What is the cost of living in Laguna Niguel, CA?
According to the most recent data on the cost of living, Laguna Niguel has an overall cost of living index of 204, which is 2.0x higher than the national index of 100.
Compared to California, Laguna Niguel has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Laguna Niguel ranks as #534 most affordable out of the 634 places we measured in California. By definition, that implies Laguna Niguel ranks as the #100 most expensive place in the Golden State.
For more reading on life in Laguna Niguel, check out:
Laguna Niguel Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Laguna Niguel. Here is how it fares on each of the criteria:
The Services index in Laguna Niguel is 114.
The Groceries index in Laguna Niguel is 118.
The Health index in Laguna Niguel is 410.
The Housing index in Laguna Niguel is 116.
The Transportation index in Laguna Niguel is 114.
The Utilities index in Laguna Niguel is 121.
| Living Expense | Laguna Niguel | California | National Average |
|---|---|---|---|
| Overall | 204 | 142 | 100 |
| Services | 114 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 410 | 197 | 100 |
| Housing | 116 | 120 | 100 |
| Transportation | 114 | 121 | 100 |
| Utilities | 121 | 121 | 100 |
Laguna Niguel Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Laguna Niguel Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Laguna Niguel, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Laguna Niguel is $1,499,545.
The Median Rent in Laguna Niguel is $2,903.
The Median Income in Laguna Niguel is $140,452.
The Home Value To Income in Laguna Niguel is 10.7x.
The Rent To Monthly Income in Laguna Niguel is 0.25x.
| Statistic | Laguna Niguel | California | United States |
|---|---|---|---|
| Median Home Value | $1,499,545 | $774,581 | $332,700 |
| Median Rent | $2,903 | $2,036 | $1,413 |
| Median Income | $140,452 | $99,122 | $80,734 |
| Home Value To Income | 10.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Laguna Niguel, CA Costs By Category
Detailed Laguna Niguel Services costs vs. California
| Item | Laguna Niguel | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Laguna Niguel Groceries costs vs. California
| Item | Laguna Niguel | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Laguna Niguel Health costs vs. California
| Item | Laguna Niguel | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Laguna Niguel Transportation costs vs. California
| Item | Laguna Niguel | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Laguna Niguel Utilities costs vs. California
| Item | Laguna Niguel | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Laguna Niguel SnackAbility
Cost Of Living In Cities Around Laguna Niguel
The cost of living varies in the cities and towns around Laguna Niguel. Here's a quick look at the cost of living in the most populous nearby places:
Irvine, CA has a cost of living index of 209, 1.0x Laguna Niguel.
Mission Viejo, CA has a cost of living index of 190, 0.9x Laguna Niguel.
Lake Forest, CA has a cost of living index of 182, 0.9x Laguna Niguel.
| City | Population | Cost Of Living | Vs. Laguna Niguel |
|---|---|---|---|
| Irvine, CA | 311,690 | 209 | 1.0x |
| Mission Viejo, CA | 92,151 | 190 | 0.9x |
| Lake Forest, CA | 86,281 | 182 | 0.9x |
| San Clemente, CA | 63,273 | 206 | 1.0x |
| Fountain Valley, CA | 56,258 | 188 | 0.9x |
| Aliso Viejo, CA | 51,113 | 175 | 0.9x |
| Rancho Santa Margarita, CA | 46,990 | 179 | 0.9x |
| San Juan Capistrano, CA | 35,095 | 184 | 0.9x |
| Dana Point, CA | 32,790 | 208 | 1.0x |
| Laguna Hills, CA | 30,740 | 190 | 0.9x |
