Laguna Niguel, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Laguna Niguel, CA Summary

Cost of living in Laguna Niguel research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Laguna Niguel is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Laguna Niguel is 197, with 100 being the average.

  • The cost of living index in Laguna Niguel is 2.0x higher than the national average.

  • Laguna Niguel ranks as the #521 cheapest in California out of 634.

  • Laguna Niguel ranks as the #6,303 cheapest out of 6,489 in the US.

  • The median home value in Laguna Niguel is $1,439,205.

  • The median income in Laguna Niguel is $140,605.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
197
Laguna Niguel's Overall Cost Of Living
2.0x
Higher Than The National Average

What is the cost of living in Laguna Niguel, CA?

According to the most recent data on the cost of living, Laguna Niguel has an overall cost of living index of 197, which is 2.0x higher than the national index of 100.

Compared to California, Laguna Niguel has a cost of living index that's 1.4x higher than California's index of 141.

The standard of living in Laguna Niguel ranks as #521 most affordable out of the 634 places we measured in California. By definition, that implies Laguna Niguel ranks as the #113 most expensive place in the Golden State.

For more reading on life in Laguna Niguel, check out:

521 out of 634
In California
6,303 out of 6,489
In America

Laguna Niguel Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Laguna Niguel. Here is how it fairs on each of the criteria:

  • The Services index in Laguna Niguel is 111.

  • The Groceries index in Laguna Niguel is 112.

  • The Health index in Laguna Niguel is 100.

  • The Housing index in Laguna Niguel is 402.

  • The Transportation index in Laguna Niguel is 125.

  • The Utilities index in Laguna Niguel is 93.

Living Expense Laguna Niguel California National Average
Overall 197 141 100
Services 111 110 100
Groceries 112 112 100
Health 100 110 100
Housing 402 195 100
Transportation 125 125 100
Utilities 93 128 100
For more reading on cost of living around California, check out:
Laguna Niguel Cost of Living Vs. CA

Laguna Niguel, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Laguna Niguel is $1,439,205.

  • The Median Rent in Laguna Niguel is $2,819.

  • The Median Income in Laguna Niguel is $140,605.

  • The Home Value To Income in Laguna Niguel is 10.2x.

  • The Rent To Monthly Income in Laguna Niguel is 0.24x.

Statistic Laguna Niguel California United States
Median Home Value $1,439,205 $763,287 $303,400
Median Rent $2,819 $1,956 $1,348
Median Income $140,605 $96,334 $78,538
Home Value To Income 10.2x 7.9x 3.9x
Rent To Monthly Income 0.24x 0.24x 0.21x
$1,439,205
Median Home Value
$2,819
Median Rent
$140,605
Median Income

Laguna Niguel, CA Costs By Category

Detailed Laguna Niguel Services Costs Vs. California

Item Laguna Niguel California
Shampoo $1.34 $1.28
Movie $11.04 $12.13
Bowling $21.11 $18
Haircut $27.27 $24.26
Beauty Salon $41.78 $45.56

Detailed Laguna Niguel Groceries Costs Vs. California

Item Laguna Niguel California
Ground Beef $5.89 $5.84
Fried Chicken $3.49 $1.57
Milk $4.92 $4.67
Potatoes $4.92 $4.93
Pizza $15.31 $12.09
Beer $10.26 $10.41
Toothpaste $3.61 $3.7

Detailed Laguna Niguel Health Costs Vs. California

Item Laguna Niguel California
Optometrist $112.92 $125.68
Doctor $95.5 $135.78
Dentist $117.28 $113.29

Detailed Laguna Niguel Transportation Costs Vs. California

Item Laguna Niguel California
Gasoline $4.75 $3.46
Tire Balancing $61.38 $59.92

Detailed Laguna Niguel Utilities Costs Vs. California

Item Laguna Niguel California
All Electricity $378.97 $193.99
Phone $180.31 $192.25

Laguna Niguel SnackAbility

9.5
/10
Overall SnackAbility
Jobs
8/10
Housing
10
Affordability
4
Diversity
9
Safety
8.5
Amenities
9.5
Education
9
Commute
5

Cost Of Living In Cities Around Laguna Niguel

The cost of living varies in the cities and towns around Laguna Niguel. Here's a quick look at the cost of living in the most populous nearby places:

  • Irvine, CA has a cost of living index of 198, 1.0x Laguna Niguel.

  • Mission Viejo, CA has a cost of living index of 184, 0.9x Laguna Niguel.

  • Lake Forest, CA has a cost of living index of 175, 0.9x Laguna Niguel.

City Population Cost Of Living Vs. Laguna Niguel
Irvine, CA 308,160 198 1.0x
Mission Viejo, CA 92,415 184 0.9x
Lake Forest, CA 85,846 175 0.9x
San Clemente, CA 63,510 203 1.0x
Fountain Valley, CA 56,358 186 0.9x
Aliso Viejo, CA 51,320 174 0.9x
Rancho Santa Margarita, CA 47,257 176 0.9x
San Juan Capistrano, CA 34,998 183 0.9x
Dana Point, CA 32,883 205 1.0x
Laguna Hills, CA 30,921 184 0.9x

Articles About California

Enjoy The Snack?