $158,250.
The Home Value To Income in San Martin is 10.1x.
The Rent To Monthly Income in San Martin is 0.2x.
| Statistic | San Martin | California | United States |
|---|---|---|---|
| Median Home Value | $1,606,230 | $774,581 | $332,700 |
| Median Rent | $2,613 | $2,036 | $1,413 |
| Median Income | $158,250 | $99,122 | $80,734 |
| Home Value To Income | 10.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.25x | 0.21x |
San Martin, CA Costs By Category
Detailed San Martin Services costs vs. California
| Item | San Martin | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
Detailed San Martin Groceries costs vs. California
| Item | San Martin | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed San Martin Health costs vs. California
| Item | San Martin | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
Detailed San Martin Transportation costs vs. California
| Item | San Martin | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
Detailed San Martin Utilities costs vs. California
| Item | San Martin | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
San Martin SnackAbility
Cost Of Living In Cities Around San Martin
The cost of living varies in the cities and towns around San Martin. Here's a quick look at the cost of living in the most populous nearby places:
San Jose, CA has a cost of living index of 216, 1.0x San Martin.
Gilroy, CA has a cost of living index of 180, 0.8x San Martin.
Watsonville, CA has a cost of living index of 151, 0.7x San Martin.
| City | Population | Cost Of Living | Vs. San Martin |
|---|---|---|---|
| San Jose, CA | 990,138 | 216 | 1.0x |
| Gilroy, CA | 59,004 | 180 | 0.8x |
| Watsonville, CA | 51,712 | 151 | 0.7x |
| Morgan Hill, CA | 45,425 | 202 | 0.9x |
| Hollister, CA | 43,811 | 155 | 0.7x |
| Prunedale, CA | 19,723 | 166 | 0.8x |
| Rio del Mar, CA | 9,201 | 214 | 1.0x |
| Interlaken, CA | 8,068 | 160 | 0.7x |
| Aptos, CA | 6,404 | 198 | 0.9x |
