Cost of living in Laguna Niguel research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Laguna Niguel is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Laguna Niguel is 197, with 100 being the average.
The cost of living index in Laguna Niguel is 2.0x higher than the national average.
Laguna Niguel ranks as the #521 cheapest in California out of 634.
Laguna Niguel ranks as the #6,303 cheapest out of 6,489 in the US.
The median home value in Laguna Niguel is $1,439,205.
The median income in Laguna Niguel is $140,605.
According to the most recent data on the cost of living, Laguna Niguel has an overall cost of living index of 197, which is 2.0x higher than the national index of 100.
Compared to California, Laguna Niguel has a cost of living index that's 1.4x higher than California's index of 141.
The standard of living in Laguna Niguel ranks as #521 most affordable out of the 634 places we measured in California. By definition, that implies Laguna Niguel ranks as the #113 most expensive place in the Golden State.
For more reading on life in Laguna Niguel, check out:
Six factors go into calculating the cost of living index in Laguna Niguel. Here is how it fairs on each of the criteria:
The Services index in Laguna Niguel is 111.
The Groceries index in Laguna Niguel is 112.
The Health index in Laguna Niguel is 100.
The Housing index in Laguna Niguel is 402.
The Transportation index in Laguna Niguel is 125.
The Utilities index in Laguna Niguel is 93.
| Living Expense | Laguna Niguel | California | National Average | |
|---|---|---|---|---|
| Overall | 197 | 141 | 100 | |
| Services | 111 | 110 | 100 | |
| Groceries | 112 | 112 | 100 | |
| Health | 100 | 110 | 100 | |
| Housing | 402 | 195 | 100 | |
| Transportation | 125 | 125 | 100 | |
| Utilities | 93 | 128 | 100 | |
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Laguna Niguel is $1,439,205.
The Median Rent in Laguna Niguel is $2,819.
The Median Income in Laguna Niguel is $140,605.
The Home Value To Income in Laguna Niguel is 10.2x.
The Rent To Monthly Income in Laguna Niguel is 0.24x.
| Statistic | Laguna Niguel | California | United States |
|---|---|---|---|
| Median Home Value | $1,439,205 | $763,287 | $303,400 |
| Median Rent | $2,819 | $1,956 | $1,348 |
| Median Income | $140,605 | $96,334 | $78,538 |
| Home Value To Income | 10.2x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.24x | 0.21x |
| Item | Laguna Niguel | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
| Item | Laguna Niguel | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
| Item | Laguna Niguel | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
| Item | Laguna Niguel | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
| Item | Laguna Niguel | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
The cost of living varies in the cities and towns around Laguna Niguel. Here's a quick look at the cost of living in the most populous nearby places:
Irvine, CA has a cost of living index of 198, 1.0x Laguna Niguel.
Mission Viejo, CA has a cost of living index of 184, 0.9x Laguna Niguel.
Lake Forest, CA has a cost of living index of 175, 0.9x Laguna Niguel.
| City | Population | Cost Of Living | Vs. Laguna Niguel |
|---|---|---|---|
| Irvine, CA | 308,160 | 198 | 1.0x |
| Mission Viejo, CA | 92,415 | 184 | 0.9x |
| Lake Forest, CA | 85,846 | 175 | 0.9x |
| San Clemente, CA | 63,510 | 203 | 1.0x |
| Fountain Valley, CA | 56,358 | 186 | 0.9x |
| Aliso Viejo, CA | 51,320 | 174 | 0.9x |
| Rancho Santa Margarita, CA | 47,257 | 176 | 0.9x |
| San Juan Capistrano, CA | 34,998 | 183 | 0.9x |
| Dana Point, CA | 32,883 | 205 | 1.0x |
| Laguna Hills, CA | 30,921 | 184 | 0.9x |